STEPHANE HUYGH
ActiveSummary
The computed 12-month bankruptcy probability of STEPHANE HUYGH is 4.6% (elevated). The 2024 annual accounts show equity of €10k and a net result of €7k. Its solvency ranks better than 33% of 18941 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability76
Solvency34
Growth-
Track record67
Bankruptcy probability, 12 months
4.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.52; short-term debt: 49.2% and cash: 18.5% of total assets), and 91.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.6%
Return on assets
6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€10k
Total assets
€115k
Net result
€7k
Working capital
€-27k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €115k
Fixed assets
€85k
Current assets
€30k
Equity and liabilities €115k
Equity
€10k
Debt
€105k
Debt finances 91.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€29k
Cash flow
€22k
Current ratio
0.52
Quick ratio
0.39
Debt to equity
10.66
ROE
69.5%
ROA
6.0%
Interest coverage
6.13
Debt ≤ 1 year
€56k
Debt > 1 year
€48k
Income taxes
€2k
Staff costs
€11k
Filed annual accounts As filed with the NBB · 2024 · 39 lines
Balance sheet
Code2024
Assets
Total assets20/58€115k
Fixed assets21/28€85k
Intangible fixed assets21€68k
Tangible fixed assets22/27€16k
Plant, machinery and equipment23€3k
Furniture and vehicles24€14k
Financial fixed assets28€1k
Current assets29/58€30k
Stocks and contracts in progress3€7k
Stocks30/36€7k
Cash at bank and in hand54/58€21k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€115k
Equity10/15€10k
Contributions10/11€3k
Profit (loss) carried forward14€7k
Amounts payable17/49€105k
Amounts payable after more than one year17€48k
Financial debts170/4€48k
Amounts payable within one year42/48€56k
Current portion of amounts payable after more than one year42€17k
Trade debts44€12k
Suppliers440/4€12k
Taxes, remuneration and social security45€10k
Taxes450/3€8k
Remuneration and social security454/9€2k
Other amounts payable47/48€18k
Income statement
Code2024
Remuneration, social security and pensions62€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k
Other operating charges640/8€4k
Gross operating margin9900€44k
Operating profit (loss)9901€14k
Financial charges65/66B€5k
Recurring financial charges65€5k
Profit (loss) for the period before taxes9903€9k
Income taxes67/77€2k
Profit (loss) for the period9904€7k
Profit (loss) for the period to be appropriated9905€7k
Appropriation of the result
Profit (loss) to be appropriated9906€7k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 91500 HalleGround area
78 m²
Building footprint
72 m²
Volume, LiDAR
829 m³
Parcel 23027G0234/00_000, Flanders · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
'T Klein Stadhuis van Halle
since 20232.350.109.961
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027G0234/00_000 | Flanders | 78 m² | 1 · 72 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteHalle2.350.109.961
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BE 0729.743.569
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EUREKA MANAGEMENT
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MAGNUNA
BE 0465.919.506
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Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 3,495 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.