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Stepwyse

Active
Private limited companyfounded 2003active for 23 yearsPreekherenberg 8A, 3220 Holsbeek, BelgiumKBO/BCE: BE 0479.645.895
Summary

Stepwyse has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €352,187 and a net result of -€28,072. Equity has been growing by about 18% per year since 2018. Its solvency ranks better than 95% of 39,272 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 26-02-2003 Normal situation
Activity
Business and other management consultancy NACE 70200and 3 others
Establishment unit
2.131.919.844 3220 Holsbeek, since 27-05-2003
Financial year end
31 December
Peppol
Reachable since 17-11-2025

Board and ownership

Board

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
-€12,939
Loss
€28,072
Equity
€352,187
▼ 14.0%
Total assets
€368,200
▼ 15.3%
Turnover not published (micro format)
Score breakdownraises riskLoss of €28,072 (financial year 2025)lowers riskLiquidity: current ratio 20.83, cash €195,108Equity €352,187 (95.7% of total assets)Sector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 95.7% of total assets
Liquidity 100=
short-term debt 4.3% · cash 53.0%
Profitability 9-82
return on assets -7.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value 11-2026: < 0.1%● unchanged vs 10-2026highest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 20.83 (16.29 in 2024), above the usual 1.5. Short-term debt is 4.3% and cash 53% of total assets. 4.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 10% on profitability and 26% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €28,072 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 20.83, cash €195,108
NBB · annual accounts
lowers risk · Equity €352,187 (95.7% of total assets)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 days early
2024
27 days late
2023
1 day early
2022
18 days late
2021
9 days late
2020
30 days late
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 09-06-2026 PDF all 23 filings

Equity
€352,187▼ 14.0%
2024 · €409,733
Total assets
€368,200▼ 15.3%
2024 · €434,846
Net result
-€28,072
2024 · €76,850
Working capital
€314,505▼ 18.1%
2024 · €383,939
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is a loss of €22,167, after a profit of €115,933 in 2024. It is the lowest result since 2021.

Operating result-€22,167 2025 Net result-€28,072 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€9,141-€31,098▲ 240%€14,053▼ 54.8%€124,097▲ 783%€133,455▲ 7.5%€122,371▼ 8.3%€115,933▼ 5.3%-€22,167
Net result€624-€20,641▲ 33×-€75,869below the sector's middle half€86,524above the sector's middle half€90,796above the sector's middle half▲ 4.9%€81,858above the sector's middle half▼ 9.8%€76,850above the sector's middle half▼ 6.1%-€28,072below the sector's middle half
Equity€152,932-€173,573▲ 13.5%€97,705within the sector's middle half▼ 43.7%€160,228within the sector's middle half▲ 64.0%€251,024above the sector's middle half▲ 56.7%€332,882above the sector's middle half▲ 32.6%€409,733above the sector's middle half▲ 23.1%€352,187above the sector's middle half▼ 14.0%
Total assets€220,171-€195,345▼ 11.3%€112,426within the sector's middle half▼ 42.4%€211,894within the sector's middle half▲ 88.5%€285,872within the sector's middle half▲ 34.9%€355,250within the sector's middle half▲ 24.3%€434,846within the sector's middle half▲ 22.4%€368,200within the sector's middle half▼ 15.3%
Debt€67,238-€21,772▼ 67.6%€14,721▼ 32.4%€51,666▲ 251%€34,847▼ 32.6%€22,368▼ 35.8%€25,114▲ 12.3%€16,013▼ 36.2%
Working capital€30,951-€54,595▲ 76.4%€65,286within the sector's middle half▲ 19.6%€125,849within the sector's middle half▲ 92.8%€215,748above the sector's middle half▲ 71.4%€294,924above the sector's middle half▲ 36.7%€383,939above the sector's middle half▲ 30.2%€314,505above the sector's middle half▼ 18.1%
Solvency69.5%-88.9%▲ 19.4pp86.9%above the sector's middle half▼ 1.9pp75.6%within the sector's middle half▼ 11.3pp87.8%above the sector's middle half▲ 12.2pp93.7%above the sector's middle half▲ 5.9pp94.2%above the sector's middle half▲ 0.5pp95.7%above the sector's middle half▲ 1.4pp
Current ratio1.49-4.09▲ 2.605.43above the sector's middle half▲ 1.343.44within the sector's middle half▼ 2.007.19above the sector's middle half▲ 3.7614.19above the sector's middle half▲ 6.9916.29above the sector's middle half▲ 2.1020.83above the sector's middle half▲ 4.54
Return on assets (ROA)0.3%-10.6%▲ 10.3pp-67.5%below the sector's middle half▼ 78.0pp40.8%above the sector's middle half▲ 108.3pp31.8%above the sector's middle half▼ 9.1pp23.0%within the sector's middle half▼ 8.7pp17.7%within the sector's middle half▼ 5.4pp-7.6%below the sector's middle half▼ 25.3pp
above within below The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €368,200
Fixed assets €37,832 ▲ 46.7%
Current assets €330,368 ▼ 19.2%
Equity and liabilities €368,200
Equity €352,187 ▼ 14.0%
Debt €16,013 ▼ 36.2%
Debt's share of the balance-sheet total falls from 5.8% to 4.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€14,307▼
2024 · €123,651
Cash flow
-€20,212▼
2024 · €84,568
Debt to equity
0.05▼
2024 · 0.06
ROE
-8.0%▼
2024 · 18.8%
Interest coverage
-2.75▼
2024 · 20.20
Debt ≤ 1 year
€15,863▼
2024 · €25,114
Income taxes
€4,364▼
2024 · €35,904
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets€10,799€10,686€12,746€3,115€19,898
Financial fixed assets----€0
Depreciation and write-downs of the year€8,838€9,790€10,064€7,718€7,860

