STER
ActiveSummary
The computed 12-month bankruptcy probability of STER is 2.5% (moderate). The 2024 annual accounts show equity of €119,037 and a net result of €33,888. Equity is growing by ~48.4% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 5 accounts on average 42 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
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Peer companies
Historical observationOf the 2,368 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €92,606 | €37,675 | €40,870 | €45,288 | €45,288 | = |
| Other operating charges640/8 | - | €11,492 | €12,696 | €12,655 | €13,707 | ▲ 8.3% |
| Gross operating margin9900 | €138,914 | €109,380 | €94,159 | €115,574 | €126,043 | ▲ 9.1% |
| Operating profit (loss)9901 | €28,890 | €60,213 | €40,594 | €57,632 | €67,048 | ▲ 16.3% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Financial charges65/66B | - | €23,121 | €22,933 | €21,943 | €20,420 | ▼ 6.9% |
| Recurring financial charges65 | €40,131 | €23,121 | €22,933 | €21,943 | €20,420 | ▼ 6.9% |
| Profit (loss) for the period before taxes9903 | -€11,241 | €37,092 | €17,661 | €35,689 | €46,628 | ▲ 30.7% |
| Income taxes67/77 | - | €5,179 | - | €7,473 | €12,740 | ▲ 70.5% |
| Profit (loss) for the period9904 | -€11,241 | €31,913 | €17,661 | €28,216 | €33,888 | ▲ 20.1% |
| Profit (loss) for the period to be appropriated9905 | -€11,241 | €31,913 | €17,661 | €28,216 | €33,888 | ▲ 20.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.0m | €1.0m | €989,142 | €964,652 | ▼ 2.5% |
| Fixed assets21/28 | €1.0m | €969,719 | €1.0m | €972,319 | €927,031 | ▼ 4.7% |
| Tangible fixed assets22/27 | €1.0m | €969,719 | €1.0m | €972,319 | €927,031 | ▼ 4.7% |
| Land and buildings22 | - | €969,719 | €1.0m | €972,319 | €927,031 | ▼ 4.7% |
| Current assets29/58 | €87,826 | €73,516 | €11,578 | €16,824 | €37,621 | ▲ 124% |
| Amounts receivable within one year40/41 | - | €250 | - | - | - | - |
| Trade receivables40 | - | €250 | - | - | - | - |
| Cash at bank and in hand54/58 | €87,826 | €73,266 | €11,578 | €16,824 | €37,621 | ▲ 124% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.0m | €1.0m | €989,142 | €964,652 | ▼ 2.5% |
| Equity10/15 | €7,359 | €39,271 | €56,933 | €85,149 | €119,037 | ▲ 39.8% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | - | €20,671 | €38,333 | €66,549 | €100,437 | ▲ 50.9% |
| Distributable reserves133 | - | €20,671 | €38,333 | €66,549 | €100,437 | ▲ 50.9% |
| Profit (loss) carried forward14 | -€11,241 | - | - | - | - | - |
| Amounts payable17/49 | €1.1m | €1.0m | €956,885 | €903,994 | €845,616 | ▼ 6.5% |
| Amounts payable after more than one year17 | €831,873 | €793,757 | €755,764 | €695,531 | €640,793 | ▼ 7.9% |
| Financial debts170/4 | - | €793,757 | €755,764 | €695,531 | €640,793 | ▼ 7.9% |
| Amounts payable within one year42/48 | €249,135 | €203,241 | €194,816 | €200,515 | €195,014 | ▼ 2.7% |
| Current portion of amounts payable after more than one year42 | - | €38,030 | €38,405 | €42,746 | €31,738 | ▼ 25.8% |
| Trade debts44 | €2,246 | €32 | €1,232 | €296 | €535 | ▲ 81.2% |
| Suppliers440/4 | - | €32 | €1,232 | €296 | €535 | ▲ 81.2% |
| Taxes, remuneration and social security45 | - | €5,179 | €5,179 | €7,473 | €12,740 | ▲ 70.5% |
| Taxes450/3 | - | €5,179 | €5,179 | €7,473 | €12,740 | ▲ 70.5% |
| Other amounts payable47/48 | - | €160,000 | €150,000 | €150,000 | €150,000 | = |
| Accrued charges and deferred income492/3 | - | €6,966 | €6,304 | €7,948 | €9,809 | ▲ 23.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,241 | €31,913 | €17,661 | €28,216 | €33,888 | ▲ 20.1% |
| + Depreciation and write-downs630 | €92,606 | €37,675 | €40,870 | €45,288 | €45,288 | = |
| Operating cash flow (approximation) | €81,364 | €69,588 | €58,531 | €73,504 | €79,176 | ▲ 7.7% |
| Investment in fixed assets (approximation) | - | €0 | -€73,390 | -€15,367 | €0 | ▲ 100% |
| Change in cash | - | -€14,560 | -€61,688 | €5,246 | €20,797 | ▲ 296% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44413A0415/00Y000 | Flanders | 1,288 m² | 1 · 398 m² | - |
Linked by address, not proof of ownership
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.