STEPPING STONES

Active

Non-profit associationfounded 2015active for 11 yearsLegrandlaan 60, 1050 Elsene, BelgiumKBO/BCE: BE 0627.655.029

The file of STEPPING STONES contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.

Summary

The latest annual accounts of STEPPING STONES were filed more than 90 days after the deadline. The computed 12-month bankruptcy probability is 0.5% (low). The 2023 annual accounts show negative equity (-€209,678) and a net result of -€172,193. Its solvency ranks better than 5% of 598 sector peers (NACE 88, financial year 2023).

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STEPPING STONESActive

Risk analysis Report Compare

Activity

Day nurseries and crèches

NACE 88911

1 site

Size

€171,968total assets 2023

Equity: -€209,678
Deficit: -€172,193

Turnover not published (micro format)

Financial health

Bankruptcy probabilitywithin 12 months: 0.5%

2023 figures too old to score

Structure

Accounts filed 208 days late1 of 3 deeds read

Signalsraises riskLatest accounts 208 days late; 1 of the last 3 lateLoss of €172,193 (financial year 2023)Filed more than 90 days latelowers riskLegal form: non-profit associationSector: Social work activities without accommodation (NACE 88)neutralPrior bankruptcyShow the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Filing: Filed more than 90 days late

Financial strength, FY 2023

Weak

Solvency 0

equity -121.9% of total assets

Liquidity 12

short-term debt 220.9% · cash 9.9%

Profitability 0

return on assets -100.1%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,120 companies, NACE 88, micro)

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.3%▼ -0.1 percentage points vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025lowest value 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.6%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.6%● unchanged vs 09-2025highest value 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.5%▼ -0.1 percentage points vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026

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Signals

Six signals.

lowers riskraises riskneutral

Legal form: non-profit association

KBO

Latest accounts 208 days late; 1 of the last 3 late

NBB · filings

Sector: Social work activities without accommodation (NACE 88)

KBO

Loss of €172,193 (financial year 2023)

NBB · annual accounts

Prior bankruptcy

Earlier bankruptcy on record in the Belgian Official Gazette, no current open procedure.

Belgian Official Gazette

Filed more than 90 days late

The financial year that closed on 31-08-2023 was due by 31-03-2024 and was filed on 25-10-2024, 208 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 1 filing

Deviation from the deadline

2023

208 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2023 accounts 208 days after the deadline; the sector median (NACE 88) for financial year 2023 is 26 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

05-09-2025 Resignation: Marie Chantal Alain Louise LAMBERT…Gazette deed
06-11-2024 Bankruptcy reversalFrench-language Enterprise Court of Brussels…
25-10-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Risk: Negative equityfinancial year 2023: debts exceed assets -€209,678 View
Caution: Latest accounts filed lateafter the legal deadline 208 days View
Caution: Among the weakest 5% on solvencysector median 31.3% · 598 companies -121.9% View