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Subsidies and aid

Flemish government

2024 to 2025 · 2 entries · €8,400 awarded · €8,400 paid
Year Entries AwardedPaid
2025 1 €3,000€3,000
2024 1 €5,400€5,400
Schemes
2 entries · €8,400 · €8,400 paid · Fonds voor Innoveren en Ondernemen
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€434,846€368,200▼
Fixed assets21/28€25,794€37,832▲
Tangible fixed assets22/27€25,769€37,807▲
Land and buildings22€5,183€4,363▼
Plant, machinery and equipment23€8,355€6,863▼
Furniture and vehicles24€12,232€26,581▲
Financial fixed assets28€25€25=
Current assets29/58€409,053€330,368▼
Amounts receivable after more than one year29€15,000€15,477▲
Other amounts receivable291€15,000€15,477▲
Amounts receivable within one year40/41€29,223€67,510▲
Trade receivables40€26,430€21,042▼
Other amounts receivable41€2,793€46,468▲
Cash at bank and in hand54/58€294,454€195,108▼
Deferred charges and accrued income490/1€70,376€52,274▼
Equity and liabilities
Total equity and liabilities10/49€434,846€368,200▼
Equity10/15€409,733€352,187▼
Contributions10/11€18,600€18,600=
Reserves13€391,133€336,028▼
Distributable reserves133€391,133€336,028▼
Profit (loss) carried forward14--€2,441
Amounts payable17/49€25,114€16,013▼
Amounts payable within one year42/48€25,114€15,863▼
Trade debts44€2,872€7,537▲
Suppliers440/4€2,872€7,537▲
Taxes, remuneration and social security45€22,242€8,326▼
Taxes450/3€18,132€5,530▼
Remuneration and social security454/9€4,110€2,796▼
Accrued charges and deferred income492/3-€150
Income statement Code20242025
Non-recurring operating income76A€4,162€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,718€7,860▲
Other operating charges640/8€1,477€1,368▼
Non-recurring operating charges66A€7,561€0▼
Gross operating margin9900€132,689-€12,939▼
Operating profit (loss)9901€115,933-€22,167▼
Financial income75/76B€2,942€3,656▲
Recurring financial income75€2,942€3,656▲
Financial charges65/66B€6,121€5,197▼
Recurring financial charges65€6,121€5,197▼
Profit (loss) for the period before taxes9903€112,754-€23,708▼
Income taxes67/77€35,904€4,364▼
Profit (loss) for the period9904€76,850-€28,072▼
Profit (loss) for the period to be appropriated9905€76,850-€28,072▼
Appropriation of the result
Profit (loss) to be appropriated9906€76,850-€28,072▼
Transfer from equity791/2-€55,105
Transfer to equity691/2€76,850€0▼
To other reserves6921€76,850€0▼
Profit to be distributed694/7-€29,473
Return on contributions (dividend)694-€29,473

The notes to these accounts have 14 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 09-06-2026.

