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STEPHEX and C°

Active
Lovegemstraat 8 ·1861 Meise, Belgium
KBO/BCE: BE 0430.695.638
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Age39 yrs
Board3
Connections5

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of STEPHEX and C° is 0.2% (very low). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-03-2026, 52 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2025 30-04-2026 09-03-2026 52 d early 2026-00051773
30-09-2024 30-04-2025 28-02-2025 61 d early 2025-00041575
30-09-2023 30-04-2024 23-02-2024 67 d early 2024-00033503
30-09-2022 30-04-2023 28-02-2023 61 d early 2023-00033981
30-09-2021 30-04-2022 21-02-2022 68 d early 2022-06200117
30-09-2020 30-04-2021 03-09-2021 126 d late 2021-66200093
30-09-2019 30-04-2020 13-05-2020 13 d late 2020-11900376
30-09-2018 30-04-2019 02-04-2019 28 d early 2019-09000530
30-09-2017 30-04-2018 29-03-2018 32 d early 2018-08100082
30-09-2016 30-04-2017 28-03-2017 33 d early 2017-07300138

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1987, 39 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Long track record Lower-risk legal form

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-09-2025 verkort 09-03-2026 2026-00051773
30-09-2024 verkort 28-02-2025 2025-00041575
30-09-2023 verkort 23-02-2024 2024-00033503
30-09-2022 volledig 28-02-2023 2023-00033981
30-09-2021 volledig 21-02-2022 2022-06200117
30-09-2020 volledig 03-09-2021 2021-66200093
30-09-2019 volledig 13-05-2020 2020-11900376
30-09-2018 volledig 02-04-2019 2019-09000530
30-09-2017 volledig 29-03-2018 2018-08100082
30-09-2016 volledig 28-03-2017 2017-07300138

Directors

Directors & mandates

under verification
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (23059545). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Stephan Conter
    Managing director
    State Gazette act 23059545 (04-05-2023)
    Current
    22-02-2023 → present
    2 events
    • 29-03-2023 Appointed· Managing director
    • 22-02-2023 Appointed· Director
  • Emilie Conter
    Director
    State Gazette act 23059545 (04-05-2023)
    Current
    06-09-2018 → present
    2 events
    • 22-02-2023 Appointed· Director
    • 06-09-2018 Appointed· Director
  • Zoë Conter
    Director
    State Gazette act 23059545 (04-05-2023)
    Current
    01-06-2017 → present
    2 events
    • 22-02-2023 Appointed· Director
    • 01-06-2017 Appointed· Director
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • STEPHEX HOLDINGLegal entity
    Director· perm. rep.: Stephan Conter
    State Gazette act 18134825 (06-09-2018)
    Not recently confirmed
    last confirmed in an act from 2018
    2 events
    • 06-09-2018 Mandate renewed· Director
    • 06-09-2018 Mandate renewed· Managing director
  • Defi Management BABALegal entity
    Managing director· perm. rep.: Delestree David
    State Gazette act 17102750 (17-07-2017)
    Not recently confirmed
    last confirmed in an act from 2017
    2 events
    • 01-06-2017 Appointed· Managing director
    • 01-06-2017 Resigned· Managing director
Former directors (1)
  • Conter Emile
    Director
    State Gazette act 17102750 (17-07-2017)
    Former
    - → 01-06-2017
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Statutory auditor

2 auditors
Statutory auditor IRE/IBR number Tenure
Bvba Ravert, Stevens & Co
Statutory auditor · represented by Luc Ravert
- 01-10-2015 → 06-09-2018
Stephex Holding CVA
Statutory auditor · represented by Stephan Conter
- 01-10-2015 → 01-10-2015
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis(68322)
Legal form Public limited company(014)
Incorporation17-03-1987
StatusActive
Postal code1861

Structure & network

Connections & network

5 connected companies
STEPHEX HOLDING, Sits on the board SHSTEPHEXHOLDINGStephan Conter, Shared director SC Stephan ConterHYPOCAMPUS, Shared corporate director HHYPOCAMPUSSTEPHEX BUILDINGS, Shared corporate director SBSTEPHEXBUILDINGSSTEPHEX SERVICE, Shared corporate director SSSTEPHEXSERVICESTEPHEX and C° STEPHEX and0430.695.638
Group structureShared directors
Group structure
STEPHEX HOLDING
Sits on the board · 4 subsidiaries · 1 location
Control
Linked via shared directors
STEPHEX HOLDING
viaStephan Conter · Permanent representative
former
Network connections
HYPOCAMPUS
Shared corporate director
STEPHEX BUILDINGS
Shared corporate director
STEPHEX SERVICE
Shared corporate director
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

1 party
Control over this companysits on this company's board1
4 subsidiaries · 1 location
controls
STEPHEX and C°BE 0430.695.638

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lovegemstraat 81861 Meise

Establishment units

1 location
STEPHEX AND CO
Lovegemstraat 8, 1861 Meiseproductie van ruwe wol
since 19872.033.258.768
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area557 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23093E0199/00F000 Flanders 557 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

10 acts
Capital history · 1
21-08-2018
v3.2
All acts · 10 updated 3 months ago
2026
24-04-2026 Act object · Officer resignation · Permanent representative Open-capture extraction
  • Filing: 2026-04-17 · Stephex and Co
  • Publication: 2026-04-24 · Stephex and Co
  • Act object: Intrekking bevoegdheden bijzonder gevolmachtigde · Stephex and Co
  • Officer resignation: date: 2025-09-30, role: bijzonder gevolmachtigde voor het dagelijks bestuur · Ellen Van Guyse
  • Permanent representative: role: vast vertegenwoordigd door · Stephan Conter
Summary: Act object · Officer resignation · Permanent representative
2024
12-06-2024 SD Bedrijfsrevisoren BV reappointed as statutory auditor Director changes
  • SD Bedrijfsrevisoren BV, Commissaris
Summary: v3.2
2023
21-12-2023 Articles of association amended Statutes amendment
04-05-2023 4 directors appointed Director changes
  • Zoë Conter, Bestuurder
  • Emilie Conter, Bestuurder
  • Stephan Conter, Bestuurder
  • Stephan Conter, Gedelegeerd bestuurder
Summary: v3.2
2022
21-04-2022 Change in the board of directors Director changes
06-01-2022 Ravert Stevens & Co BV reappointed as statutory auditor Director changes
  • Ravert Stevens & Co BV, Commissaris
Summary: v3.2
2018
06-09-2018 1 director appointed, 3 reappointed Director changes
  • Emilie Conter, Bestuurder
  • Luc Ravert, Commissaris
  • Stephan Conter, Bestuurder
  • Stephan Conter, Gedelegeerd bestuurder
Summary: v3.2
21-08-2018 Transaction in capital or shares Capital & shares
2017
17-07-2017 2 directors appointed, 2 resigning Director changes
  • Zoé Conter, Bestuurder
  • Delestree David, Gedelegeerd bestuurder
  • Conter Emile, Bestuurder
  • Delestree David, Gedelegeerd bestuurder
Summary: v3.2
2015
01-10-2015 2 reappointed Director changes
  • Luc Ravert, Commissaris
  • Stephan Conter, Commissaris
Summary: v3.2

Analysis

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 190 of the 1,524 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68312Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68322Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311
Primary activity highlighted.
Names & trade names
Legal nameNL STEPHEX and C°
Registered office
Lovegemstraat 8
1861 Meise, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.