STEPHANE MAECK
Bankruptcy closedInactive since 27-05-2026; last annual accounts for fiscal year 2023.
Summary
STEPHANE MAECK was declared bankrupt on 06-02-2025 (Tribunal de l’entreprise de Liège, division Namur); the bankruptcy was closed by liquidation by judgment of 13-05-2026, published in the Belgian State Gazette on 19-05-2026.
Signals
1 signal.
+raises risk
Checked, nothing found (1)
History
Go further with this company
Still owed money by this company? Its procedure, who runs it and what to do now.Creditor guide Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?List enrichment How is the Painting of buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Turnover
€42,360▼ 49.5%
2022 · €83,943
EBIT margin
-17.2%▼ 24.7pp
2022 · 7.4%
Net result
-€7,524
2022 · €6,679
Working capital
-€9,279▼ 429%
2022 · -€1,755
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023
Turnover€83,943-€42,360▼ 49.5%
Operating result€6,241--€7,306
Net result€6,679within the sector's middle half--€7,524below the sector's middle half
EBIT margin7.4%--17.2%▼ 24.7pp
Equity-€1,755below the sector's middle half--€9,279below the sector's middle half▼ 429%
Total assets€23,742below the sector's middle half-€31,314below the sector's middle half▲ 31.9%
Debt€25,497-€40,593▲ 59.2%
Working capital-€1,755below the sector's middle half--€9,279below the sector's middle half▼ 429%
Solvency-7.4%below the sector's middle half--29.6%below the sector's middle half▼ 22.2pp
Current ratio0.93below the sector's middle half-0.77below the sector's middle half▼ 0.16
Return on assets (ROA)28.1%above the sector's middle half--24.0%below the sector's middle half▼ 52.2pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €7,306 after €6,241 in 2022.
Key figures and ratios
Quick ratio
0.75▼
2022 · 0.90
Debt to equity
-4.37▲
2022 · -14.53
Debt ≤ 1 year
€40,593▲
2022 · €25,497
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Turnover70 | €83,943 | €42,360 | ▼ 49.5% |
| Non-recurring operating income76A | €144 | €144 | = |
| Goods, raw materials, services and sundry goods60/61 | €73,142 | €49,810 | ▼ 31.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,250 | - | - |
| Other operating charges640/8 | €454 | - | - |
| Gross operating margin9900 | €10,945 | -€7,306 | ▼ 167% |
| Operating profit (loss)9901 | €6,241 | -€7,306 | ▼ 217% |
| Financial income75/76B | €348 | - | - |
| Recurring financial income75 | €348 | - | - |
| Financial charges65/66B | €205 | €218 | ▲ 6.3% |
| Recurring financial charges65 | €205 | €218 | ▲ 6.3% |
| Profit (loss) for the period before taxes9903 | €6,384 | -€7,524 | ▼ 218% |
| Transfer from deferred taxes780 | €295 | - | - |
| Profit (loss) for the period9904 | €6,679 | -€7,524 | ▼ 213% |
| Transfer from tax-exempt reserves789 | €1,150 | - | - |
| Profit (loss) for the period to be appropriated9905 | €7,829 | -€7,524 | ▼ 196% |
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €23,742 | €31,314 | ▲ 31.9% |
| Fixed assets21/28 | €0 | - | - |
| Intangible fixed assets21 | €0 | - | - |
| Current assets29/58 | €23,742 | €31,314 | ▲ 31.9% |
| Stocks and contracts in progress3 | €759 | €759 | = |
| Stocks30/36 | €759 | €759 | = |
| Amounts receivable within one year40/41 | €21,845 | €28,404 | ▲ 30.0% |
| Trade receivables40 | €16,082 | €18,278 | ▲ 13.7% |
| Other amounts receivable41 | €5,763 | €10,126 | ▲ 75.7% |
| Cash at bank and in hand54/58 | €883 | €1,896 | ▲ 115% |
| Deferred charges and accrued income490/1 | €255 | €255 | = |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €23,742 | €31,314 | ▲ 31.9% |
| Equity10/15 | -€1,755 | -€9,279 | ▼ 429% |
| Contributions10/11 | €13,634 | €13,634 | = |
| Reserves13 | €42,084 | €42,084 | = |
| Non-distributable reserves130/1 | €1,727 | €1,727 | = |
| Reserves not available under the articles1311 | €1,727 | €1,727 | = |
| Tax-exempt reserves132 | €40,357 | €40,357 | = |
| Profit (loss) carried forward14 | -€57,473 | -€64,997 | ▼ 13.1% |
| Amounts payable17/49 | €25,497 | €40,593 | ▲ 59.2% |
| Amounts payable within one year42/48 | €25,497 | €40,593 | ▲ 59.2% |
| Trade debts44 | €11,375 | €29,522 | ▲ 160% |
| Suppliers440/4 | €11,375 | €29,522 | ▲ 160% |
| Taxes, remuneration and social security45 | €274 | €274 | = |
| Taxes450/3 | €274 | €274 | = |
| Other amounts payable47/48 | €13,848 | €10,797 | ▼ 22.0% |
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €6,679 | -€7,524 | ▼ 213% |
| + Depreciation and write-downs630 | €4,250 | - | - |
| Operating cash flow (approximation) | €10,929 | -€7,524 | ▼ 169% |
| Change in cash | - | €1,013 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
19-05
Bankruptcy
Bankruptcy closure (by liquidation)
Tribunal de l’entreprise de Liège, division Namur · event 13-05-2026
2025
14-04
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Namur · event 06-02-2025
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
SignalNBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur
Ground area
589 m²
Building footprint
70 m²
Volume, LiDAR
500 m³
Parcel 92322H0371/00M000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92322H0371/00M000 | Wallonia | 589 m² | 1 · 69 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | THIBAULT BOUVIER AVENUE REINE ELISABETH, 40,
5000 02 BEEZ |
06-02-2025 → 13-05-2026 |
Similar companies · same sector and region
AMBIANCE, CONCEPTS & PEINTURE
BE 0870.000.423
Namur
ART DECOR LUXE
BE 0771.767.731
Namur
BRL CONSTRUCTION
BE 1000.026.646
Namur
DECORATION ANTOINE
BE 0415.006.679
Namur
Jean-Louis HUMBLET
BE 0414.565.231
Namur
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,868 companies in sector 43341 we hold annual accounts for 2,665. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded27-04-1994
Fiscal year end31-12
Activities, NACEBEL 2025
43341Painting of buildings
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
47521Retail sale of hardware, building materials, paint and glass (general range)
47530Retail trade
47783Retail trade
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.