Line20182019202020212022202320242025Change
Non-recurring operating income76A------€4,162€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27,934€17,978€12,238€8,838€9,790€10,064€7,718€7,860▲ 1.8%
Other operating charges640/8---€2,673€2,343€5,040€1,477€1,368▼ 7.4%
Non-recurring operating charges66A------€7,561€0▼ 100%
Gross operating margin9900€39,892€51,714€29,186€135,608€145,588€137,475€132,689-€12,939-
Operating profit (loss)9901€9,141€31,098€14,053€124,097€133,455€122,371€115,933-€22,167-
Financial income75/76B---€333€665€3,828€2,942€3,656▲ 24.3%
Recurring financial income75€96€47€0€333€665€3,828€2,942€3,656▲ 24.3%
Financial charges65/66B---€2,150€1,892€2,663€6,121€5,197▼ 15.1%
Recurring financial charges65€4,252€1,644€1,920€2,150€1,892€2,663€6,121€5,197▼ 15.1%
Profit (loss) for the period before taxes9903€4,984€29,500-€68,011€122,279€132,229€123,536€112,754-€23,708-
Income taxes67/77€4,360€8,858€7,857€35,756€41,433€41,678€35,904€4,364▼ 87.8%
Profit (loss) for the period9904€624€20,641-€75,869€86,524€90,796€81,858€76,850-€28,072-
Profit (loss) for the period to be appropriated9905€624€20,641-€35,208€86,524€90,796€81,858€76,850-€28,072-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€220,171€195,345€112,426€211,894€285,872€355,250€434,846€368,200▼ 15.3%
Fixed assets21/28€126,487€123,107€32,419€34,379€35,276€37,958€25,794€37,832▲ 46.7%
Tangible fixed assets22/27€126,462€123,082€32,394€34,354€35,251€37,933€25,769€37,807▲ 46.7%
Land and buildings22---€17,404€15,218€13,564€5,183€4,363▼ 15.8%
Plant, machinery and equipment23---€11,374€16,760€13,816€8,355€6,863▼ 17.8%
Furniture and vehicles24---€5,577€3,273€10,553€12,232€26,581▲ 117%
Financial fixed assets28€25€25€25€25€25€25€25€25=
Current assets29/58€93,684€72,239€80,007€177,515€250,596€317,292€409,053€330,368▼ 19.2%
Amounts receivable after more than one year29----€25,000€55,000€15,000€15,477▲ 3.2%
Other amounts receivable291----€25,000€55,000€15,000€15,477▲ 3.2%
Amounts receivable within one year40/41€40,799€52,760€10,405€20,858€23,423€31,797€29,223€67,510▲ 131%
Trade receivables40---€20,858€23,423€17,611€26,430€21,042▼ 20.4%
Other amounts receivable41-----€14,186€2,793€46,468▲ 17×
Cash at bank and in hand54/58€51,038€18,444€65,765€153,092€198,044€227,333€294,454€195,108▼ 33.7%
Deferred charges and accrued income490/1---€3,565€4,129€3,162€70,376€52,274▼ 25.7%
Equity and liabilities
Total equity and liabilities10/49€220,171€195,345€112,426€211,894€285,872€355,250€434,846€368,200▼ 15.3%
Equity10/15€152,932€173,573€97,705€160,228€251,024€332,882€409,733€352,187▼ 14.0%
Contributions10/11€18,600€18,600-€18,600€18,600€18,600€18,600€18,600=
Reserves13€142,500€154,973€79,105€141,628€232,424€314,282€391,133€336,028▼ 14.1%
Non-distributable reserves130/1---€1,860-----
Reserves not available under the articles1311---€1,860-----
Distributable reserves133---€139,768€232,424€314,282€391,133€336,028▼ 14.1%
Profit (loss) carried forward14-€8,168-------€2,441-
Amounts payable17/49€67,238€21,772€14,721€51,666€34,847€22,368€25,114€16,013▼ 36.2%
Amounts payable within one year42/48€62,732€17,643€14,721€51,666€34,847€22,368€25,114€15,863▼ 36.8%
Trade debts44€2,235€5,423€4,707€1,900€1,337€1,373€2,872€7,537▲ 162%
Suppliers440/4---€1,900€1,337€1,373€2,872€7,537▲ 162%
Taxes, remuneration and social security45---€26,472€26,931€20,995€22,242€8,326▼ 62.6%
Taxes450/3---€26,472€26,931€20,995€18,132€5,530▼ 69.5%
Remuneration and social security454/9------€4,110€2,796▼ 32.0%
Other amounts payable47/48---€23,294€6,579----
Accrued charges and deferred income492/3-------€150-
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€624€20,641-€75,869€86,524€90,796€81,858€76,850-€28,072-
+ Depreciation and write-downs630€27,934€17,978€12,238€8,838€9,790€10,064€7,718€7,860▲ 1.8%
Operating cash flow (approximation)€28,558€38,619-€63,631€95,362€100,586€91,923€84,568-€20,212-
Investment in fixed assets (approximation)--€14,598€78,450-€10,799-€10,686-€12,746€4,446-€19,898-
Change in cash--€32,595€47,321€87,327€44,952€29,289€67,121-€99,346-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 12,322 companies had the same profile as Stepwyse has now. Two years later, 0.7% had gone bankrupt and 90.3% were still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90.3% was still going

