Financials
- Fiscal year
- 2025
- Total assets
- €1.4m
- Profit
- €46,898
- Solvency
- 93.8%
Total assets▲ 1.2%
Net result
20182025
STERHOLD
ActiveSummary
STERHOLD has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €46,898. Equity remains stable across the filed fiscal years (±2.1% per year). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Activity not known1 site
Size
€1.4mtotal assets 2025
- Equity
- €1.3m
- Profit
- €46,898
Structure
Accounts 11 d early0 of 9 deeds read
Why 94- Liquidity: current ratio 52.36, cash €45,702+ Size: total assets €1.4m+ Equity €1.3m (93.8% of total assets)+ Figures for FY 2025 (filed 20-07-2026)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 93.8% of total assets
Liquidity
54=
short-term debt 1.7% · cash 3.4%
Profitability
25+4
return on assets 3.4%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 4 months
07-2026: < 0.1%highest value
08-2026: < 0.1%▼ -9.3% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Size: total assets €1.4m lowers the probability for this profile
- Equity €1.3m (93.8% of total assets) lowers the probability
- Figures for FY 2025 (filed 20-07-2026) lowers the probability
- Liquidity: current ratio 52.36, cash €45,702 raises the probability
Credit up to €120,000 at 30 days acceptable
Liquidity ample (current ratio 52.36 against 26.53 in 2024; short-term debt: 1.7% and cash: 3.4% of total assets), and 6.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 49%, profitability 19%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
9 d early
2023
65 d early
2022
20 d early
2021
4 d early
2020
29 d early
2019
67 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 10 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 20-07-2026Annual accounts filed
- 22-07-2025Annual accounts filed
- 27-05-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 17-10-1988
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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