STEPIE
Open bankruptcyA bankruptcy procedure is open for STEPIE according to publications in the Belgian State Gazette; curator: GREGORY BRUNEEL.
Summary
The 2022 annual accounts show negative equity (€-53k) and a net result of €-28k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 15-07-2023, 16 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
16 d early
2021
57 d late
2020
17 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2022, micro schema
Equity
€-53k▼ 114%
2021 · €-25k
2020: €-12k
2021: €-25k
2020 → 2022
Total assets
€107k▼ 15.4%
2021 · €127k
2020: €124k
2021: €127k
2020 → 2022
Net result
€-28k▼ 113%
2021 · €-13k
2020: €-18k
2021: €-13k
2020 → 2022
Working capital
€-52k▼ 82.2%
2021 · €-29k
2020: €8k
2021: €-29k
2020 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202020212022Trend
Equity€-12k-€-25k▼ 114%€-53k▼ 114%
Operating result€-17k-€-11k▲ 33.3%€-27k▼ 149%
Net result€-18k-€-13k▲ 24.8%€-28k▼ 113%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €27k in 2022 against €11k in 2021; the loss grows and 2022 has the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €107k
Fixed assets
€79k ▼ 17.8%
Current assets
€28k ▼ 8.0%
Key figures and ratios
EBITDA
€-10k▼
2021 · €4k
Cash flow
€-11k▼
2021 · €2k
Solvency
-49.8%▼
2021 · -19.7%
Current ratio
0.35▼
2021 · 0.52
Quick ratio
0.25▼
2021 · 0.38
Debt to equity
-3.01▲
2021 · -6.07
ROA
-26.5%▼
2021 · -10.5%
Interest coverage
-4.20▼
2021 · 1.87
Debt
€161k▲
2021 · €152k
Debt ≤ 1 year
€81k▲
2021 · €60k
Debt > 1 year
€80k▼
2021 · €92k
Staff costs
€52k▲
2021 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2022 against 2021 · 43 lines
Balance sheet
Code20212022
Assets
Total assets20/58€127k€107k▼
Fixed assets21/28€96k€79k▼
Intangible fixed assets21€8k€7k▼
Tangible fixed assets22/27€87k€71k▼
Plant, machinery and equipment23€78k€63k▼
Furniture and vehicles24€9k€8k▼
Current assets29/58€31k€28k▼
Stocks and contracts in progress3€8k€9k▲
Stocks30/36€8k€9k▲
Amounts receivable within one year40/41€1k-
Trade receivables40€1k-
Cash at bank and in hand54/58€21k€20k▼
Equity and liabilities
Total equity and liabilities10/49€127k€107k▼
Equity10/15€-25k€-53k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-31k€-59k▼
Amounts payable17/49€152k€161k▲
Amounts payable after more than one year17€92k€80k▼
Financial debts170/4€55k€40k▼
Other amounts payable178/9€38k€40k▲
Amounts payable within one year42/48€60k€81k▲
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44€21k€30k▲
Suppliers440/4€21k€30k▲
Advances received on contracts in progress46-€225
Taxes, remuneration and social security45€10k€14k▲
Taxes450/3€7k€13k▲
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€15k€21k▲
Income statement
Code20212022
Remuneration, social security and pensions62€44k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€49k€43k▼
Operating profit (loss)9901€-11k€-27k▼
Financial income75/76B€15€2k▲
Recurring financial income75€15€2k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-13k€-28k▼
Profit (loss) for the period9904€-13k€-28k▼
Profit (loss) for the period to be appropriated9905€-13k€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-59k▼
Profit (loss) brought forward from the previous period14P€-18k€-31k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
07-10
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · STEPIE BV BRUSSELSE- STEENWEG 208, 1785 MERCHTEM · event 01-10-2024
2023
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series.
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 2081785 MerchtemGround area
480 m²
Building footprint
204 m²
Volume, LiDAR
1,020 m³
Parcel 23012A0148/00K000, Flanders · tallest building 10.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SenS
since 20202.297.760.942
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23012A0148/00K000 | Flanders | 480 m² | 1 · 204 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GREGORY BRUNEEL ZELLIKSESTEENWEG 12,
1082 SINT-AGATHA-BERCHEM |
01-10-2024 → present |
Recognitions · licences · registrations
Food safety, FASFC
1 siteMerchtem2.297.760.942
Similar companies · same sector and region
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.