Another 0.5% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Stepwyse itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 12,322 companies, not a prediction for Stepwyse. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Latest 10 of 23 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 09-06-2026 2026-00149061 PDF
31-12-2024 micro format 27-08-2025 2025-00452592 PDF
31-12-2023 micro format 30-07-2024 2024-00303230 PDF
31-12-2022 micro format 18-08-2023 2023-00336066 PDF
31-12-2021 micro format 09-08-2022 2022-20289171 PDF
31-12-2020 micro format 30-08-2021 2021-61800424 PDF
31-12-2019 micro format 28-07-2020 2020-35500320 PDF
31-12-2018 micro format 09-07-2019 2019-30000456 PDF
31-12-2017 micro format 14-06-2018 2018-18000321 PDF
31-12-2016 micro format 06-07-2017 2017-27300256 PDF

Show all 23 filings

Board & ownership

Directors

Directors
1 director, last change in 2022
Werbrouck Filip
Director (not named in the articles) · since 18-02-2003 · earlier manager, until 05-12-2022 · term without a fixed end · listed in the 2025 annual accounts, filed on 09-06-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 05-12-2022

Owners and capital

Capital transactions

Capital over time
  1. 05-12-2022 Converted to unavailable equity

Mandate history

1 person, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Werbrouck Filip
  • Manager, until 05-12-2022
  • Director (not named in the articles), appointed in the act of 05-12-2022, still in office
See the board, name and registered office on a given date →

Articles of association

Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Algemene vergadering mag één of meerdere vereffenaars aanduiden bevoegdheden omlijnen vergoeding bepalen, bestuurder(s) in functie als…”

Articles of association, deed of 05-12-2022 (in Dutch)

Network & group

Stepwyse shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of Stepwyse. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
09-06
NBB filing Annual accounts 2025 filedPDF
micro format · 52 days before the deadline
2025
27-08
NBB filing Annual accounts 2024 filedPDF
micro format · 27 days late
2024
30-07
NBB filing Annual accounts 2023 filedPDF
micro format · 1 day before the deadline
2023
18-08
NBB filing Annual accounts 2022 filedPDF
micro format · 18 days late
2022
31-12
Financial Highest result from 2018 to 2025net €90,796 ▲4.9%
The operating result of €133,455 and the net result of €90,796 are both a record.
31-12
Financial Liquidity more than doubledcurrent ratio 7.19
The current ratio rises from 3.44 to 7.19. Short-term debt falls from €51,666 to €34,847.
31-12
Financial Equity above €200,000equity €251,024 ▲56.7%
After 2 profitable years in a row, equity reaches €251,024.
05-12
Gazette deed Change of role: Werbrouck Filip, from manager to director
Capital conversion · Amendment of the articles · Director discharge11 points ▸
  • General meeting, 17-11-2022
  • Other provision, “aanpassing statuten en behoud rechtsvorm, statuten aanpassen” (deed in Dutch)
  • Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
  • Other provision, “opheffing statutair onbeschikbare eigen vermogensrekening, opheffing” (deed in Dutch)
  • Amendment of the articles
  • Director resignation, Werbrouck Filip (manager)
  • Director appointment, Werbrouck Filip (director (not named in the articles))
  • Director discharge, Werbrouck Filip
  • Registered office clause, “3220 Holsbeek Preekherenberg 8 A” (deed in Dutch)
  • Power of attorney
  • Other provision, “goedkeuring gecoördineerde statuten, kennisname en goedkeuring tekst gecoördineerde statuten” (deed in Dutch)

