Equity
-€33,887
Debts exceed assets in financial year 2025.
Steph V
Lifetime
13 annual accounts with figures on one time axispeak €57,094 (2019)
€14,073▲ 1.1%
lowest -€28,674 (2017)
€13,103▲ 11.6%
peak €15,272 (2013)
-€33,887▲ €13,103
€40,422▼ 18.2%
peak 2 FTE (2018)
-not published
Board1 name since 2012
1 director
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Equity from -€46,990 to -€33,887Debts from €49,400 to €40,422
Key points
from the 2025 annual accountsDebts
€40,422 619% of the balance sheet
Suppliers 2%Taxes and wages 8%Other 89%
Position in the sector
-518.5%
Lower solvency than 95% of companies in food products. Sector median 31.4% · 2,082 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,631 companies had the same profile as Steph V has now. Each dot stands for 10 companies, two years later.
91.8%
were still trading
4.8%
stopped another way
2.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,631 companies, not a prediction for Steph V. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Company renamed from BRASSERIE LOWIE to Steph V
Change of role: , from manager to director · Permanent representative: · holds all the shares · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0845199107
Registered office moved from Veurne to De Panne
New registered office: Veurnestraat 231 te 8660 De Panne · Previous registered office: Oude Vestingstraat 22 te 8630 Veurne · Permanent representative: · General meeting of 25-02-2022 · Gazette deed
Registered office moved within Veurne
New registered office: Oude Vestingstraat 22 te 8630 Veurne · Previous registered office: GROTE MARKT 10-8630 VEURNE · Permanent representative: · General meeting of 01-05-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Steph V De Panne | €6,535 | €14,073 | -518.5% | - |
| PHUONG HOANG Uccle | €6,483 | €20,651 | -2.3% | - |
| Versatelier Lille | €12,217 | €2,129 | -20360.1% | 0 |
| DU LEGUME A LA SOUPE Havelange | €6,484 | €2,722 | -363.8% | - |
| Sushi Sun Arlon Zaventem | €50,398 | €14,183 | 3.5% | - |
| LA BOX DES AMIS Trooz | €19,208 | €22,419 | -181.9% | - |
| CGCcom Sambreville | €53,663 | €35,800 | 29.2% | - |
These companies have the same main activity as Steph V: manufacture of food products (NACE 10850). They are comparable in size and age: total assets between €6,480 and €53,700, founded between 1995 and 2021.
Official details
Source: KBO- Status
- Active since 12-04-2012Normal situation
- Activity
- Manufacture of food productsNACE 10850and 3 others
- Joint committee
- 302Hotels and catering · annual accounts 2021
- Establishment unit
- 2.208.566.5718630 Veurne, since 03-04-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 31-08-2023
Annual accounts 2025
- ≈ €110,000estimated
- €6,535▲ 171%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on Steph V
Steph V files the micro format. That format states no turnover. The gross margin fell from €35,381 in 2013 to €14,073 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Steph V
- What is the company number of Steph V?
- The company number of Steph V is 0845.199.107. The VAT number is the same number with BE in front: BE 0845.199.107.
- Where is Steph V based?
- The registered office is at Veurnestraat 231, 8660 De Panne.Company details
- What does Steph V do?
- According to the KBO register, the main activity is manufacture of food products (NACE 10850).
- What is the legal form of Steph V?
- Steph V is a private limited company (BV).
- When was Steph V founded?
- Steph V was founded on 12-04-2012.
- Is Steph V still active?
- Yes, Steph V is an active enterprise in the KBO register.
- How many employees does Steph V have?
- Steph V had an average of 1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- Which joint committee does Steph V fall under?
- In its 2021 annual accounts, Steph V states joint committee 302 (Hotels and catering).
- What is the turnover of Steph V?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €14,073 and 6,298 comparable companies of the same size. It probably lies between €49,000 and €260,000. It is a rough estimate.
- Is Steph V profitable?
- In financial year 2025, Steph V made a profit of €13,103.
- Where can I find the annual accounts of Steph V?
- Steph V filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Steph V due?
- Steph V must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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