Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of STEPHEX and C° is 0.2% (very low). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 09-03-2026 | 52 d early | 2026-00051773 |
| 30-09-2024 | 30-04-2025 | 28-02-2025 | 61 d early | 2025-00041575 |
| 30-09-2023 | 30-04-2024 | 23-02-2024 | 67 d early | 2024-00033503 |
| 30-09-2022 | 30-04-2023 | 28-02-2023 | 61 d early | 2023-00033981 |
| 30-09-2021 | 30-04-2022 | 21-02-2022 | 68 d early | 2022-06200117 |
| 30-09-2020 | 30-04-2021 | 03-09-2021 | 126 d late | 2021-66200093 |
| 30-09-2019 | 30-04-2020 | 13-05-2020 | 13 d late | 2020-11900376 |
| 30-09-2018 | 30-04-2019 | 02-04-2019 | 28 d early | 2019-09000530 |
| 30-09-2017 | 30-04-2018 | 29-03-2018 | 32 d early | 2018-08100082 |
| 30-09-2016 | 30-04-2017 | 28-03-2017 | 33 d early | 2017-07300138 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | verkort | 09-03-2026 | 2026-00051773 |
| 30-09-2024 | verkort | 28-02-2025 | 2025-00041575 |
| 30-09-2023 | verkort | 23-02-2024 | 2024-00033503 |
| 30-09-2022 | volledig | 28-02-2023 | 2023-00033981 |
| 30-09-2021 | volledig | 21-02-2022 | 2022-06200117 |
| 30-09-2020 | volledig | 03-09-2021 | 2021-66200093 |
| 30-09-2019 | volledig | 13-05-2020 | 2020-11900376 |
| 30-09-2018 | volledig | 02-04-2019 | 2019-09000530 |
| 30-09-2017 | volledig | 29-03-2018 | 2018-08100082 |
| 30-09-2016 | volledig | 28-03-2017 | 2017-07300138 |
Directors
Directors & mandates
under verification-
Current22-02-2023 → present
2 events
- 29-03-2023 Appointed· Managing director
- 22-02-2023 Appointed· Director
-
Current06-09-2018 → present
2 events
- 22-02-2023 Appointed· Director
- 06-09-2018 Appointed· Director
-
Current01-06-2017 → present
2 events
- 22-02-2023 Appointed· Director
- 01-06-2017 Appointed· Director
Historic, not recently confirmed (2)
-
STEPHEX HOLDINGLegal entityDirector· perm. rep.: Stephan ConterState Gazette act 18134825 (06-09-2018)Not recently confirmedlast confirmed in an act from 2018
2 events
- 06-09-2018 Mandate renewed· Director
- 06-09-2018 Mandate renewed· Managing director
-
Defi Management BABALegal entityManaging director· perm. rep.: Delestree DavidState Gazette act 17102750 (17-07-2017)Not recently confirmedlast confirmed in an act from 2017
2 events
- 01-06-2017 Appointed· Managing director
- 01-06-2017 Resigned· Managing director
Former directors (1)
-
Former- → 01-06-2017
Statutory auditor
2 auditors| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Bvba Ravert, Stevens & Co Statutory auditor · represented by Luc Ravert |
- | 01-10-2015 → 06-09-2018 |
| Stephex Holding CVA Statutory auditor · represented by Stephan Conter |
- | 01-10-2015 → 01-10-2015 |
Insolvency mandates
Legal Structure
| NACE primary | Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis(68322) |
| Legal form | Public limited company(014) |
| Incorporation | 17-03-1987 |
| Status | Active |
| Postal code | 1861 |
Structure & network
Connections & network
5 connected companiesOwnership & control
1 partyEach band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lovegemstraat 81861 MeiseEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093E0199/00F000 | Flanders | 557 m² | - | - |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
10 acts24-04-2026 Act object · Officer resignation · Permanent representative
- Filing: 2026-04-17 · Stephex and Co
- Publication: 2026-04-24 · Stephex and Co
- Act object: Intrekking bevoegdheden bijzonder gevolmachtigde · Stephex and Co
- Officer resignation: date: 2025-09-30, role: bijzonder gevolmachtigde voor het dagelijks bestuur · Ellen Van Guyse
- Permanent representative: role: vast vertegenwoordigd door · Stephan Conter
12-06-2024 SD Bedrijfsrevisoren BV reappointed as statutory auditor
21-12-2023 Articles of association amended
04-05-2023 4 directors appointed
- Zoë Conter, Bestuurder
- Emilie Conter, Bestuurder
- Stephan Conter, Bestuurder
- Stephan Conter, Gedelegeerd bestuurder
21-04-2022 Change in the board of directors
06-01-2022 Ravert Stevens & Co BV reappointed as statutory auditor
06-09-2018 1 director appointed, 3 reappointed
- Emilie Conter, Bestuurder
- Luc Ravert, Commissaris
- Stephan Conter, Bestuurder
- Stephan Conter, Gedelegeerd bestuurder
21-08-2018 Transaction in capital or shares
17-07-2017 2 directors appointed, 2 resigning
- Zoé Conter, Bestuurder
- Delestree David, Gedelegeerd bestuurder
- Conter Emile, Bestuurder
- Delestree David, Gedelegeerd bestuurder
01-10-2015 2 reappointed
Analysis
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Company registry (CBE)
Crossroads Bank| Legal nameNL | STEPHEX and C° |