Open the act in the Belgian Official Gazette

09-08
NBB filing Annual accounts 2021 filedPDF
micro format · 9 days late
2021
31-12
Financial Back to profitnet €86,524
The net result is €86,524, after one loss-making year.
31-12
Financial Equity above €150,000equity €160,228 ▲64%
Equity rises from €97,705 to €160,228.
30-08
NBB filing Annual accounts 2020 filedPDF
micro format · 30 days late
Show earlier events
2020
31-12
Financial Weakest financial yearnet -€75,869
The net result drops to -€75,869, the lowest from 2018 to 2025. It recovers the following year.
28-07
NBB filing Annual accounts 2019 filedPDF
micro format · 3 days before the deadline
2019
31-12
Financial Liquidity more than doubledcurrent ratio 4.09
The current ratio rises from 1.49 to 4.09. Short-term debt falls from €62,732 to €17,643.
09-07
NBB filing Annual accounts 2018 filedPDF
micro format · 22 days before the deadline
2018
14-06
NBB filing Annual accounts 2017 filedPDF
micro format · 47 days before the deadline
2017
06-07
NBB filing Annual accounts 2016 filedPDF
micro format · 25 days before the deadline
2003
06-03
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

Stepwyse was incorporated on 26 February 2003.1 Total assets rose from €220,171 in 2018 to €368,200 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Register details

Identity

KBO record
Name Stepwyse in Dutch
Enterprise number 0479.645.895
Legal form Private limited company
Status Active, normale toestand
Founded 26-02-2003
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 05-12-2022 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaamse Gewest, bij enkel besluit van het bestuursorgaan,administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in…”
deed of 05-12-2022 (in Dutch)

Registered office and establishments

Registered office Preekherenberg 8A, 3220 Holsbeek, Belgium
Establishment unit Preekherenberg 8A, 3220 Holsbeek since 27-05-2003 · unit number 2.131.919.8446811001 Buying and selling of own real estate

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
64210 Activities of holding companies
73200 Market research and public opinion polling
73300 Public relations and communication consultancy
Codes under NACEBEL 2008
70220 Business consulting main activity
64200 Holdings
70210 Activities of head offices; management consultancy activities
73200 Advertising, market research and public relations activities
Codes under NACEBEL 2003
74142 main activity
74131
74141
74151
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het verstrekken van alle technische,bedrijfseconomische,sociale,financiële en juridische adviezen en het verlenen van administratieve…”
12 activities
  1. Het verstrekken van alle technische,bedrijfseconomische,sociale,financiële en juridische adviezen en het verlenen van administratieve bijstand op elk gebied
  2. Het bemiddelen bij instellingen en ondernemingen in deze sectoren
  3. Het ondersteunen van andere financiële,commerciële of industriële ondernemingen;het deelnemen of bemiddelen als aandeelhouder in hun oprichting of hun ontwikkeling en het waarborgen van hun verbintenissen
  4. De dienstverlening inzake industriële,commerciële en financiële marketing,het optreden als tussenpersoon in de handel,de studie van industriële,commerciële en financiële projecten,evenals het begeleiden ervan,het verlenen van managementsadviezen in de industriële,commerciële en financiële sector,bijstands- en raadgevend kantoor inzake bedrijfs- en projectleiding,de aankoop en verkoop van allerlei industriële producten
  5. Het opstellen van technische,commerciële,administratieve,financiële en juridische rapporten en het voeren van onderhandelingen met alle daarbij betrokken instellingen en ondernemingen
  6. Het beheren,verhuren,in bruikleen geven van patenten,octrooien,formules in om het even welke sector
  7. Het aan- en verkopen,het beheren,het beleggen,het beleggen in en het bemiddelen bij aan- en verkoop van alle portefeuillewaarden
  8. Het vervullen van bestuursfuncties binnen andere vennootschappen
  9. De aankoop en de verkoop van alle onbebouwde en gebouwde goederen van alle aard en voor alle bestemmingen;het verkavelen,uitrusten,inrichten en tot waarde brengen op alle mogelijke wijzen van alle onbebouwde onroerende goederen;het bouwen,verbouwen,aanpassen,herstellen van alle gebouwen en constructies bij middel van alle technieken en in alle stadia van afwerking
  10. Het huren,verhuren en uitbaten op alle mogelijke wijzen van alle mogelijke onbebouwde en gebouwde goederen
  11. Het in bewaring nemen van onroerende goederen
  12. De specifieke activiteit van de onroerende promotie
deed of 05-12-2022 (in Dutch)

Invoicing and payment

VAT number BE 0479.645.895
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0479645895
Other Peppol ID 9925:BE0479645895
Registered 17-11-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
“TITEL V - ALGEMENE VERGADERING Artikel 18. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders…”
deed of 05-12-2022 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
1,629 m²
Building footprint
186 m²
Building volume
1,397 m³
Cadastral parcel Region Area Buildings Height / floors
24103C0077/00K000 Flanders 1,629 m² 1 · 186 m² 10.3 m · 3