Turnover
≈ €350,000 estimated
The micro format states no turnover.
STEVANDA
Overview
Lifetime
1 annual account with figurespeak €208,968 (2025)
€208,968
peak €147,323 (2025)
€147,323
peak €157,323 (2025)
€157,323
€63,148
Board1 name since 2024
1 directorVANDAMME Steven Stan Corneel
Documentsfilings and deeds
19-03-2026134 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€10,000 100 shares
Position in the sector
€147,323
Higher net result than 91% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
Checked score
96
Excellent
Financially stronger than 76% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 0.4%
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.7%▲ +0.3 percentage points vs 02-2026highest value
04-2026: 0.1%▼ -0.6 percentage points vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 2.87, cash €79,938
Equity €157,323 (71.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 67% of them on solvency, 76% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as STEVANDA has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of STEVANDA itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for STEVANDA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 2.87, above the usual 1.5. Short-term debt is 28.6% and cash 36.3% of total assets. 28.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-03-2026, 134 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
134 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered office moved within Oostduinkerke
New registered office: Witte Burg 5, 8670 Oostduinkerke · Previous registered office: Astridplein bus 802, 8670 Oostduinkerke · Board meeting of 10-01-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016576232
Incorporation
Founding capital of €10,000, 100 shares · Founder: VANDAMME Steven Stan Corneel · Appointment: VANDAMME Steven Stan Corneel (director) · published on 27-11-2024 · Gazette deed
First establishment
Witte Burg 5, Koksijde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STEVANDA Koksijde | €220,471 | €208,968 | 71.4% | - |
| SLPS Bruges | €257,727 | €234,470 | 66.5% | - |
| COCOMERO Jabbeke | €187,835 | €219,598 | 37.8% | - |
| Por Favor Jabbeke | €323,394 | €208,220 | 39.2% | - |
| GEMAS Dentergem | €327,789 | €246,877 | 50.3% | - |
| VECEVE Kortrijk | €189,760 | €164,374 | 63.1% | - |
| LéJu-Invest Waregem | €153,374 | €153,510 | 81.0% | - |
These companies have the same main activity as STEVANDA: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €153,000 and €328,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 25-11-2024Normal situation
- Activity
- Activities of head officesNACE 70100
- Establishment unit
- 2.366.788.3208670 Koksijde, since 25-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 26-11-2024
Annual accounts 2025
- €208,968
- €147,323
- €157,323
- €220,471
- Filing
- Filed on 19-03-2026, 134 days before the end of the filing period
Insights on STEVANDA
STEVANDA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157,323 and a net result of €147,323.
Its solvency ranks better than 67% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 19-03-2026, 134 days before the deadline€208,968
€193,016
€147,323
€117,811
71.4%
2.87
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €350,000. Estimated: probably between €300,000 and €410,000.
Balance sheet
balance sheet total €220,471 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
71.4%
Higher than 67% of 39,368 companies in 2025.
2.87
Higher than 61% of 38,051 companies in 2025.
66.8%
Higher than 94% of 38,523 companies in 2025.
STEVANDA
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
220,471 | |
21/28 |
39,512 | |
22/27 |
39,512 | |
24 |
39,512 | |
29/58 |
180,960 | |
40/41 |
79,752 | |
40 |
79,752 | |
50/53 |
20,000 | |
54/58 |
79,938 | |
490/1 |
1,270 | |
| Balance sheet: equity and liabilities | ||
10/49 |
220,471 | |
10/15 |
157,323 | |
10/11 |
10,000 | |
13 |
147,323 | |
133 |
147,323 | |
17/49 |
63,148 | |
42/48 |
63,148 | |
44 |
326 | |
440/4 |
326 | |
45 |
59,819 | |
450/3 |
59,819 | |
47/48 |
3,003 | |
| Income statement | ||
9900 |
208,968 | |
630 |
13,899 | |
640/8 |
2,053 | |
9901 |
193,016 | |
65/66B |
1,598 | |
65 |
1,598 | |
9903 |
191,418 | |
67/77 |
44,096 | |
9904 |
147,323 | |
9905 |
147,323 | |
| Appropriation of the result | ||
9906 |
147,323 | |
691/2 |
147,323 | |
6921 |
147,323 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-03-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 19-03-2026 | 2026-00057629 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 206,915 | ||
| 161,222 | ||
| 50,638 | ||
| 117,811 | ||
| 71.4% | ||
| 2.87 | ||
| 0.40 | ||
| 93.6% | ||
| 66.8% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €50,638 |
| €13,899 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on STEVANDA
Debt's share of the balance-sheet total is 28.6%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 25-11-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 19-03-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Indien de vennootschap door meer dan één bestuurder wordt bestuurd, en behoudens inrichting door de algemene vergadering van een collegiaal…”deed of 27-11-2024
Mandates through the years
1 name, the dashed line is todayVANDAMME Steven Stan Corneel
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- VANDAMME Steven Stan Corneel
- Director (not named in the articles), from 25-11-2024 to date
Control
Capital
- Contribution
- €10,000
- Shares
- 100
- Contribution per share
- €100
- Equity per share
- €1,573 in 2025
- Source
- deed of 27-11-2024
Articles of association
deed of 27-11-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “13) Ieder jaar wordt een gewone algemene vergadering van aandeelhouders gehouden op de zetel, op de voorlaatste zaterdag van de maand juni…”
Shareholders
At incorporation
deed of 27-11-2024 ↗
- VANDAMME Steven Stan Corneel 100 shares (100%) · €10,000
Network & group
No group
STEVANDA has no parent and no holdings in its annual accounts. VANDAMME Steven Stan Corneel is the only director. STEVANDA shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
Address
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 134 days before the deadline
Registered office moved within OostduinkerkeNew registered office: Witte Burg 5, 8670 Oostduinkerke · Previous registered office: Astridplein bus 802, 8670 Oostduinkerke · Board meeting of 10-01-20262 points ▸
- Board meeting, 10-01-2026
- Registered-office move, Witte Burg 5, 8670 Oostduinkerke
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1016576232
IncorporationFounding capital of €10,000, 100 shares · Founder: VANDAMME Steven Stan Corneel · Appointment: VANDAMME Steven Stan Corneel (director) · published on 27-11-20243 points ▸
- Founder, VANDAMME Steven Stan Corneel
- Founding capital, €10,000, 100 shares
- Director appointment, VANDAMME Steven Stan Corneel (director (not named in the articles))
- The deed holds 2 more points.
