Equity
€110,733 ▼ 46.7%
STERCK paid out €185,000 in dividends. That is 210% of the 2025 profit.
STERCK
Lifetime
12 annual accounts with figures on one time axispeak €119,540 (2025)
€119,540▲ 493%
lowest -€6,751 (2020)
€88,053▲ 616%
peak €207,680 (2024)
€110,733▼ 46.7%
€220,431▲ 221%
Board1 name since 2021
1 directorVan Herck Stijn
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Gross margin from €20,150 to €119,540Result from €12,297 to €88,053Dividend €185,000Equity from €207,680 to €110,733Debts from €68,729 to €220,431
Key points
from the 2025 annual accountsResult
€88,053 ▲ 616%
The result rose in 2025 from €12,297 to €88,053.
Debts
€220,431 ▲ 221%
Debts rose by €151,702 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Liquidity
1.47 was 3.91 in 2024
Short-term debts rose from €68,729 to €220,431.
Filings
12 annual accounts since 2014
Four of the last ten came late. The 2022 accounts came latest: 28 days after the end of the period.
Position in the sector
€88,053
Higher net result than 93% of companies in other professional activities. Sector median €9,321 · 4,357 companies.
Checked score
94
Excellent
Financially stronger than 49% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: < 0.1%▼ -0.1 percentage points vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Figures for financial year 2025 (filed on 01-07-2026)
lowers risk
Liquidity: current ratio 1.47, cash €217,431
Size: total assets €331,164
Sector: Other professional, scientific and technical activities (NACE 74)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 38% of them on solvency, 55% on liquidity, 88% on profitability and 14% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as STERCK has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of STERCK itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for STERCK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.47 (3.91 in 2024), below the usual 1.5. Short-term debt is 66.6% and cash 65.7% of total assets. 66.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 days early
2024
on the day
2023
13 days late
2022
28 days late
2021
18 days early
2020
27 days late
2019
26 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0536898562
Registered office moved from Mechelen to Hever
New registered office: Jasmijnlaan 7, 3191 Hever · Previous registered office: Frans Halsvest 7, 2800 Mechelen · General meeting of 14-07-2023 · Gazette deed
Change of role: Van Herck Stijn, from manager to director
Director discharge: Van Herck Stijn · General meeting of 27-10-2022 · Gazette deed
Incorporation
published on 02-08-2013 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STERCK Boortmeerbeek | €331,164 | €119,540 | 33.4% | - |
| Yellow Mouse Herzele | €292,601 | €106,872 | 1.8% | - |
| AIKON PRODUCTIES Boortmeerbeek | €404,271 | €141,090 | 11.4% | - |
| KPOT Lubbeek | €380,928 | €168,257 | 32.7% | - |
| I LOVE LIGHT Braine-le-Château | €400,484 | €130,390 | 31.3% | - |
| YELLOW STRIPES Ronse | €309,449 | €83,782 | -9.4% | - |
| ThePrintingFactory Antwerp | €338,682 | €133,811 | 73.5% | - |
These companies have the same main activity as STERCK: graphic design and visual communication (NACE 74120). They are comparable in size and age: total assets between €293,000 and €404,000, founded between 2009 and 2015.
Official details
Source: KBO- Status
- Active since 10-07-2013Normal situation
- Activity
- Graphic design and visual communicationNACE 74120and 5 others
- Establishment unit
- 2.221.073.0393191 Boortmeerbeek, since 10-07-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 09-01-2025
Annual accounts 2025
- ≈ €300,000estimated
- €331,164▲ 19.8%
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on STERCK
STERCK files the micro format. That format states no turnover. The gross margin rose from €65,436 in 2014 to €119,540 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STERCK
- What is the company number of STERCK?
- The company number of STERCK is 0536.898.562. The VAT number is the same number with BE in front: BE 0536.898.562.
- Where is STERCK based?
- The registered office is at Jasmijnlaan 7, 3191 Boortmeerbeek.Company details
- What does STERCK do?
- According to the KBO register, the main activity is graphic design and visual communication (NACE 74120).
- What is the legal form of STERCK?
- STERCK is a private limited company (BV).
- When was STERCK founded?
- STERCK was founded on 10-07-2013.
- Is STERCK still active?
- Yes, STERCK is an active enterprise in the KBO register.
- What is the turnover of STERCK?
- The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €119,540 and 2,203 comparable companies of the same size. It probably lies between €200,000 and €460,000. It is a rough estimate.Financials
- Is STERCK profitable?
- In financial year 2025, STERCK made a profit of €88,053.
- Where can I find the annual accounts of STERCK?
- STERCK filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STERCK due?
- STERCK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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