Sterck Management
ActiveSterck Management has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €92k. Equity is growing by ~28.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+2
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.08 against 6.01 in 2024; short-term debt: 23.8% and cash: 56.9% of total assets), and 25.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.5%
Return on assets
71.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
23 d early
2024
31 d early
2023
41 d early
2022
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▼ 58.0%
2024 · €230k
2022: €71k
2023: €164k
2024: €230k
2022 → 2025
Total assets
€129k▼ 53.5%
2024 · €278k
2022: €142k
2023: €233k
2024: €278k
2022 → 2025
Net result
€92k▲ 40.1%
2024 · €66k
2022: €67k
2023: €93k
2024: €66k
2022 → 2025
Working capital
€64k▼ 69.0%
2024 · €206k
2022: €51k
2023: €137k
2024: €206k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€71k-€164k▲ 130%€230k▲ 40.3%€96k▼ 58.0%
Operating result€86k-€119k▲ 38.4%€84k▼ 29.2%€116k▲ 37.9%
Net result€67k-€93k▲ 38.0%€66k▼ 28.8%€92k▲ 40.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€35k▲ 11.1%
Current assets
€95k▼ 61.7%
Equity and liabilities €129k
Equity
€96k▼ 58.0%
Debt
€33k▼ 31.9%
The debt ratio rises from 17.4% to 25.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€130k▲
2024 · €98k
Cash flow
€107k▲
2024 · €80k
Solvency
74.5%▼
2024 · 82.6%
Current ratio
3.08▼
2024 · 6.01
Quick ratio
3.08▼
2024 · 6.01
Debt / equity
0.34▲
2024 · 0.21
ROE
95.9%▲
2024 · 28.7%
ROA
71.4%▲
2024 · 23.7%
Interest coverage
296.10▲
2024 · 189.43
Debt
€33k▼
2024 · €48k
Debt ≤ 1 year
€31k▼
2024 · €41k
Debt > 1 year
€0▼
2024 · €7k
Income taxes
€26k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€278k€129k▼
Fixed assets21/28€31k€35k▲
Tangible fixed assets22/27€31k€35k▲
Furniture and vehicles24€31k€35k▲
Financial fixed assets28€40€0▼
Current assets29/58€247k€95k▼
Amounts receivable within one year40/41€40k€21k▼
Trade receivables40€40k€21k▼
Other amounts receivable41-€263
Current investments50/53€180k€0▼
Cash at bank and in hand54/58€27k€74k▲
Equity and liabilities
Total equity and liabilities10/49€278k€129k▼
Equity10/15€230k€96k▼
Contributions10/11€4k€4k=
Reserves13€226k€92k▼
Distributable reserves133€226k€92k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€48k€33k▼
Amounts payable after more than one year17€7k€0▼
Financial debts170/4€7k€0▼
Amounts payable within one year42/48€41k€31k▼
Current portion of amounts payable after more than one year42€8k€7k▼
Financial debts43€3k€0▼
Credit institutions430/8€3k€0▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€27k€19k▼
Taxes450/3€27k€19k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€2k€2k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€251€964▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€98k€133k▲
Operating profit (loss)9901€84k€116k▲
Financial income75/76B€0€3k▲
Recurring financial income75€0€3k▲
Financial charges65/66B€516€440▼
Recurring financial charges65€516€440▼
Profit (loss) for the period before taxes9903€84k€119k▲
Income taxes67/77€18k€26k▲
Profit (loss) for the period9904€66k€92k▲
Profit (loss) for the period to be appropriated9905€66k€92k▲
Appropriation of the result
Profit (loss) to be appropriated9906€66k€92k▲
Transfer from equity791/2-€226k
Transfer to equity691/2€66k€92k▲
To other reserves6921€66k€92k▲
Profit to be distributed694/7-€226k
Return on contributions (dividend)694-€226k
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €66k ▼28.8%
Net result drops to €66k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €200kEq €230k ▲40.3%
3 profitable years in a row build equity to €230k.
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2022net €93k ▲38%
Operating result €119k, net result €93k, both a record.
30-06
Financial
Equity above €150kEq €164k ▲130%
2 profitable years in a row build equity to €164k.
04-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudeheerweg-Heide 869250 WaasmunsterGround area
2,235 m²
Building footprint
294 m²
Volume, LiDAR
1,415 m³
Parcel 42023B0535/00D000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sterck Management
since 20212.316.256.565
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023B0535/00D000 | Flanders | 2,235 m² | 1 · 294 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,547 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2021
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.