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Stéphanie Square

Active
Private limited companyfounded 20214 yrs activeKoningsstraat 52, 1000 Brussel, BelgiumKBO/BCE: BE 0778.554.860
Summary

Stéphanie Square has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35.6m and a net result of -€3.2m. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 47% of 5662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
Stéphanie SquareActiveChecked score 87/100
Risk analysis ReportCompare

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€3.2mturnover 2025
Equity
€35.6m
Loss
-€3.2m
Financial health
87 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Parent
STADT MORGEN GMBH & CO
Accounts 52 d early2 of 8 deeds read
Why 87- 1 change of registered office in 24 months- Founded in 2021+ Size: turnover €3.2m, total assets €99.9m+ Sector Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Better than 57% of its sector peers (NACE 68, large)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 61+1
equity 35.7% of total assets
Liquidity 56=
short-term debt 3.6% · cash 4.6%
Profitability 45-7
return on assets -3.2%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (313 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▲ +9.7% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▲ +1.5% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%▼ -2.2% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▼ -2.2% vs 06-2025 08-2025: 0.1%▼ -23.5% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▼ -3.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%▲ +4.1% vs 12-2025 02-2026: 0.1%▲ +2.0% vs 01-2026 03-2026: 0.1%▲ +7.7% vs 02-2026 04-2026: 0.3%▲ +152% vs 03-2026 05-2026: 0.3%▲ +3.9% vs 04-2026highest value 06-2026: 0.3%● 0.0% vs 05-2026highest value 07-2026: 0.3%● 0.0% vs 06-2026highest value 08-2026: 0.3%● 0.0% vs 07-2026highest value 09-2026: 0.3%● 0.0% vs 08-2026highest value 10-2026: 0.3%● 0.0% vs 09-2026highest value
  • Size: turnover €3.2m, total assets €99.9m lowers the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • Sector Real estate activities (NACE 68) lowers the probability
  • Founded in 2021 raises the probability for this profile
Credit up to €310,000 at 30 days acceptable
Liquidity ample (current ratio 1.76 against 2.02 in 2024; short-term debt: 3.6% and cash: 4.6% of total assets), but 64.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, large). Better than this share of them on solvency 56%, liquidity 82%, profitability 51%, growth against the median 39%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: turnover €3.2m, total assets €99.9m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-03-2026, 52 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
52 d early
2024
163 d early
2023
162 d early
2022
172 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 137 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 19 November (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close05-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfiscal year 2025 · full…
  3. MiscellaneousCapital contribution · Shareholding ·…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€3.2m View
  • Caution: Result fell in 2025from -€882,485 to -€3.2m ▼ 265% View
  • Caution: Among the weakest 5% on net resultsector median €21,410 · 5,668 companies -€3.2m View
  • Controlled by STADT MORGEN GMBH &…known shareholders 100% parent View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Turnover
€3.2m
Loss
-€3.2m
Solvency
35.7%
Turnover▼ 22.9%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2022
Next accounts
by 30-04-2027
  1. 12-03-2026Registered office
  2. 09-03-2026Annual accounts filed
  3. 05-02-2026Miscellaneous
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
13-12-2021
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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