First establishment Witte Burg 5, Koksijde
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
STEVANDA was incorporated on 25 November 2024 as a private limited company by one natural person, with a starting capital of €10,000.12 The registered office was moved to Oostduinkerke in 2026.3 Since 2024, VANDAMME Steven Stan Corneel has served as director.4
Company details
Identity
- Enterprise number
- 1016.576.232
- VAT number
- BE 1016.576.232
- Peppol ID
- 0208:1016576232
- Other Peppol ID
- 9925:BE1016576232
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 25-11-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “13) Ieder jaar wordt een gewone algemene vergadering van aandeelhouders gehouden op de zetel, op de voorlaatste zaterdag van de maand juni…”deed of 27-11-2024 (in Dutch)
- Peppol
- Reachable since 26-11-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- STEVANDA in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 27-11-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Astridplein 3/0802, 8670 Koksijde (Oostduinkerke)”deed of 27-11-2024 (in Dutch)
Activities
NACEBEL 202570100
Activities of head offices main activity
Codes under NACEBEL 2008
70100
Activities of head offices main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van assistentie op gebied van management, engineering en consulting alsook technisch, commercieel, administratief en financieel…”deed of 27-11-2024 (in Dutch)
9 activities
- Het verlenen van assistentie op gebied van management, engineering en consulting alsook technisch, commercieel, administratief en financieel beheer en advies, met inbegrip van de detachering van personeel (zonder weliswaar in te gaan tegen de reglementering inzake uitzendarbeid)
- Het beheren van vennootschappen in de ruimste zin van het woord, welk voorwerp deze vennootschappen ook mochten hebben, het deelnemen in en het directievoeren over ondernemingen en vennootschappen, alsook het uitoefenen van de functie van bestuurder of analoge functies in vennootschappen en andere rechtspersonen
- Het organiseren van congressen en beurzen, alsook spreken voor groepen
- Het aankopen en verkopen van onroerende goederen met het oog op het ontwikkelen van bouwprojecten met daarnaast de mogelijkheid om ook eigen onroerende goederen te gaan verhuren als vakantieverblijf of andere types van kort verblijf
- Alle handelingen van commerciële, industriële, burgerlijke, financiële, onroerende of roerende aard verrichten die rechtstreeks of onrechtstreeks, geheel of gedeeltelijk, met haar voorwerp in verband staan, ermee verwant of verknocht zijn, of de verwezenlijking ervan kunnen vergemakkelijken, bevorderen en/of helpen uitbreiden, ze kan leningen of schulden aangaan bij derden (met inbegrip van haar vennoten en haar zaakvoerders) en kan alle kosten maken en investeringen doen die zij nodig of wenselijk acht
- Zich door deelneming, vereniging, inbreng in speciën of in natura, fusie, opslorping, overname, samenwerking, onderschrijving, inschrijvingen, participaties, financiële tussenkomst of afspraak, of op om het even welke wijze interesseren in alle Belgische of buitenlandse bestaande of op te richten vennootschappen, verenigingen, ondernemingen, economische samenwerkingsverbanden, syndicaten, beroepsverenigingen, organisaties of groeperingen waarvan het voorwerp gelijkaardig, soortgelijk, verwant, aanvullend of samenhangend aan het hare zou zijn of die haar maatschappelijke bedrijvigheid in de hand zouden werken of bevorderen of uitbreiden, en er het bestuur van voeren
- Deelnemen, onder gelijk welke vorm, aan de oprichting, uitbreiding, omzetting, fusie, opslorping, het bestuur en controle van ondernemingen waarin ze belang stelt onder meer in de vorm van leningen, voorschotten of borgstellingen, alsook bij wijze van bijstand inzake bestuur en/of administratie
- Ten voordele van derden tevens alle waarborgen toestaan, alle roerende goederen verpanden, alle onroerende goederen met hypotheek bezwaren
- Optreden als bestuurder, volmachtdrager, mandataris of vereffenaar in andere vennootschappen, zich borg stellen voor derden, bestuurders en aandeelhouders, evenals hun leningen, voorschotten en kredieten toestaan, behoudend de wettelijke beperkingen terzake
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Witte Burg 5 registered office 8670 Koksijde | 25-11-2024 | 2.366.788.320 |
Buildings and parcels at the address
- Ground area
- 929 m²
- Buildings
- 218 m²
- Volume, LiDAR
- 919 m³
- Tallest building
- 6.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 38502F0716/00F000 | 929 m² | 1 · 218 m² | 6.3 m · 1 |