STEVANTO
ActiveSTEVANTO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €-3k. Equity is shrinking by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▲+1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 90.44; short-term debt: 1.1% and cash: 12.1% of total assets), and 1.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
6 d early
2024
8 d early
2023
1 d early
2022
3 d early
2021
1 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€87k▼ 2.9%
2024 · €90k
2018: €162k
2019: €168k
2020: €185k
2021: €96k
2022: €98k
2023: €93k
2024: €90k
2018 → 2025
Total assets
€88k▼ 2.6%
2024 · €91k
2018: €1.16M
2019: €1.26M
2020: €526k
2021: €194k
2022: €115k
2023: €94k
2024: €91k
2018 → 2025
Net result
€-3k▲ 17.1%
2024 · €-3k
2018: €452k
2019: €826k
2020: €316k
2021: €73k
2022: €2k
2023: €-5k
2024: €-3k
2018 → 2025
Working capital
€87k▼ 2.9%
2024 · €90k
2018: €162k
2019: €168k
2020: €185k
2021: €96k
2022: €98k
2023: €93k
2024: €90k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€98k▲ 1.8%€93k▼ 4.9%€90k▼ 3.4%€87k▼ 2.9%
Operating result€95k-€-1€-6k▼ 500,482%€-4k▲ 27.7%€-4k▲ 13.7%
Net result€73k-€2k▼ 97.6%€-5k€-3k▲ 35.2%€-3k▲ 17.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €88k
Equity
€87k▼ 2.9%
Debt
€975▲ 25.1%
The debt ratio rises from 0.9% to 1.1%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
98.9%▼
2024 · 99.1%
Current ratio
90.44
Quick ratio
90.44
Debt / equity
0.01▲
2024 · 0.01
ROE
-3.0%▲
2024 · -3.5%
ROA
-2.9%▲
2024 · -3.5%
Debt
€975▲
2024 · €780
Debt ≤ 1 year
€975▲
2024 · €780
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€88k▼
Current assets29/58€91k€88k▼
Amounts receivable within one year40/41€76k€78k▲
Other amounts receivable41€76k€78k▲
Cash at bank and in hand54/58€15k€11k▼
Equity and liabilities
Total equity and liabilities10/49€91k€88k▼
Equity10/15€90k€87k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€28k€26k▼
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Distributable reserves133€13k€11k▼
Amounts payable17/49€780€975▲
Amounts payable within one year42/48€780€975▲
Trade debts44€780€975▲
Suppliers440/4€780€975▲
Income statement
Code20242025
Other operating charges640/8€796€528▼
Gross operating margin9900€-4k€-3k▲
Operating profit (loss)9901€-4k€-4k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€194€205▲
Recurring financial charges65€194€205▲
Profit (loss) for the period before taxes9903€-3k€-3k▲
Profit (loss) for the period9904€-3k€-3k▲
Profit (loss) for the period to be appropriated9905€-3k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-3k▲
Transfer from equity791/2€3k€3k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
State Gazette act
Resignations & appointments · RestructuringGeneral meeting · Director appointment · Mandate compensation18 facts ▸
State Gazette act
Resignations & appointments · Restructuring
General meeting · Director appointment · Mandate compensation18 facts ▸
- General meeting, 2026-05-24
- Director appointment, NOAL (niet-statutaire bestuurder)
- Mandate compensation, NOAL
- Permanent representative, Peter Temmerman
- Board meeting, 2026-06-24
- Merger, fusie door overneming gelijkgestelde verrichting
- Capital, €61.500
- Board composition, bestuurder, 2026-06-24
- Board composition, bestuurder, 2026-06-24
- Corporate purpose, De vennootschap heeft als voorwerp: Voor zover dit alles wettelijk toegelaten is en de vennootschap en/of haar medewerkers en/of fysische of rechtspersonen waar…
- Capital, €20.460
- Board composition, bestuurder, 2026-06-24
- +6 further facts in this act
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €-5k ▼380%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity times 10current ratio 64.82
Current ratio from 6.54 to 64.82; short-term debt falls from €18k to €1k.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Liquidity triplescurrent ratio 6.54
Current ratio from 1.98 to 6.54; short-term debt falls from €98k to €18k.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Highest result since 2018net €826k ▲82.6%
Operating result €834k, net result €826k, both a record.
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
NOAL
CurrentNon-statutory director · since 24-05-2026 · Private limited company · perm. rep.: Peter Temmerman
24-05-2026
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadestraat 149A8800 RoeselareGround area
4,381 m²
Building footprint
1,762 m²
Parcel 36017A1278/00Y002, Flanders. Linked by address, not a title deed.
1 establishment unit
STEVANTO
since 20172.263.535.481
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A1278/00Y002 | Flanders | 4,381 m² | 1 · 1,762 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared corporate director
→
Acquisitions and mergers
1 transactionTaken over by:STEENDONCK INVEST
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MAILLEN CONSTRUCTIONS
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DWPARTNERS
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 5,276 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-01-2017
Fiscal year end30-09
Activities, NACEBEL
68121Development of residential building projects
41001General construction of residential buildings
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.