STERLING STYLES

Active

Private limited companyfounded 20232 years activeHof te Ophemhoek 16, 1070 Anderlecht, BelgiumKBO/BCE: BE 1003.930.796

Summary

The computed 12-month bankruptcy probability of STERLING STYLES is 8.4% (elevated). The 2024 annual accounts show equity of €3,824 and a net result of €3,824. Its solvency ranks better than 78% of 15,868 sector peers (NACE 46, fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Risk analysisWatch Report Compare

STERLING STYLESActiveChecked score 38/100

Risk analysis Report Compare

Activity

Agents in non-specialised wholesale trade

NACE 46190

1 site

Size

€5,157total assets 2024

Equity: €3,824
Profit: €3,824

Turnover not published (abridged schema)

Financial health

38 Weak Checked score 2024

Bankruptcy probability, 12 months: 8.4%

Structure

Accounts filed 42 days late

Why 38- Figures for FY 2024 (filed 11-09-2025)- 1 change of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 42 days late; 1 of the last 3 late- Size: total assets €5,157Show the evidence

Checked score

Score 2024

38 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 88% of its sector peers (NACE 46, micro)

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 99

equity 74.2% of total assets

Liquidity 90

short-term debt 25.8% · cash 96.9%

Profitability 100

return on assets 74.2%

Bankruptcy probability, 12 months

8.4% Elevated

0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,858 companies)

Last 24 months 01-2025: 3.6% 02-2025: 3.6%● unchanged vs 01-2025 03-2025: 3.7%▲ +0.1 percentage points vs 02-2025 04-2025: 4.4%▲ +0.7 percentage points vs 03-2025 05-2025: 4.6%▲ +0.2 percentage points vs 04-2025 06-2025: 5.1%▲ +0.5 percentage points vs 05-2025 07-2025: 5.1%● unchanged vs 06-2025 08-2025: 5.6%▲ +0.5 percentage points vs 07-2025 09-2025: 5.7%▲ +0.1 percentage points vs 08-2025 10-2025: 1.6%▼ -4.1 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025lowest value 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.7%▲ +0.1 percentage points vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.9%▲ +0.2 percentage points vs 06-2026 08-2026: 2.1%▲ +0.2 percentage points vs 07-2026 09-2026: 4.8%▲ +2.7 percentage points vs 08-2026 10-2026: 8.4%▲ +3.6 percentage points vs 09-2026highest value

No publishable credit limit; credit only on tighter terms

Liquidity ample (current ratio 3.87; short-term debt: 25.8% and cash: 96.9% of total assets), and 25.8% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 78% on solvency, 89% on liquidity and 95% on profitability.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

+raises risk○neutral

Figures for FY 2024 (filed 11-09-2025)

NBB · annual accounts

1 change of registered office in 24 months

Belgian State Gazette

1 financial year not filed after the legal deadline; latest accounts 42 days late; 1 of the last 3 late

NBB · filings

Size: total assets €5,157

The company's size counts in the probability; how much depends on the rest of its profile.

NBB · annual accounts

Young company

Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-09-2025, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

42 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 42 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Administrative warnings in the KBO publications

2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.

KBO publications

Publications

UBO non-compliance×2