STEVA ENGINEERING
ActiveSTEVA ENGINEERING has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €745k and a net result of €126k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 1887 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 62.63 against 33.2 in 2024; short-term debt: 1.6% and cash: 49.5% of total assets), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
16.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
30 d late
2022
10 d early
2021
15 d late
2020
37 d early
2019
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€745k▲ 15.3%
2024 · €646k
2018: €292k
2019: €313k
2020: €306k
2021: €368k
2022: €441k
2023: €508k
2024: €646k
2018 → 2025
Total assets
€762k▲ 13.7%
2024 · €670k
2018: €371k
2019: €374k
2020: €396k
2021: €418k
2022: €478k
2023: €523k
2024: €670k
2018 → 2025
Net result
€126k▼ 8.6%
2024 · €138k
2018: €7k
2019: €21k
2020: €35k
2021: €66k
2022: €93k
2023: €89k
2024: €138k
2018 → 2025
Working capital
€734k▲ 18.0%
2024 · €622k
2018: €184k
2019: €192k
2020: €192k
2021: €278k
2022: €373k
2023: €459k
2024: €622k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€368k-€441k▲ 19.7%€508k▲ 15.4%€646k▲ 27.1%€745k▲ 15.3%
Operating result€93k-€131k▲ 40.5%€125k▼ 5.0%€196k▲ 57.3%€178k▼ 9.0%
Net result€66k-€93k▲ 42.0%€89k▼ 4.7%€138k▲ 54.7%€126k▼ 8.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €762k
Fixed assets
€16k▼ 44.0%
Current assets
€746k▲ 16.3%
Equity and liabilities €762k
Equity
€745k▲ 15.3%
Debt
€17k▼ 30.5%
The debt ratio falls from 3.6% to 2.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€197k▼
2024 · €215k
Cash flow
€144k▼
2024 · €157k
Solvency
97.8%▲
2024 · 96.4%
Current ratio
62.63▲
2024 · 33.20
Quick ratio
57.21▲
2024 · 29.68
Debt / equity
0.02▼
2024 · 0.04
ROE
16.9%▼
2024 · 21.3%
ROA
16.5%▼
2024 · 20.5%
Interest coverage
441.72▼
2024 · 536.34
Debt
€17k▼
2024 · €24k
Debt ≤ 1 year
€12k▼
2024 · €19k
Income taxes
€53k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€670k€762k▲
Fixed assets21/28€29k€16k▼
Tangible fixed assets22/27€29k€16k▼
Land and buildings22€17k€5k▼
Plant, machinery and equipment23€12k€8k▼
Furniture and vehicles24-€3k
Current assets29/58€641k€746k▲
Stocks and contracts in progress3€68k€65k▼
Stocks30/36€68k€65k▼
Amounts receivable within one year40/41€39k€55k▲
Trade receivables40€38k€47k▲
Other amounts receivable41€707€7k▲
Current investments50/53€174k€246k▲
Cash at bank and in hand54/58€357k€377k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€670k€762k▲
Equity10/15€646k€745k▲
Contributions10/11€30k€30k=
Reserves13€498k€597k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€495k€594k▲
Profit (loss) carried forward14€118k€118k=
Amounts payable17/49€24k€17k▼
Amounts payable within one year42/48€19k€12k▼
Financial debts43-€0
Other loans439-€0
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€7k€10k▲
Other amounts payable47/48€8k-
Accrued charges and deferred income492/3€5k€5k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€219k€201k▼
Operating profit (loss)9901€196k€178k▼
Financial income75/76B€811€837▲
Recurring financial income75€811€837▲
Financial charges65/66B€401€445▲
Recurring financial charges65€401€445▲
Profit (loss) for the period before taxes9903€196k€179k▼
Income taxes67/77€59k€53k▼
Profit (loss) for the period9904€138k€126k▼
Profit (loss) for the period to be appropriated9905€138k€126k▼
Appropriation of the result
Profit (loss) to be appropriated9906€256k€244k▼
Profit (loss) brought forward from the previous period14P€118k€118k=
Transfer to equity691/2€138k€126k▼
To other reserves6921€138k€126k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €138k ▲54.7%
Operating result €196k, net result €138k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 31.70
Current ratio from 12.59 to 31.70; short-term debt falls from €32k to €15k.
31-12
Financial
Equity above €500kEq €508k ▲15.4%
6 profitable years in a row build equity to €508k.
21-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 7.16
Current ratio from 3.28 to 7.16; short-term debt falls from €84k to €45k.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ledegem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
't Lindeke 288880 LedegemGround area
2,623 m²
Building footprint
944 m²
Volume, LiDAR
7,729 m³
2 parcels, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STEVA ENGINEERING BVBA
since 20032.126.252.965
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36018B0892/00F000 | Flanders | 1,819 m² | 1 · 824 m² | 9.8 m · 3 fl. |
| 34016A0587/00N003 | Flanders | 804 m² | 1 · 120 m² | 12.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 207 EUR awarded · 207 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 207 EUR | 207 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ISOCROBEL
BE 0643.780.189
Wijnegem · Eq €746k
BERVOETS
BE 0451.882.913
Tessenderlo-Ham · Eq €747k
RONNY VAN HOVE
BE 0896.193.094
Herent · Eq €740k
DEGRIJSE CONSTRUCTIEBEDRIJF
BE 0456.854.558
Staden · Eq €738k
METAALCONSTRUCTIE JANSSENS
BE 0435.214.155
Antwerpen · Eq €737k
Of 3,989 companies in sector 25110 we hold annual accounts for 2,148. 1,444 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2003
Fiscal year end31-12
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
28110
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.