STERTAX
ActiveSummary
The computed 12-month bankruptcy probability of STERTAX is 1.9% (moderate). The 2024 annual accounts show equity of €704k and a net result of €26k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 92% of 1124 sector peers (fiscal year 2024). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability73▼-2
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days only on tighter terms
Liquidity ample (current ratio 3.01 against 1.48 in 2023; short-term debt: 7.8% and cash: 1.2% of total assets), and 16.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
83.5%
Return on assets
3.1%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €704k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
92 d late
2022
61 d late
2021
122 d late
2020
88 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€26k▼ 38.3%
2023 · €42k
2018: €29k
2019: €1k▼ -96.0% vs 2018
2020: €-58k▼ -5195% vs 2019lowest in 7 years
2021: €15k▲ +127% vs 2020
2022: €31k▲ +98.5% vs 2021
2023: €42k▲ +37.7% vs 2022highest in 7 years
2024: €26k▼ -38.3% vs 2023
2018 → 2024
Working capital
€132k▲ 146%
2023 · €54k
2018: €47k
2019: €65k▲ +39.8% vs 2018
2020: €36k▼ -44.9% vs 2019
2021: €45k▲ +24.6% vs 2020
2022: €26k▼ -41.7% vs 2021lowest in 7 years
2023: €54k▲ +105% vs 2022
2024: €132k▲ +146% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€590k-€605k▲ 2.6%€636k▲ 5.1%€678k▲ 6.6%€704k▲ 3.8%
2020: €590klowest in 5 years
2021: €605k▲ +2.6% vs 2020
2022: €636k▲ +5.1% vs 2021
2023: €678k▲ +6.6% vs 2022
2024: €704k▲ +3.8% vs 2023highest in 5 years
Operating result€-51k-€18k€45k▲ 146%€46k▲ 4.1%€38k▼ 18.5%
2020: €-51klowest in 5 years
2021: €18k▲ +136% vs 2020
2022: €45k▲ +146% vs 2021
2023: €46k▲ +4.1% vs 2022highest in 5 years
2024: €38k▼ -18.5% vs 2023
Net result€-58k-€15k€31k▲ 98.5%€42k▲ 37.7%€26k▼ 38.3%
2020: €-58klowest in 5 years
2021: €15k▲ +127% vs 2020
2022: €31k▲ +98.5% vs 2021
2023: €42k▲ +37.7% vs 2022highest in 5 years
2024: €26k▼ -38.3% vs 2023
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 19% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €843k
Fixed assets
€646k ▼ 7.5%
Current assets
€197k ▲ 19.2%
Equity and liabilities €843k
Equity
€704k ▲ 3.8%
Debt
€139k ▼ 25.0%
Debt's share of the balance-sheet total falls from 21.5% to 16.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€90k▲
2023 · €78k
Cash flow
€78k▲
2023 · €74k
Current ratio
3.01▲
2023 · 1.48
Debt to equity
0.20▼
2023 · 0.27
ROE
3.7%▼
2023 · 6.2%
ROA
3.1%▼
2023 · 4.9%
Interest coverage
9.79▼
2023 · 52.47
Debt ≤ 1 year
€66k▼
2023 · €112k
Debt > 1 year
€73k=
2023 · €73k
Income taxes
€3k▼
2023 · €3k
Staff costs
€320k▲
2023 · €282k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€863k€843k▼
Fixed assets21/28€698k€646k▼
Intangible fixed assets21€550k€550k=
Tangible fixed assets22/27€148k€96k▼
Furniture and vehicles24€148k€96k▼
Financial fixed assets28€200€200=
Current assets29/58€165k€197k▲
Amounts receivable after more than one year29€130k€130k=
Other amounts receivable291€130k€130k=
Amounts receivable within one year40/41€28k€50k▲
Trade receivables40€2k€13k▲
Other amounts receivable41€26k€36k▲
Cash at bank and in hand54/58€143€10k▲
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€863k€843k▼
Equity10/15€678k€704k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€550k€550k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€108k€134k▲
Amounts payable17/49€185k€139k▼
Amounts payable after more than one year17€73k€73k=
Financial debts170/4€73k€73k=
Amounts payable within one year42/48€112k€66k▼
Financial debts43€8k-
Other loans439€8k-
Trade debts44€55k€26k▼
Suppliers440/4€55k€26k▼
Taxes, remuneration and social security45€47k€34k▼
Taxes450/3€1k€5k▲
Remuneration and social security454/9€45k€29k▼
Other amounts payable47/48€2k€6k▲
Income statement
Code20232024
Remuneration, social security and pensions62€282k€320k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€52k▲
Other operating charges640/8€8k€12k▲
Gross operating margin9900€368k€422k▲
Operating profit (loss)9901€46k€38k▼
Financial charges65/66B€1k€9k▲
Recurring financial charges65€1k€9k▲
Profit (loss) for the period before taxes9903€45k€29k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€42k€26k▼
Profit (loss) for the period to be appropriated9905€42k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€134k▲
Profit (loss) brought forward from the previous period14P€65k€108k▲
Social balance
Average headcount (FTE)908719.618.1▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €34k | €118k | €282k | €320k | ▲ 13.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29k | €19k | €24k | €32k | €52k | ▲ 64.7% |
| Other operating charges640/8 | - | €7k | €494 | €8k | €12k | ▲ 42.0% |
| Gross operating margin9900 | €62k | €78k | €187k | €368k | €422k | ▲ 14.5% |
| Operating profit (loss)9901 | €-51k | €18k | €45k | €46k | €38k | ▼ 18.5% |
