Equity
€32,062 from €252,924 in 2021
Equity fell by 87% in 4 years.
STEPHAN JANSSENS
Lifetime
9 annual accounts with figures on one time axispeak €226,055 (2017)
€188,053▲ 38.1%
lowest -€63,333 (2022)
€145,908▲ 39.7%
peak €252,924 (2021)
€32,062▼ 65.1%
€224,796▲ 49.1%
Board1 name since 2021
1 directorJANSSENS STEPHAN
Documentsfilings and deeds
17-02-2026164 days before the deadline
2025micro format
Gross margin from €136,186 to €188,053Result from €104,462 to €145,908Dividend €205,698Equity from €91,852 to €32,062Debts from €150,795 to €224,796Cash from €87,730 to €177,664
Key points
from the 2025 annual accountsTurnover
≈ €280,000 estimated
The micro format states no turnover.
Debts
€224,796 88% of the balance sheet
Suppliers 0%Taxes and wages 8%Other 92%
Liquidity
1.05 was 1.47 in 2024
Short-term debts rose from €150,795 to €224,796.
Filings
9 annual accounts since 2017
The last five annual accounts were filed 8 to 164 days before the end of the period.
Position in the sector
€145,908
Higher net result than 95% of companies in office administrative support. Sector median €16,204 · 9,692 companies.
Checked score
93
Excellent
Financially stronger than 41% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026highest value
04-2026: 0.1%● unchanged vs 03-2026highest value
05-2026: 0.1%● unchanged vs 04-2026highest value
06-2026: 0.1%● unchanged vs 05-2026highest value
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Equity €32,062 (12.5% of total assets)
lowers risk
Liquidity: current ratio 1.05, cash €177,664
Size: total assets €256,858
Sector: Office administrative, office support and other business support activities (NACE 82)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 23% of them on solvency, 43% on liquidity, 87% on profitability and 10% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,053 companies had the same profile as STEPHAN JANSSENS has now. Each dot stands for 13 companies, two years later.
95.9%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of STEPHAN JANSSENS itself is lower: 0.1% within 12 months. It rests on far more data about STEPHAN JANSSENS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for STEPHAN JANSSENS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.05 (1.47 in 2024), below the usual 1.5. Short-term debt is 87.5% and cash 69.2% of total assets. 87.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9696 sector peers (2025).
NBB · sector comparisonPosition among 9696 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-02-2026, 164 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
164 days early
2024
8 days early
2023
64 days early
2022
56 days early
2021
54 days early
2020
45 days early
2019
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 61 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 June (4 of the last 5 accounts filed within 48 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0655754840
Registered office moved from Antwerp to Etterbeek
New registered office: Beckersstraat 4/D33, 1040 Etterbeek · Previous registered office: Plantinkaai 22 bus 3, 2000 Antwerpen, België · Gazette deed
Incorporation
published on 01-06-2016 · Gazette deed
First establishment
Beckersstraat 4, Etterbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STEPHAN JANSSENS Etterbeek | €256,858 | €188,053 | 12.5% | - |
| VIA MANAGEMENT Schaerbeek | €264,569 | €165,801 | 79.6% | - |
| WECARE 360 Ixelles | €266,164 | €152,183 | -22.4% | - |
| L&S Anderlecht | €299,081 | €160,756 | 6.6% | - |
| EXQUALIPUR Hasselt | €247,090 | €170,820 | 36.3% | - |
| LR CONSULT Tongeren-Borgloon | €237,127 | €176,330 | 95.9% | - |
| Carmen Bell Leuven | €254,528 | €165,049 | 11.7% | - |
These companies have the same main activity as STEPHAN JANSSENS: other business support services (NACE 82990). They are comparable in size and age: total assets between €237,000 and €299,000, founded between 2014 and 2017.
Official details
Source: KBO- Status
- Active since 30-05-2016Normal situation
- Activity
- Other business support servicesNACE 82990and 2 others
- Establishment unit
- 2.253.206.3671040 Etterbeek, since 30-05-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 18-02-2025
Annual accounts 2025
- €256,858▲ 5.9%
- Filing
- Filed on 17-02-2026, 164 days before the end of the filing period
Insights on STEPHAN JANSSENS
STEPHAN JANSSENS files the micro format. That format states no turnover. The gross margin fell from €226,055 in 2017 to €188,053 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STEPHAN JANSSENS
- What is the company number of STEPHAN JANSSENS?
- The company number of STEPHAN JANSSENS is 0655.754.840. The VAT number is the same number with BE in front: BE 0655.754.840.
- Where is STEPHAN JANSSENS based?
- The registered office is at Beckersstraat 4, 1040 Etterbeek.Company details
- What does STEPHAN JANSSENS do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of STEPHAN JANSSENS?
- STEPHAN JANSSENS is a private limited company (pre-2019) (BVBA).
- When was STEPHAN JANSSENS founded?
- STEPHAN JANSSENS was founded on 30-05-2016.
- Is STEPHAN JANSSENS still active?
- Yes, STEPHAN JANSSENS is an active enterprise in the KBO register.
- What is the turnover of STEPHAN JANSSENS?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €188,053 and 31 comparable companies (NACE 82990). It probably lies between €220,000 and €390,000.Financials
- Is STEPHAN JANSSENS profitable?
- In financial year 2025, STEPHAN JANSSENS made a profit of €145,908.
- Where can I find the annual accounts of STEPHAN JANSSENS?
- STEPHAN JANSSENS filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEPHAN JANSSENS due?
- STEPHAN JANSSENS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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