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STEPHANE FLAMENT

Active Risk: not assessed
Private limited companyfounded 2013active for 13 yearsRue des Martyrs 11, 4650 Herve, BelgiumKBO/BCE: BE 0502.289.457
Summary

STEPHANE FLAMENT is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €488,168 and a net result of €193,772. Equity has been growing by about 19% per year since 2018. Its solvency ranks better than 64% of 611 sector peers (NACE 66, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 09-01-2013 Normal situation
Activity
Agents and brokers in banking services NACE 66191and 1 other
Establishment unit
2.215.621.342 4650 Herve, since 09-01-2013
Financial year end
31 December
Peppol
Reachable

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€193,772
▼ 22.1%
Equity
€488,168
▼ 20.2%
Total assets
€824,358
▲ 6.0%
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-01-2026, 203 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
203 days early
2024
92 days early
2023
141 days early
2022
154 days early
2021
69 days early
2020
38 days early
2019
156 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 122 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 March (4 of the last 5 accounts filed within 63 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €193,772 8 years View

Recent changes

  1. · Gazette deed Change of role: Stéphane FLAMENT, from manager to directorPermanent representative: Stéphane FLAMENT
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as STEPHANE FLAMENT: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €748,000 and €1m, founded between 2010 and 2016.

CompanyTotal assetsGross margin
STEPHANE FLAMENT Herve€0.8m€0.08m
STIMACO Koksijde€0.8m€0.07m
D&D Finance Brecht€0.7m€0.07m
DEKEERSMAEKER INVEST Puurs-Sint-Amands€1.0m€0.07m
FDFV Invest & Insurance Partner Wavre€1.0m€0.06m
Kantoor Vermuyten Kapelle-op-den-Bos€0.8m€0.07m
OXALIS FINANCES Lasne€1.0m€0.1m
Full comparison

Key facts about STEPHANE FLAMENT

What is the company number of STEPHANE FLAMENT?
The company number of STEPHANE FLAMENT is 0502.289.457. The VAT number is the same number with BE in front: BE 0502.289.457.
Where is STEPHANE FLAMENT based?
The registered office is at Rue des Martyrs 11, 4650 Herve.Company details
What does STEPHANE FLAMENT do?
According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
What is the legal form of STEPHANE FLAMENT?
The legal form of STEPHANE FLAMENT is Private limited company (BV).
When was STEPHANE FLAMENT founded?
STEPHANE FLAMENT was founded on 09-01-2013.
Is STEPHANE FLAMENT still active?
Yes, STEPHANE FLAMENT is an active enterprise in the KBO register.
What is the turnover of STEPHANE FLAMENT?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €78,337 and 1,291 comparable companies of the same size. It probably lies between €130,000 and €420,000. It is a rough estimate.Financials
Is STEPHANE FLAMENT profitable?
In financial year 2025, STEPHANE FLAMENT made a profit of €193,772.
Where can I find the annual accounts of STEPHANE FLAMENT?
STEPHANE FLAMENT filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEPHANE FLAMENT due?
STEPHANE FLAMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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