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STEPS MEUBLES

Active
Private limited companyfounded 2019active for 6 yearsChemin de la Joie(BLN) 8, 4837 Baelen, BelgiumKBO/BCE: BE 0738.591.850

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

STEPS MEUBLES has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €305,747 and a net result of €75,968. Equity has been growing by about 47% per year since 2020. Its solvency ranks better than 26% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 29-11-2019 Normal situation
Legal form
Private limited company
Registered office
Chemin de la Joie(BLN) 8, 4837 Baelen
Activity
Joinery installation NACE 43320and 1 other
Establishment unit
2.296.522.708 4830 Limbourg, since 29-11-2019
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • NEUMANN CharlotteDirector · since 29-11-2019
  • LODOMEZ Marie-FrançoiseDirector · since 01-09-2020
  • Simon NEUMANNDirector · since 29-11-2019

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€325,400
▲ 42.7%
Turnover
≈ €920,000
estimated
Profit
€75,968
▲ 20×
Equity
€305,747
▲ 30.2%
Total assets
€1.3m
▲ 9.8%
Staff
3.2 FTE
▲ 23.1%
2025 accounts filed 31 days before the deadline
Filed on 30-06-2026at the National Bank
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Founded in 2019lowers riskSize: total assets €1.3mFigures for financial year 2025 (filed on 30-06-2026)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 51% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 49+4
equity 24.2% of total assets
Liquidity 56+5
short-term debt 22.3% · cash 10.8%
Profitability 76+16
return on assets 6.0%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● unchanged vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.3%▲ +0.1 percentage points vs 04-2025 06-2025: 1.4%▲ +0.1 percentage points vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025highest value 08-2025: 0.4%▼ -1.0 percentage point vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.5%▲ +0.1 percentage points vs 01-2026 03-2026: 0.4%▼ -0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.1 percentage points vs 07-2026 09-2026: 0.9%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%▼ -0.7 percentage points vs 09-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.89 (1.06 in 2024), below 1. Short-term debt is 22.3% and cash 10.8% of total assets. 75.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 26% of them on solvency, 52% on liquidity, 51% on profitability and 75% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-06-2026)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
31 days early
2024
28 days early
2023
36 days early
2022
41 days early
2021
53 days early
2020
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 36 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €3,708 to €75,968 ▲ 20× View
  • Positive: Higher net result than 92% of companies in specialised constructionsector median €10,227 · 34,889 companies €75,968 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

Documents

Annual accounts at the NBB

All 6 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about STEPS MEUBLES

What is the company number of STEPS MEUBLES?
The company number of STEPS MEUBLES is 0738.591.850. The VAT number is the same number with BE in front: BE 0738.591.850.
Where is STEPS MEUBLES based?
The registered office is at Chemin de la Joie(BLN) 8, 4837 Baelen.Company details
What does STEPS MEUBLES do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of STEPS MEUBLES?
The legal form of STEPS MEUBLES is Private limited company (BV).
When was STEPS MEUBLES founded?
STEPS MEUBLES was founded on 29-11-2019.
Is STEPS MEUBLES still active?
Yes, STEPS MEUBLES is an active enterprise in the KBO register.
How many employees does STEPS MEUBLES have?
STEPS MEUBLES had an average of 3.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of STEPS MEUBLES?
The turnover in financial year 2025 is ≈ €920,000. This figure is estimated from the gross margin of €325,400 and 61 comparable companies (NACE 433). It probably lies between €690,000 and €1.2m.
Is STEPS MEUBLES profitable?
In financial year 2025, STEPS MEUBLES made a profit of €75,968.
Where can I find the annual accounts of STEPS MEUBLES?
STEPS MEUBLES filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of STEPS MEUBLES due?
STEPS MEUBLES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as STEPS MEUBLES: joinery installation (NACE 43320). They are comparable in size and age: total assets between €1.1m and €1.3m, founded between 2018 and 2020.

CompanyTotal assetsGross margin
STEPS MEUBLES Baelen€1.3m€0.3m
La Passion du Bois - Menuiserie Artisanale Nivelles€1.2m€0.3m
MG INTERIEURS Overijse€1.3m€0.3m
Timmerwerken Brosens Hoogstraten€1.1m€0.3m
VMatic Hooglede€1.2m€0.4m
DAVY GHEKIERE Roeselare€1.2m€0.4m
YAVATECH Izegem€1.2m€0.3m
Full comparison

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