STEVAN
ActiveSummary
The computed 12-month bankruptcy probability of STEVAN is 2.0% (moderate). The 2025 annual accounts show equity of €176,384 and a net result of -€3,902. Equity is growing by ~7.6% per year across the filed fiscal years. The company has been active since 1999 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
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Signals
This company filed its last 7 accounts on average 28 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
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Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,736 | €20,673 | €20,694 | €21,007 | €16,344 | ▼ 22.2% |
| Other operating charges640/8 | - | - | €363 | - | - | - |
| Non-recurring operating charges66A | - | - | €15,766 | - | - | - |
| Gross operating margin9900 | -€1,827 | €19,198 | €17,128 | €63,770 | €13,932 | ▼ 78.2% |
| Operating profit (loss)9901 | -€20,563 | -€1,475 | -€19,695 | €42,764 | -€2,412 | ▼ 106% |
| Financial charges65/66B | €3,768 | €4,181 | €3,240 | €2,962 | €2,554 | ▼ 13.8% |
| Recurring financial charges65 | €3,768 | €4,181 | €3,240 | €2,962 | €2,554 | ▼ 13.8% |
| Profit (loss) for the period before taxes9903 | -€24,331 | -€5,656 | -€22,936 | €39,801 | -€4,966 | ▼ 112% |
| Transfer from deferred taxes780 | €1,095 | €1,095 | €1,095 | €1,095 | €1,095 | = |
| Income taxes67/77 | - | - | - | €5,149 | €31 | ▼ 99.4% |
| Profit (loss) for the period9904 | -€23,236 | -€4,561 | -€21,841 | €35,747 | -€3,902 | ▼ 111% |
| Transfer from tax-exempt reserves789 | €38,323 | €3,285 | €3,285 | €3,285 | €3,285 | = |
| Profit (loss) for the period to be appropriated9905 | €15,087 | -€1,276 | -€18,556 | €39,031 | -€617 | ▼ 102% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €452,417 | €431,205 | €399,789 | €371,258 | €360,160 | ▼ 3.0% |
| Fixed assets21/28 | €402,084 | €381,411 | €365,643 | €337,519 | €321,175 | ▼ 4.8% |
| Tangible fixed assets22/27 | €402,084 | €381,411 | €365,643 | €337,519 | €321,175 | ▼ 4.8% |
| Land and buildings22 | €381,844 | €363,112 | €344,380 | €318,444 | €304,288 | ▼ 4.4% |
| Plant, machinery and equipment23 | €20,240 | €18,299 | €21,263 | €19,075 | €16,888 | ▼ 11.5% |
| Current assets29/58 | €50,333 | €49,795 | €34,146 | €33,739 | €38,985 | ▲ 15.5% |
| Amounts receivable within one year40/41 | €47,773 | €47,773 | €31,644 | €31,644 | €34,344 | ▲ 8.5% |
| Trade receivables40 | €363 | €363 | - | - | - | - |
| Other amounts receivable41 | €47,410 | €47,410 | €31,644 | €31,644 | €34,344 | ▲ 8.5% |
| Cash at bank and in hand54/58 | €147 | €34 | - | €92 | €1,420 | ▲ 1,449% |
| Deferred charges and accrued income490/1 | €2,413 | €1,988 | €2,502 | €2,003 | €3,221 | ▲ 60.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €452,417 | €431,205 | €399,789 | €371,258 | €360,160 | ▼ 3.0% |
| Equity10/15 | €170,941 | €166,380 | €144,539 | €180,286 | €176,384 | ▼ 2.2% |
| Contributions10/11 | €111,552 | €111,552 | €111,552 | €111,552 | €111,552 | = |
| Capital10 | €111,552 | €111,552 | - | - | - | - |
| Issued capital100 | €111,552 | €111,552 | - | - | - | - |
| Outside capital11 | - | - | €111,552 | €111,552 | €111,552 | = |
| Other1109/19 | - | - | €111,552 | €111,552 | €111,552 | = |
| Reserves13 | €121,318 | €118,034 | €114,749 | €111,464 | €108,179 | ▼ 2.9% |
| Non-distributable reserves130/1 | €3,790 | €3,790 | €3,790 | €3,790 | €3,790 | = |
| Legal reserve130 | €3,790 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €3,790 | €3,790 | €3,790 | €3,790 | = |
| Tax-exempt reserves132 | €117,529 | €98,544 | €95,259 | €91,974 | €88,690 | ▼ 3.6% |
| Distributable reserves133 | - | €15,700 | €15,700 | €15,700 | €15,700 | = |
| Profit (loss) carried forward14 | -€61,929 | -€63,206 | -€81,762 | -€42,730 | -€43,347 | ▼ 1.4% |
| Provisions and deferred taxes16 | €33,943 | €32,848 | €31,753 | €30,658 | €29,563 | ▼ 3.6% |
| Deferred taxes168 | €33,943 | €32,848 | €31,753 | €30,658 | €29,563 | ▼ 3.6% |
| Amounts payable17/49 | €247,533 | €231,978 | €223,497 | €160,314 | €154,213 | ▼ 3.8% |
| Amounts payable after more than one year17 | €128,645 | €101,759 | €90,009 | €77,927 | €66,107 | ▼ 15.2% |
| Financial debts170/4 | €120,805 | €96,639 | €84,809 | €72,727 | €60,387 | ▼ 17.0% |
| Other amounts payable178/9 | €7,840 | €5,120 | €5,200 | €5,200 | €5,720 | ▲ 10.0% |
| Amounts payable within one year42/48 | €118,888 | €130,218 | €133,488 | €82,387 | €88,106 | ▲ 6.9% |
| Current portion of amounts payable after more than one year42 | €25,974 | €26,598 | €15,024 | €16,535 | €18,104 | ▲ 9.5% |
| Financial debts43 | - | - | €8 | - | - | - |
| Credit institutions430/8 | - | - | €8 | - | - | - |
| Trade debts44 | €4,468 | €7,810 | €21,266 | €1,896 | €15,922 | ▲ 740% |
| Suppliers440/4 | €4,468 | €7,810 | €21,266 | €1,896 | €15,922 | ▲ 740% |
| Taxes, remuneration and social security45 | €480 | €480 | €480 | €5,629 | €5,181 | ▼ 8.0% |
| Taxes450/3 | €480 | €480 | €480 | €5,629 | €5,181 | ▼ 8.0% |
| Other amounts payable47/48 | €87,966 | €95,330 | €96,710 | €58,327 | €48,900 | ▼ 16.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€23,236 | -€4,561 | -€21,841 | €35,747 | -€3,902 | ▼ 111% |
| + Depreciation and write-downs630 | €18,736 | €20,673 | €20,694 | €21,007 | €16,344 | ▼ 22.2% |
| Operating cash flow (approximation) | -€4,500 | €16,112 | -€1,147 | €56,753 | €12,442 | ▼ 78.1% |
| Investment in fixed assets (approximation) | - | €0 | -€4,926 | €7,117 | €0 | ▼ 100% |
| Change in cash | - | -€113 | - | - | €1,329 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
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About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53014B0457/00G003 | Wallonia | 321 m² | 1 · 39 m² | 3.8 m · 1 fl. |
| 53014B0457/00E003 | Wallonia | 137 m² | 1 · 58 m² | - |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.