STERK
ActiveSummary
STERK has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €133,103 and a net result of -€3,439. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 3021 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability23▼-61
Solvency77▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 2.89 against 3.26 in 2023; short-term debt: 31.1% and cash: 38.9% of total assets), and 48.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51.9%
Return on assets
-1.3%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
1 d early
2022
20 d early
2021
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€133,103▼ 2.5%
2023 · €136,542
Total assets
€256,502▲ 0.7%
2023 · €254,760
Net result
-€3,439
2023 · €30,293
Working capital
€150,438▲ 6.1%
2023 · €141,776
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€27,241-€69,701▲ 156%€51,579▼ 26.0%-€2,196
Net result€16,730within the sector's middle half-€47,593within the sector's middle half▲ 184%€30,293within the sector's middle half▼ 36.4%-€3,439within the sector's middle half
Equity€75,366within the sector's middle half-€122,959within the sector's middle half▲ 63.1%€136,542within the sector's middle half▲ 11.0%€133,103above the sector's middle half▼ 2.5%
Total assets€119,200below the sector's middle half-€164,620below the sector's middle half▲ 38.1%€254,760below the sector's middle half▲ 54.8%€256,502within the sector's middle half▲ 0.7%
Debt€43,834-€41,661▼ 5.0%€104,461▲ 151%€123,399▲ 18.1%
Working capital€68,813-€113,308▲ 64.7%€141,776▲ 25.1%€150,438▲ 6.1%
Solvency63.2%above the sector's middle half-74.7%above the sector's middle half▲ 11.5pp53.6%within the sector's middle half▼ 21.1pp51.9%within the sector's middle half▼ 1.7pp
above
within
below
the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2,196 after €51,579 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €256,502
Fixed assets
€26,319 ▼ 47.5%
Current assets
€230,183 ▲ 12.5%
Equity and liabilities €256,502
Equity
€133,103 ▼ 2.5%
Provisions
€0 ▼ 100%
Debt
€123,399 ▲ 18.1%
Debt's share of the balance-sheet total rises from 41.0% to 48.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€924▼
2023 · €59,375
Cash flow
-€319▼
2023 · €38,089
Current ratio
2.89▼
2023 · 3.26
Debt to equity
0.93▲
2023 · 0.77
ROE
-2.6%▼
2023 · 22.2%
ROA
-1.3%▼
2023 · 11.9%
Interest coverage
0.69▼
2023 · 8.00
Debt ≤ 1 year
€79,744▲
2023 · €62,835
Debt > 1 year
€43,654▲
2023 · €40,613
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,916 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,916 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,190 | €2,736 | €7,796 | €3,120 | ▼ 60.0% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €13,757 | -€13,757 | ▼ 200% |
| Other operating charges640/8 | €2,222 | €3,146 | €4,647 | €82,655 | ▲ 1,679% |
| Gross operating margin9900 | €31,653 | €75,583 | €77,779 | €69,821 | ▼ 10.2% |
| Operating profit (loss)9901 | €27,241 | €69,701 | €51,579 | -€2,196 | ▼ 104% |
| Financial income75/76B | €1 | €214 | €4,085 | €102 | ▼ 97.5% |
| Recurring financial income75 | €1 | €214 | €4,085 | €102 | ▼ 97.5% |
| Financial charges65/66B | €1,890 | €1,906 | €7,424 | €1,345 | ▼ 81.9% |
| Recurring financial charges65 | €1,890 | €1,906 | €7,424 | €1,345 | ▼ 81.9% |
| Profit (loss) for the period before taxes9903 | €25,352 | €68,009 | €48,240 | -€3,439 | ▼ 107% |
| Income taxes67/77 | €8,622 | €20,416 | €17,947 | - | - |
| Profit (loss) for the period9904 | €16,730 | €47,593 | €30,293 | -€3,439 | ▼ 111% |
| Profit (loss) for the period to be appropriated9905 | €16,730 | €47,593 | €30,293 | -€3,439 | ▼ 111% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €119,200 | €164,620 | €254,760 | €256,502 | ▲ 0.7% |
| Fixed assets21/28 | €6,553 | €9,652 | €50,149 | €26,319 | ▼ 47.5% |
| Tangible fixed assets22/27 | €6,433 | €9,352 | €49,849 | €22,019 | ▼ 55.8% |
| Plant, machinery and equipment23 | €974 | €638 | €302 | - | - |
| Furniture and vehicles24 | €5,459 | €8,714 | €49,547 | €22,019 | ▼ 55.6% |
