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STEVE MERLEVEDE CONSULT

Active
Private limited companyfounded 2018active for 8 yearsCatharinastraat(Oes) 7, 8720 Dentergem, BelgiumKBO/BCE: BE 0702.871.601
Summary

STEVE MERLEVEDE CONSULT has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151,481 and a net result of €55,115. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 57% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-09-2018 Normal situation
Activity
Agents specialised in the wholesale of other particular products NACE 46180and 3 others
Establishment unit
2.280.391.014 8720 Dentergem, since 01-10-2018
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€73,581
▲ 3.3%
Turnover
≈ €340,000
estimated
Profit
€55,115
▲ 2.6%
Equity
€151,481
▼ 6.1%
Total assets
€304,832
▲ 1.9%
Score breakdownraises riskSector: Wholesale trade (NACE 46)lowers riskLiquidity: current ratio 1.16, cash €66,955Equity €151,481 (49.7% of total assets)Figures for financial year 2025 (filed on 23-06-2026)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 75-4
equity 49.7% of total assets
Liquidity 67-2
short-term debt 26.5% · cash 22.0%
Profitability 91=
return on assets 18.1%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.1%▼ -0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.1 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -0.3 percentage points vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.16 (1.77 in 2024), below the usual 1.5. Short-term debt is 26.5% and cash 22% of total assets. 50.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 57% of them on solvency, 73% on liquidity, 85% on profitability and 30% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.16, cash €66,955
NBB · annual accounts
lowers risk · Equity €151,481 (49.7% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 23-06-2026)
NBB · annual accounts
raises risk · Sector: Wholesale trade (NACE 46)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
38 days early
2024
36 days early
2023
33 days early
2022
34 days early
2021
23 days early
2020
17 days early
2019
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 86% of companies in wholesale tradesector median €5,660 · 13,747 companies €55,115 View
  • Positive: 8 profitable years in a rowprofit 2025: €55,115 8 years View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View

Recent changes

  1. · Gazette deed Appointments: MERLEVEDE Steve Jimmy Jack (director) and VELGHE Jolien (opvolgend niet statutair bestuurder)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as STEVE MERLEVEDE CONSULT: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €252,000 and €371,000, founded in 2018.

CompanyTotal assetsGross margin
STEVE MERLEVEDE CONSULT Dentergem€304,832€73,581
B&T PROJECTS Zwevegem€357,166€86,080
KB Consilium Diepenbeek€283,320€66,625
G PLUS PRO Estaimpuis€316,484€83,646
LAMBERT NUTRITION Ellezelles€260,287€65,900
MASARYS Mons€252,430€68,509
Magali Occhiali Kontich€371,114€61,652
Full comparison

Key facts about STEVE MERLEVEDE CONSULT

What is the company number of STEVE MERLEVEDE CONSULT?
The company number of STEVE MERLEVEDE CONSULT is 0702.871.601. The VAT number is the same number with BE in front: BE 0702.871.601.
Where is STEVE MERLEVEDE CONSULT based?
The registered office is at Catharinastraat(Oes) 7, 8720 Dentergem.Company details
What does STEVE MERLEVEDE CONSULT do?
According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
What is the legal form of STEVE MERLEVEDE CONSULT?
The legal form of STEVE MERLEVEDE CONSULT is Private limited company (BV).
When was STEVE MERLEVEDE CONSULT founded?
STEVE MERLEVEDE CONSULT was founded on 06-09-2018.
Is STEVE MERLEVEDE CONSULT still active?
Yes, STEVE MERLEVEDE CONSULT is an active enterprise in the KBO register.
What is the turnover of STEVE MERLEVEDE CONSULT?
The turnover in financial year 2025 is ≈ €340,000. This figure is estimated from the gross margin of €73,581 and 30 comparable companies (NACE 461). It probably lies between €170,000 and €800,000.Financials
Is STEVE MERLEVEDE CONSULT profitable?
In financial year 2025, STEVE MERLEVEDE CONSULT made a profit of €55,115.
Where can I find the annual accounts of STEVE MERLEVEDE CONSULT?
STEVE MERLEVEDE CONSULT filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEVE MERLEVEDE CONSULT due?
STEVE MERLEVEDE CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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