STERESTO

Active

Private limited companyfounded 20214 yrs activeMonseigneur Eestermansstraat 41, 2328 Hoogstraten, BelgiumKBO/BCE: BE 0778.452.120

The computed 12-month bankruptcy probability of STERESTO is 6.8% (elevated). The 2024 annual accounts show negative equity (€-3k) and a net result of €-13k. Equity is shrinking by ~91.3% per year across the filed fiscal years. Its solvency ranks better than 25% of 18939 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

19 / 100

Critical

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-78

Solvency20▼-17

Growth32▼-46

Track record94

Bankruptcy probability, 12 months

6.8% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.69 against 1.05 in 2023; short-term debt: 69.4% and cash: 4.2% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-4.8%

Return on assets

-18.8%

Age of the figures

21 mo

Negative equity

The 2024 annual accounts show negative equity and a net loss.

NBB · annual accounts 2024

Equity per financial year

222324

2022 to 2024 · latest year €-3k

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-10-2025, 78 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

78 d late

2023

97 d late

2022

64 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity

€-3k

2023 · €10k

2022: €4k 2023: €10k

2022 → 2024

Total assets

€68k▼ 11.6%

2023 · €77k

2022: €79k 2023: €77k

2022 → 2024

Net result

€-13k

2023 · €6k

2022: €933 2023: €6k

2022 → 2024

Working capital

€-15k

2023 · €1k

2022: €-14k 2023: €1k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€4k-€10k▲ 143%€-3k

Operating result€3k-€7k▲ 130%€-12k

Net result€933-€6k▲ 501%€-13k

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €12k after €7k in 2023, the lowest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €68k

51.9%

48.1%

Fixed assets €35k▼ 22.6%

Current assets €33k▲ 4.6%

Key figures and ratios

2024 value · change against 2023

EBITDA

€-1k▼

2023 · €17k

Cash flow

€-2k▼

2023 · €16k

Solvency

-4.8%▼

2023 · 12.4%

Current ratio

0.69▼

2023 · 1.05

Quick ratio

0.30▼

2023 · 0.80

Debt / equity

-21.99▼

2023 · 7.08

ROA

-18.8%▼

2023 · 7.3%

Interest coverage

-1.36▼

2023 · 9.77

Debt

€71k▲

2023 · €68k

Debt ≤ 1 year

€47k▲

2023 · €30k

Debt > 1 year

€10k▼

2023 · €17k

Staff costs

€53k▲

2023 · €34k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€77k€68k▼

Fixed assets21/28€46k€35k▼

Tangible fixed assets22/27€46k€35k▼

Plant, machinery and equipment23€46k€35k▼

Current assets29/58€31k€33k▲

Stocks and contracts in progress3€8k€18k▲

Stocks30/36€8k€18k▲

Amounts receivable within one year40/41€10k€10k▼

Trade receivables40€10k€10k▼

Cash at bank and in hand54/58€14k€3k▼

Deferred charges and accrued income490/1-€2k

Equity and liabilities

Total equity and liabilities10/49€77k€68k▼

Equity10/15€10k€-3k▼

Contributions10/11€3k€3k=

Reserves13€7k€7k=

Distributable reserves133€7k€7k=

Profit (loss) carried forward14-€-13k

Amounts payable17/49€68k€71k▲

Amounts payable after more than one year17€17k€10k▼

Financial debts170/4€17k€10k▼

Amounts payable within one year42/48€30k€47k▲

Current portion of amounts payable after more than one year42€7k€7k▲

Trade debts44€5k€7k▲

Suppliers440/4€5k€7k▲

Taxes, remuneration and social security45€8k€16k▲

Taxes450/3€7k€12k▲

Remuneration and social security454/9€591€4k▲

Other amounts payable47/48€10k€18k▲

Accrued charges and deferred income492/3€21k€14k▼

Income statement Code20232024

Remuneration, social security and pensions62€34k€53k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲

Other operating charges640/8€2k€3k▲

Gross operating margin9900€53k€55k▲

Operating profit (loss)9901€7k€-12k▼

Financial income75/76B€421€44▼

Recurring financial income75€421€44▼

Financial charges65/66B€2k€1k▼

Recurring financial charges65€2k€1k▼

Profit (loss) for the period before taxes9903€6k€-13k▼

Profit (loss) for the period9904€6k€-13k▼

Profit (loss) for the period to be appropriated9905€6k€-13k▼

Appropriation of the result

Profit (loss) to be appropriated9906€6k€-13k▼

Transfer to equity691/2€6k€0▼

To other reserves6921€6k€0▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 2Filings 3

2025

17-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 78 days late

2024

31-12

Financial Weakest financial yearnet €-13k ▼328%

Net result drops to €-13k, the lowest in the series.

05-11

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 97 days late

2023

31-12

Financial Highest result since 2022net €6k ▲501%

Operating result €7k, net result €6k, both a record.

03-10

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 64 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Hoogstraten · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Monseigneur Eestermansstraat 412328 Hoogstraten

Ground area

1,581 m²

Building footprint

477 m²

Volume, LiDAR

2,283 m³

2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Café De Posthoorn

Kerkstraat 4, 2328 HoogstratenFood and beverage service activities

since 20212.326.700.990

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13022E0296/00D000	Flanders	907 m²	1 · 192 m²	7.8 m · 2 fl.
13022E0098/00S000 ProtectedTownscape or village viewDorpskom MeerleSource ↗	Flanders	673 m²	1 · 285 m²	8.4 m · 2 fl.