Stéphane Titeca Solutions
ActiveSummary
Stéphane Titeca Solutions has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €30k. Its solvency ranks better than 75% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.49; short-term debt: 22.5% and cash: 49.1% of total assets), and 22.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.5%
Return on assets
66.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€35k
Total assets
€45k
Net result
€30k
Working capital
€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €45k
Fixed assets
€10k
Current assets
€36k
Equity and liabilities €45k
Equity
€35k
Debt
€10k
Debt finances 22.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€44k
Cash flow
€34k
Current ratio
3.49
Debt to equity
0.29
ROE
85.8%
ROA
66.5%
Interest coverage
1112.81
Debt ≤ 1 year
€10k
Income taxes
€10k
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet
Code2025
Assets
Total assets20/58€45k
Fixed assets21/28€10k
Tangible fixed assets22/27€10k
Furniture and vehicles24€10k
Current assets29/58€36k
Amounts receivable within one year40/41€13k
Trade receivables40€13k
Cash at bank and in hand54/58€22k
Deferred charges and accrued income490/1€88
Equity and liabilities
Total equity and liabilities10/49€45k
Equity10/15€35k
Contributions10/11€5k
Reserves13€30k
Distributable reserves133€30k
Profit (loss) carried forward14€177
Amounts payable17/49€10k
Amounts payable within one year42/48€10k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€7k
Taxes450/3€5k
Remuneration and social security454/9€2k
Other amounts payable47/48€973
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€89
Gross operating margin9900€44k
Operating profit (loss)9901€40k
Financial charges65/66B€40
Recurring financial charges65€40
Profit (loss) for the period before taxes9903€40k
Income taxes67/77€10k
Profit (loss) for the period9904€30k
Profit (loss) for the period to be appropriated9905€30k
Appropriation of the result
Profit (loss) to be appropriated9906€30k
Transfer to equity691/2€30k
To other reserves6921€30k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k |
| Other operating charges640/8 | €89 |
| Gross operating margin9900 | €44k |
| Operating profit (loss)9901 | €40k |
| Financial charges65/66B | €40 |
| Recurring financial charges65 | €40 |
| Profit (loss) for the period before taxes9903 | €40k |
| Income taxes67/77 | €10k |
| Profit (loss) for the period9904 | €30k |
| Profit (loss) for the period to be appropriated9905 | €30k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €45k | |
| Fixed assets21/28 | €10k | |
| Tangible fixed assets22/27 | €10k | |
| Furniture and vehicles24 | €10k | |
| Current assets29/58 | €36k | |
| Amounts receivable within one year40/41 | €13k | |
| Trade receivables40 | €13k | |
| Cash at bank and in hand54/58 | €22k | |
| Deferred charges and accrued income490/1 | €88 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €45k | |
| Equity10/15 | €35k | |
| Contributions10/11 | €5k | |
| Reserves13 | €30k | |
| Distributable reserves133 | €30k | |
| Profit (loss) carried forward14 | €177 | |
| Amounts payable17/49 | €10k | |
| Amounts payable within one year42/48 | €10k | |
| Trade debts44 | €3k | |
| Suppliers440/4 | €3k | |
| Taxes, remuneration and social security45 | €7k | |
| Taxes450/3 | €5k | |
| Remuneration and social security454/9 | €2k | |
| Other amounts payable47/48 | €973 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €30k |
| + Depreciation and write-downs630 | €3k |
| Operating cash flow (approximation) | €34k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Momignies · 1 establishment unit since 2025
Ground area
2,770 m²
Building footprint
164 m²
Volume, LiDAR
909 m³
Parcel 56046B0626/00G000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stéphane Titeca Solutions
since 20252.370.558.254
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56046B0626/00G000 | Wallonia | 2,770 m² | 1 · 164 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,143 companies in sector 71209 we hold annual accounts for 1,085. 739 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-01-2025
Fiscal year end31-12
Abbreviation FR
S.T. SOLUTIONS
Activities, NACEBEL 2025
71209Other technical testing and analysis
Scores and ratios are computed by Checked and are not a credit decision.