| Financial fixed assets28 | €120 | €300 | €300 | €4,300 | ▲ 1,333% |
| Current assets29/58 | €112,647 | €154,969 | €204,611 | €230,183 | ▲ 12.5% |
| Amounts receivable after more than one year29 | - | - | €95,464 | €95,464 | = |
| Other amounts receivable291 | - | - | €95,464 | €95,464 | = |
| Amounts receivable within one year40/41 | €30,792 | €84,018 | €61,802 | €34,913 | ▼ 43.5% |
| Trade receivables40 | €26,515 | €58,252 | €37,870 | €22,924 | ▼ 39.5% |
| Other amounts receivable41 | €4,277 | €25,765 | €23,932 | €11,989 | ▼ 49.9% |
| Current investments50/53 | - | €11,879 | €0 | - | - |
| Cash at bank and in hand54/58 | €72,359 | €54,793 | €46,522 | €99,806 | ▲ 115% |
| Deferred charges and accrued income490/1 | €9,496 | €4,279 | €823 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €119,200 | €164,620 | €254,760 | €256,502 | ▲ 0.7% |
| Equity10/15 | €75,366 | €122,959 | €136,542 | €133,103 | ▼ 2.5% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €73,366 | €120,959 | €134,542 | €134,542 | = |
| Non-distributable reserves130/1 | €200 | €0 | - | - | - |
| Reserves not available under the articles1311 | €200 | €0 | - | - | - |
| Distributable reserves133 | €73,166 | €120,959 | €134,542 | €134,542 | = |
| Profit (loss) carried forward14 | - | - | €0 | -€3,439 | - |
| Provisions and deferred taxes16 | - | - | €13,757 | - | - |
| Provisions for liabilities and charges160/5 | - | - | €13,757 | - | - |
| Other liabilities and charges164/5 | - | - | €13,757 | - | - |
| Amounts payable17/49 | €43,834 | €41,661 | €104,461 | €123,399 | ▲ 18.1% |
| Amounts payable after more than one year17 | - | - | €40,613 | €43,654 | ▲ 7.5% |
| Financial debts170/4 | - | - | €40,613 | €43,654 | ▲ 7.5% |
| Amounts payable within one year42/48 | €43,834 | €41,661 | €62,835 | €79,744 | ▲ 26.9% |
| Current portion of amounts payable after more than one year42 | - | - | €7,939 | €5,141 | ▼ 35.2% |
| Trade debts44 | €23,749 | €20,787 | €28,414 | €17,535 | ▼ 38.3% |
| Suppliers440/4 | €23,749 | €20,787 | €28,414 | €17,535 | ▼ 38.3% |
| Taxes, remuneration and social security45 | €8,959 | €18,882 | €6,636 | €48,041 | ▲ 624% |
| Taxes450/3 | €8,959 | €18,882 | €6,636 | €48,041 | ▲ 624% |
| Other amounts payable47/48 | €11,126 | €1,992 | €19,846 | €9,027 | ▼ 54.5% |
| Accrued charges and deferred income492/3 | - | - | €1,012 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,730 | €47,593 | €30,293 | -€3,439 | ▼ 111% |
| + Depreciation and write-downs630 | €2,190 | €2,736 | €7,796 | €3,120 | ▼ 60.0% |
| Operating cash flow (approximation) | €18,920 | €50,329 | €38,089 | -€319 | ▼ 101% |
| Investment in fixed assets (approximation) | - | -€5,835 | -€48,293 | €20,710 | ▲ 143% |
| Change in cash | - | -€17,567 | -€8,271 | €53,284 | ▲ 744% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Weakest financial yearnet -€3,439
Net result drops to -€3,439, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2021net €47,593 ▲184%
Operating result €69,701, net result €47,593, both a record.
31-12
Financial
Equity above €100,000Eq €122,959 ▲63.1%
2 profitable years in a row build equity to €122,959.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2015
Ground area
1,531 m²
Parcel 44809B0593/00N000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
STERK
since 20152.241.317.038
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809B0593/00N000 | Flanders | 1,531 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ONE ON ONE
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Of 1,520 companies in sector 93130 we hold annual accounts for 690. 516 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2015
Fiscal year end31-12
Activities, NACEBEL 2025
93130Fitness centres
73300Public relations and communication consultancy
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0597832873
Also
9925:BE0597832873
Registered
17-03-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.