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STERBOS

Active
Public limited companyfounded 198640 yrs activeSterbos 1, 2990 Wuustwezel, BelgiumKBO/BCE: BE 0428.746.829
Summary

STERBOS has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.0m and a net result of €26,919. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 41% of 1861 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
STERBOSActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Growing of cereals (except rice), leguminous crops and oil seeds
NACE 01110NACE 70321Combined facilities support activities NACE 81100
#1 oldest company in Wuustwezel, Agriculture, forestry and fishing sector1 site
Size
€17.3mtotal assets 2025
Staff
0.3 FTE
Equity
€6.0m
Profit
€26,919
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Largest shareholder
V.W. TUINDERIJEN · 47.94%
Accounts 106 d early0 of 7 deeds read
Why 93- Liquidity: current ratio 0.46, cash €147,440+ Size: 0.3 FTE, total assets €17.3m+ Founded in 1986+ Figures for FY 2025 (filed 16-04-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 01, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 59-41
equity 34.4% of total assets
Liquidity 51=
short-term debt 6.7% · cash 0.8%
Profitability 69=
return on assets 0.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,652 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -2.9% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%▲ +3.0% vs 02-2025 04-2025: < 0.1%▲ +2.9% vs 03-2025 05-2025: < 0.1%▲ +2.9% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▲ +5.6% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%▲ +2.6% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -2.6% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +2.6% vs 02-2026 04-2026: < 0.1%▲ +2.6% vs 03-2026 05-2026: 0.1%▲ +57.5% vs 04-2026highest value 06-2026: 0.1%● 0.0% vs 05-2026highest value 07-2026: 0.1%● 0.0% vs 06-2026highest value 08-2026: 0.1%● 0.0% vs 07-2026highest value 09-2026: 0.1%● 0.0% vs 08-2026highest value 10-2026: 0.1%● 0.0% vs 09-2026highest value
  • Size: 0.3 FTE, total assets €17.3m lowers the probability for this profile
  • Liquidity: current ratio 0.46, cash €147,440 raises the probability
  • Founded in 1986 lowers the probability for this profile
  • Figures for FY 2025 (filed 16-04-2026) lowers the probability
Credit up to €550,000 at 30 days acceptable
Liquidity short (current ratio 0.46; short-term debt: 6.7% and cash: 0.8% of total assets), and 65.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 01, micro). Better than this share of them on solvency 49%, liquidity 54%, profitability 41%, growth against the median 38%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: 0.3 FTE, total assets €17.3m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.46, cash €147,440
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1986
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 16-04-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-04-2026, 106 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
106 d early
2024
44 d early
2023
55 d early
2022
95 d early
2021
61 d early
2020
32 d early
2019
52 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 64 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 May (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Oldest company in Wuustwezel, Agriculture, forestry and fishing…in the Checked rankings #1 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €26,919 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€17.3m
Profit
€26,919
Solvency
34.4%
Total assets▲ 191%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 16-04-2026Annual accounts filed
  2. 17-06-2025Annual accounts filed
  3. 06-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Growing of cereals (except rice), leguminous crops and…NACE 01110
Founded
25-03-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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