Financials
- Fiscal year
- 2025
- Total assets
- €9.0m
- Loss
- -€466,854
- Solvency
- -4.5%
STEPHEX SERVICE
ActiveSummary
STEPHEX SERVICE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€405,422) and a net result of -€466,854. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 1073 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
What they do
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311NACE 45201
#2 company by total assets in Meise, Other services sector3 sites
How big
€9.0mtotal assets 2025
- Staff
- 6.6 FTE
- Equity
- -€405,422
- Loss
- -€466,854
Turnover not published (abridged schema)
Who decides
- Parent
- STEPHEX HOLDING · 99.5%
Accounts 44 d early1 of 13 deeds read
Why 43- Multiple establishment units- Annual accounts: weaker financial profile- Negative equity+ Lower-failure-rate sector+ Long track recordLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability12▼-13
Solvency21▼-5
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 6.55 against 8.35 in 2024; short-term debt: 15.1% and cash: 0% of total assets), but equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-4.5%
Return on assets
-5.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€405,422
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
61 d early
2023
67 d early
2022
61 d early
2021
68 d early
2020
119 d late
2019
13 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
- Resignation: Ellen Van Guyse (bijzonder gevolmachtigde…Permanent representative: Stephan Conter
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€405,422 View
- Caution: From profit to loss in 2025after €106,789 in 2024 -€466,854 View
- Caution: Among the weakest 5% on net resultsector median €30,041 · 1,069 companies -€466,854 View
- Controlled by STEPHEX HOLDING 99.5% View
- Positive: Always filed on timeaccounts within the deadline every year 5 years View
By topic
Board & ownership
- Parent
- STEPHEX HOLDING · 99.5%
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 30-04-2027
- 24-04-2026Resignation: Ellen Van Guyse (bijzonder gevolmachtigde voor…
- 17-03-2026Annual accounts filed
- 28-02-2025Annual accounts filed
Company details
- Sites
- 3
- Legal form
- Private limited company
- Activity
- General maintenance and repair of cars and light…NACE 95311
- Founded
- 31-03-2014
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?STEPHEX HOLDING · 8 companies How does this company compare with its sector?Sector benchmark
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