| Financial charges65/66B | - | €3k | €2k | €1k | €9k | ▲ 517% |
| Recurring financial charges65 | €4k | €3k | €2k | €1k | €9k | ▲ 517% |
| Profit (loss) for the period before taxes9903 | €-55k | €15k | €43k | €45k | €29k | ▼ 36.2% |
| Income taxes67/77 | €3k | - | €12k | €3k | €3k | ▼ 4.0% |
| Profit (loss) for the period9904 | €-58k | €15k | €31k | €42k | €26k | ▼ 38.3% |
| Profit (loss) for the period to be appropriated9905 | €-58k | €15k | €31k | €42k | €26k | ▼ 38.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €764k | €785k | €813k | €863k | €843k | ▼ 2.3% |
| Fixed assets21/28 | €592k | €573k | €610k | €698k | €646k | ▼ 7.5% |
| Intangible fixed assets21 | €550k | €550k | €550k | €550k | €550k | = |
| Tangible fixed assets22/27 | €41k | €23k | €59k | €148k | €96k | ▼ 35.3% |
| Furniture and vehicles24 | - | - | €56k | €148k | €96k | ▼ 35.3% |
| Leasing and similar rights25 | - | €23k | €4k | - | - | - |
| Financial fixed assets28 | €200 | €200 | €200 | €200 | €200 | = |
| Current assets29/58 | €172k | €212k | €203k | €165k | €197k | ▲ 19.2% |
| Amounts receivable after more than one year29 | - | €185k | €156k | €130k | €130k | = |
| Other amounts receivable291 | - | €185k | €156k | €130k | €130k | = |
| Amounts receivable within one year40/41 | €27k | €20k | €8k | €28k | €50k | ▲ 75.8% |
| Trade receivables40 | - | - | €180 | €2k | €13k | ▲ 545% |
| Other amounts receivable41 | - | €20k | €8k | €26k | €36k | ▲ 38.4% |
| Cash at bank and in hand54/58 | €2k | - | €34k | €143 | €10k | ▲ 6,935% |
| Deferred charges and accrued income490/1 | - | €6k | €5k | €7k | €8k | ▲ 6.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €764k | €785k | €813k | €863k | €843k | ▼ 2.3% |
| Equity10/15 | €590k | €605k | €636k | €678k | €704k | ▲ 3.8% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Outside capital11 | - | €19k | - | - | - | - |
| Other1109/19 | - | €19k | - | - | - | - |
| Revaluation surpluses12 | - | €550k | €550k | €550k | €550k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €19k | €35k | €65k | €108k | €134k | ▲ 24.2% |
| Amounts payable17/49 | €174k | €180k | €177k | €185k | €139k | ▼ 25.0% |
| Amounts payable after more than one year17 | €38k | €13k | - | €73k | €73k | = |
| Financial debts170/4 | - | €13k | - | €73k | €73k | = |
| Amounts payable within one year42/48 | €136k | €167k | €177k | €112k | €66k | ▼ 41.4% |
| Current portion of amounts payable after more than one year42 | - | €24k | €11k | - | - | - |
| Financial debts43 | - | €7k | €11k | €8k | - | - |
| Other loans439 | - | €7k | €11k | €8k | - | - |
| Trade debts44 | €43k | €87k | €124k | €55k | €26k | ▼ 53.8% |
| Suppliers440/4 | - | €87k | €124k | €55k | €26k | ▼ 53.8% |
| Taxes, remuneration and social security45 | - | €46k | €30k | €47k | €34k | ▼ 26.7% |
| Taxes450/3 | - | - | €2k | €1k | €5k | ▲ 298% |
| Remuneration and social security454/9 | - | €46k | €28k | €45k | €29k | ▼ 35.6% |
| Other amounts payable47/48 | - | €3k | €2k | €2k | €6k | ▲ 232% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-58k | €15k | €31k | €42k | €26k | ▼ 38.3% |
| + Depreciation and write-downs630 | €29k | €19k | €24k | €32k | €52k | ▲ 64.7% |
| Operating cash flow (approximation) | €-29k | €34k | €55k | €74k | €78k | ▲ 5.8% |
| Investment in fixed assets (approximation) | - | €0 | €-61k | €-120k | €0 | ▲ 100% |
| Change in cash | - | - | - | €-34k | €10k | ▲ 129% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 92 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 3.01
Current ratio from 1.48 to 3.01; short-term debt falls from €112k to €66k.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 92 days late
2023
31-12
Financial
Highest result since 2018net €42k ▲37.7%
Operating result €46k, net result €42k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
31-12
Financial
Weakest financial yearnet €-58k
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 89 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
10-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 41 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 2 establishment units since 1986
Ground area
218 m²
Building footprint
145 m²
Volume, LiDAR
1,884 m³
Parcel 21464D0161/00C010, Brussels · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
2 establishment units
STERTAX
since 19862.037.231.018
STERTAX
since 19862.037.230.919
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464D0161/00C010 | Brussels | 218 m² | 1 · 145 m² | 16.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 962 companies in sector 49310 we hold annual accounts for 489. 159 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-03-1986
Fiscal year end31-12
Activities, NACEBEL 2025
49310Scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
Scores and ratios are computed by Checked and are not a credit decision.