RENO VR
ActiveThe annual accounts of RENO VR for fiscal year 2025 show a net loss of 87% of the equity at the start of that year. The 2025 annual accounts show equity of €2k and a net result of €-14k. Equity is shrinking by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 11% of 31662 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-29
Solvency27▼-17
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.0 against 1.2 in 2024; short-term debt: 96.9% and cash: 0% of total assets), and 97.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.4%
Return on assets
-15.8%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-14k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
4 d early
2022
4 d early
2021
9 d late
2020
9 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 86.8%
2024 · €16k
2018: €42k
2019: €44k
2020: €26k
2021: €24k
2022: €21k
2023: €19k
2024: €16k
2018 → 2025
Total assets
€88k▲ 1.9%
2024 · €86k
2018: €87k
2019: €86k
2020: €66k
2021: €77k
2022: €77k
2023: €83k
2024: €86k
2018 → 2025
Net result
€-14k▼ 389%
2024 · €-3k
2018: €1k
2019: €2k
2020: €-18k
2021: €-2k
2022: €-4k
2023: €-2k
2024: €-3k
2018 → 2025
Working capital
€111▼ 99.2%
2024 · €14k
2018: €34k
2019: €39k
2020: €24k
2021: €22k
2022: €20k
2023: €17k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€21k▼ 15.1%€19k▼ 8.5%€16k▼ 15.1%€2k▼ 86.8%
Operating result€-12-€-2k▼ 13,463%€1k€-195€-11k▼ 5,477%
Net result€-2k-€-4k▼ 113%€-2k▲ 52.1%€-3k▼ 62.0%€-14k▼ 389%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €195 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€3k=
Current assets
€85k▲ 2.0%
Equity and liabilities €88k
Equity
€2k▼ 86.8%
Debt
€85k▲ 22.2%
The debt ratio rises from 81.4% to 97.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
2.4%▼
2024 · 18.6%
Current ratio
1.00▼
2024 · 1.20
Quick ratio
0.50▼
2024 · 0.59
Debt / equity
40.73▲
2024 · 4.39
ROE
-659.6%▼
2024 · -17.7%
ROA
-15.8%▼
2024 · -3.3%
Debt
€85k▲
2024 · €70k
Debt ≤ 1 year
€85k▲
2024 · €69k
Income taxes
€258▲
2024 · €250
Staff costs
€22
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€88k▲
Fixed assets21/28€3k€3k=
Tangible fixed assets22/27€3k€3k=
Furniture and vehicles24€3k€3k=
Current assets29/58€83k€85k▲
Stocks and contracts in progress3€43k€43k=
Contracts in progress37€43k€43k=
Amounts receivable within one year40/41€40k€42k▲
Trade receivables40€40k€41k▲
Other amounts receivable41€9€986▲
Cash at bank and in hand54/58€319€1▼
Deferred charges and accrued income490/1€490-
Equity and liabilities
Total equity and liabilities10/49€86k€88k▲
Equity10/15€16k€2k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€41k€41k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€39k€39k=
Profit (loss) carried forward14€-44k€-57k▼
Amounts payable17/49€70k€85k▲
Amounts payable within one year42/48€69k€85k▲
Current portion of amounts payable after more than one year42€22k€22k=
Financial debts43€40k€43k▲
Credit institutions430/8€40k€43k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Other amounts payable47/48€2k€13k▲
Accrued charges and deferred income492/3€789€635▼
Income statement
Code20242025
Remuneration, social security and pensions62-€22
Other operating charges640/8€798€1k▲
Gross operating margin9900€604€-10k▼
Operating profit (loss)9901€-195€-11k▼
Financial income75/76B€0€22▲
Recurring financial income75€0€22▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-3k€-14k▼
Income taxes67/77€250€258▲
Profit (loss) for the period9904€-3k€-14k▼
Profit (loss) for the period to be appropriated9905€-3k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-44k€-57k▼
Profit (loss) brought forward from the previous period14P€-41k€-44k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-18k ▼933%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €2k ▲60%
Operating result €5k, net result €2k, both a record.
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukeboomstraat(MZN) 42812 MechelenGround area
646 m²
Building footprint
79 m²
Volume, LiDAR
491 m³
Parcel 12409B0161/00V000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Steraco.be
since 20072.161.697.656
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12409B0161/00V000 | Flanders | 646 m² | 1 · 79 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 8,765 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2007
Fiscal year end30-09
Legal name NL
Steraco.be
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.