Ster MS
ActiveSter MS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185k and a net result of €-15k. Its solvency ranks better than 42% of 9135 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability24
Solvency48
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity short (current ratio 0.27; short-term debt: 34.8% and cash: 8.6% of total assets), and 76.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€185k
Total assets
€797k
Net result
€-15k
Working capital
€-201k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €797k
Fixed assets
€721k
Current assets
€76k
Equity and liabilities €797k
Equity
€185k
Debt
€612k
Debt finances 76.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€11k
Cash flow
€-2k
Solvency
23.2%
Current ratio
0.27
Quick ratio
0.27
Debt / equity
3.32
ROE
-8.3%
ROA
-1.9%
Interest coverage
0.87
Debt
€612k
Debt ≤ 1 year
€277k
Debt > 1 year
€335k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€797k
Fixed assets21/28€721k
Tangible fixed assets22/27€721k
Land and buildings22€721k
Current assets29/58€76k
Amounts receivable within one year40/41€7k
Trade receivables40€7k
Cash at bank and in hand54/58€69k
Equity and liabilities
Total equity and liabilities10/49€797k
Equity10/15€185k
Contributions10/11€200k
Profit (loss) carried forward14€-15k
Amounts payable17/49€612k
Amounts payable after more than one year17€335k
Financial debts170/4€335k
Amounts payable within one year42/48€277k
Current portion of amounts payable after more than one year42€22k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€40k
Taxes450/3€40k
Other amounts payable47/48€211k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€10k
Other operating charges640/8€5k
Gross operating margin9900€25k
Operating profit (loss)9901€-3k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€13k
Recurring financial charges65€13k
Profit (loss) for the period before taxes9903€-15k
Profit (loss) for the period9904€-15k
Profit (loss) for the period to be appropriated9905€-15k
Appropriation of the result
Profit (loss) to be appropriated9906€-15k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Walemstraat 862570 DuffelGround area
2,638 m²
Building footprint
223 m²
Volume, LiDAR
1,045 m³
Parcel 12009E0539/00X000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ster MS
since 20242.366.198.796
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009E0539/00X000 | Flanders | 2,638 m² | 1 · 223 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JORIFLEUR
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Grace
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Of 9,134 companies in sector 68201 we hold annual accounts for 6,763. 4,747 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2024
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
66300Activities auxiliary to financial services and insurance activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.