STERK BE
ActiveSTERK BE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272k and a net result of €92k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+68
Solvency91▲+29
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 1.67 in 2024), but 53.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.1%
Return on assets
15.5%
Age of the figures
11 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
37 d early
2024
57 d early
2023
140 d early
2022
156 d early
2021
22 d early
2020
42 d early
2019
94 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€92k▲ 695%
2024 · €12k
2018: €62k
2019: €45k
2020: €33k
2021: €-12k
2022: €23k
2023: €29k
2024: €12k
2018 → 2025
Working capital
€319k▲ 42.5%
2024 · €224k
2018: €57k
2019: €130k
2020: €113k
2021: €142k
2022: €139k
2023: €170k
2024: €224k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€134k-€139k▲ 3.9%€169k▲ 21.0%€180k▲ 6.8%€272k▲ 50.8%
Operating result€17k-€27k▲ 62.3%€53k▲ 95.3%€32k▼ 39.1%€132k▲ 307%
Net result€-12k-€23k€29k▲ 27.4%€12k▼ 60.8%€92k▲ 695%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 307% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €590k
Fixed assets
€71k▲ 65.1%
Current assets
€519k▼ 6.8%
Equity and liabilities €590k
Equity
€272k▲ 50.8%
Debt
€318k▼ 24.1%
The debt ratio falls from 69.9% to 53.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€151k▲
2024 · €59k
Cash flow
€110k▲
2024 · €39k
Solvency
46.1%▲
2024 · 30.1%
Current ratio
2.60▲
2024 · 1.67
Quick ratio
2.49▲
2024 · 1.40
Debt / equity
1.17▼
2024 · 2.33
ROE
33.7%▲
2024 · 6.4%
ROA
15.5%▲
2024 · 1.9%
Interest coverage
21.19▲
2024 · 12.15
Debt
€318k▼
2024 · €419k
Debt ≤ 1 year
€200k▼
2024 · €333k
Debt > 1 year
€118k▲
2024 · €87k
Income taxes
€33k▲
2024 · €16k
Staff costs
€34k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€600k€590k▼
Fixed assets21/28€43k€71k▲
Tangible fixed assets22/27€43k€71k▲
Furniture and vehicles24€43k€71k▲
Financial fixed assets28€120€120=
Current assets29/58€556k€519k▼
Stocks and contracts in progress3€92k€21k▼
Stocks30/36€92k€21k▼
Amounts receivable within one year40/41€458k€434k▼
Trade receivables40€458k€434k▼
Cash at bank and in hand54/58€6k€63k▲
Deferred charges and accrued income490/1€559€559=
Equity and liabilities
Total equity and liabilities10/49€600k€590k▼
Equity10/15€180k€272k▲
Contributions10/11€13k€15k▲
Capital10€13k-
Issued capital100€19k-
Uncalled capital101€5k-
Outside capital11-€15k
Other1109/19-€15k
Reserves13€2k-
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Profit (loss) carried forward14€165k€257k▲
Amounts payable17/49€419k€318k▼
Amounts payable after more than one year17€87k€118k▲
Financial debts170/4€87k€118k▲
Amounts payable within one year42/48€333k€200k▼
Current portion of amounts payable after more than one year42€35k€39k▲
Financial debts43-€24k
Credit institutions430/8-€24k
Trade debts44€271k€88k▼
Suppliers440/4€271k€88k▼
Taxes, remuneration and social security45€8k€48k▲
Taxes450/3€8k€48k▲
Other amounts payable47/48€19k-
Income statement
Code20242025
Remuneration, social security and pensions62€36k€34k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€18k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€40k
Other operating charges640/8€70€11k▲
Gross operating margin9900€96k€236k▲
Operating profit (loss)9901€32k€132k▲
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€28k€125k▲
Income taxes67/77€16k€33k▲
Profit (loss) for the period9904€12k€92k▲
Profit (loss) for the period to be appropriated9905€12k€92k▲
Appropriation of the result
Profit (loss) to be appropriated9906€165k€257k▲
Profit (loss) brought forward from the previous period14P€154k€165k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €92k ▲695%
Operating result €132k, net result €92k, both a record.
30-09
Financial
Equity above €200kEq €272k ▲50.8%
4 profitable years in a row build equity to €272k.
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-09
Financial
Equity above €150kEq €169k ▲21%
2 profitable years in a row build equity to €169k.
2022
25-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-09
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
08-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Weakest financial yearnet €-12k ▼136%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Equity above €100kEq €113k ▲65%
2 profitable years in a row build equity to €113k.
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Robert Alleinsquare 91090 JetteGround area
139 m²
Building footprint
47 m²
Volume, LiDAR
407 m³
Parcel 21010B0051/00R002, Brussels · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STERK BE
since 20172.266.172.792
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010B0051/00R002 | Brussels | 139 m² | 1 · 47 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJette2.266.172.792
Similar companies · same sector, comparable size
Lahaye-Lardies
BE 0821.681.060
Brussel · Eq €272k
SAO PAULO IMPORT
BE 0827.548.669
Liège · Eq €270k
JACQUES VAN CRAEYMEERSCH
BE 0437.523.250
Blankenberge · Eq €270k
JANS AGRO SERVICE in vereffening
BE 0450.613.104
Bilzen-Hoeselt · Eq €274k
LEMA
BE 0455.324.829
Pont-à-Celles · Eq €269k
Of 949 companies in sector 46319 we hold annual accounts for 603. 424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2016
Fiscal year end30-09
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
46900Non-specialised wholesale trade
47210Retail sale of fruit and vegetables
47810Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.