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Stephiou Infi

Active
Private limited companyfounded 2023active for 3 yearsRue Achille Chavée (L.L) 52, 7100 La Louvière, BelgiumKBO/BCE: BE 0798.237.447
Summary

Stephiou Infi has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180,736 and a net result of €68,310. Equity has been growing by about 57% per year since 2023. Its solvency ranks better than 84% of 20,720 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 08-02-2023 Normal situation
Activity
Nursing and midwifery NACE 86940
Establishment unit
2.342.446.169 7100 La Louvière, since 08-02-2023
Financial year end
31 December
Peppol
Reachable since 02-04-2026

Board and ownership

Shareholders
  • CARLIER Stéphane Fernandact of 10-02-2023

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€87,267
▲ 12.0%
Turnover
≈ €240,000
estimated
Profit
€68,310
▲ 13.4%
Equity
€180,736
▲ 60.8%
Total assets
€201,012
▲ 53.9%
Score breakdownraises risk1 change of registered office in 24 monthslowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 9.74, cash €45,178Figures for financial year 2025 (filed on 29-06-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 76% of micro companies in human health (NACE 86)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 89.9% of total assets
Liquidity 78+23
short-term debt 10.1% · cash 22.5%
Profitability 100=
return on assets 34.0%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,173 companies, NACE 86, micro)
Last 24 months 12-2024: 1.6% 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.7%▲ +0.1 percentage points vs 02-2025 04-2025: 1.8%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 1.8%● unchanged vs 04-2025highest value 06-2025: 0.5%▼ -1.3 percentage points vs 05-2025 07-2025: 0.3%▼ -0.2 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 1.4%▲ +1.1 percentage points vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 0.4%▼ -1.0 percentage point vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: < 0.1%▼ -0.4 percentage points vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.74 (6.96 in 2024), above the usual 1.5. Short-term debt is 10.1% and cash 22.5% of total assets. 10.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 82% of them on solvency, 60% on liquidity, 80% on profitability and 83% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 9.74, cash €45,178
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 29-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
32 days early
2024
38 days early
2023
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 36 days before the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Equity rose in 2025from €112,426 to €180,736 ▲ 60.8% View
  • Positive: Higher solvency than 83% of companies in human healthsector median 63.0% · 20,720 companies 89.9% View

Recent changes

  1. · Gazette deed Registered office moved from Charleroi to La LouvièreNew seat: Rue Achille Chavée, 52/304 à 7100 La Louvière · Previous seat: Rue Hector Denis 57 à 6032 Charleroi
  2. · Gazette deed Registered office moved from La Louvière to Mont-sur-MarchienneNew seat: Rue Hector Denis, 57., 6032 Mont-sur-Marchienne · Previous seat: Impasse du Cercleur, 11., 7100 La Louvière
  3. · Gazette deed Registered office moved within La LouvièreNew seat: 7100 La Louvière, Impasse du Cercleur · Previous seat: Rue de Belle Vue 148, 7100 La Louvière
All 10 events

Comparable companies

These companies have the same main activity as Stephiou Infi: nursing and midwifery (NACE 86940). They are comparable in size and age: total assets between €183,000 and €239,000, founded between 2022 and 2023.

CompanyTotal assetsGross margin
Stephiou Infi La Louvière€201,012€87,267
VALERIE DEGRAVE Binche€227,941€94,375
Healthy Heart Jette€203,130€93,248
ACHR Ans€182,898€79,686
Thuisverpleging Lodewijckx Geel€207,607€88,912
M-Cure Bonheiden€182,749€81,738
PAULINO CARE Saint-Ghislain€238,830€101,426
Full comparison

Key facts about Stephiou Infi

What is the company number of Stephiou Infi?
The company number of Stephiou Infi is 0798.237.447. The VAT number is the same number with BE in front: BE 0798.237.447.
Where is Stephiou Infi based?
The registered office is at Rue Achille Chavée (L.L) 52, 7100 La Louvière.Company details
What does Stephiou Infi do?
According to the KBO register, the main activity is nursing and midwifery (NACE 86940).
What is the legal form of Stephiou Infi?
The legal form of Stephiou Infi is Private limited company (BV).
When was Stephiou Infi founded?
Stephiou Infi was founded on 08-02-2023.
Is Stephiou Infi still active?
Yes, Stephiou Infi is an active enterprise in the KBO register.
What is the turnover of Stephiou Infi?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €87,267 and 33 comparable companies (NACE 869). It probably lies between €160,000 and €350,000.Financials
Is Stephiou Infi profitable?
In financial year 2025, Stephiou Infi made a profit of €68,310.
Where can I find the annual accounts of Stephiou Infi?
Stephiou Infi filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Stephiou Infi due?
Stephiou Infi must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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