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StepFlows

Active Private limited companyfounded 2014active for 12 yearsCalenberggaarde 10, 1831 Machelen (Brab.)KBO/BCE: BE 0553.956.805

Overview

Lifetime

11 annual accounts with figures on one time axis
peak €109,439 (2019)
€60,226▼ 36.9%
peak €88,970 (2019)
€43,347▼ 34.6%
peak €160,071 (2017)
€48,243▲ 7.5%
€77,927▼ 35.9%
Board1 name since 2020
1 director
Documentsfilings and deeds
26-05-202666 days before the deadline
2025abbreviated format
Gross margin from €95,383 to €60,226Result from €66,262 to €43,347Dividend €40,000Debts from €121,534 to €77,927Cash from €112,249 to €65,237

Key points

from the 2025 annual accounts

Equity

€48,243 from €160,071 in 2017

Equity fell by 70% in 8 years.

Turnover

≈ €160,000 estimated

The accounts state no turnover.

Filings

11 annual accounts since 2015
AprilJune31 JulyOctober201520202025

The last five annual accounts were filed 15 to 87 days before the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 34,691 companies had the same profile as StepFlows has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,691 companies, not a prediction for StepFlows. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 26-02-2020
Board & ownership

Recent changes

Registered office moved from Brussels to Machelen New registered office: Calenberggaarde 10, 1831 Machelen (Diegem) · Previous registered office: rue du Noyer 5, 1000 BRUXELLES · General meeting of 26-02-2020 · Gazette deed
First establishment Notelaarsstraat 5, Brussels
Incorporation published on 23-06-2014 · Gazette deed
All 18 events

Comparable companies

same main activity, similar in size and age
Company
StepFlows Machelen (Brab.) €126,170 €60,226 38.2% -
WAWI GROUP Tienen €127,759 €57,071 14.6% -
Limbourg Consulting Tervuren €135,157 €62,291 38.5% -
LMPR Wezembeek-Oppem €115,113 €56,158 -281.9% -
Verschraegen J. Aarschot €125,780 €57,757 74.6% -
QUALITAS SOFTWARE Tervuren €111,406 €56,161 47.3% -
MF CONSULT Overijse €126,491 €56,826 75.6% -

These companies have the same main activity as StepFlows: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €111,000 and €135,000, founded between 2012 and 2015.

Official details

Source: KBO
Status
Active since 19-06-2014Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200
Establishment unit
2.231.735.0221000 Brussels, since 01-07-2014
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

€60,226▼ 36.9%
€43,347▼ 34.6%
€48,243▲ 7.5%
€126,170▼ 24.2%
Filing
Filed on 26-05-2026, 66 days before the end of the filing period
Financials

Insights on StepFlows

StepFlows files the abbreviated format. That format states no turnover. The gross margin fell from €74,317 in 2015 to €60,226 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 26-05-2026, 66 days before the deadline
€60,226
▼ 36.9%
€57,230
▼ 37.7%
€43,347
▼ 34.6%
€39,243
▲ 17.8%
38.2%
▲ 11.3 percentage points
1.50
▲ 0.23

The turnover shown is an estimate from the gross margin.

Turnover ≈ €160,000. Estimated: probably between €110,000 and €280,000.

Balance sheet

balance sheet total €126,170 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

38.2%

Higher than 43% of 3,407 companies in 2025.

1.50

Higher than 41% of 3,268 companies in 2025.

34.4%

Higher than 87% of 3,316 companies in 2025.

StepFlows Middle half of the sector 80% of the sector Abbreviated accounts in computer programming and consultancy (NACE 62)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015
Balance sheet: assets
20/58 126,170166,430155,577125,79291,257162,098108,924294,561204,754126,39484,530
21/28 9,00011,59613,45718,84534,83933,7948,3332,6576,0154,0065,600
22/27 9,00011,59613,45718,84534,83933,7948,3332,6576,0154,0065,600
22 8,27810,10312,30314,50316,7033,125-8551,9953,1354,275
23 7221,4931,1542,1631,6501,028--4168711,325
24 ---2,17916,48629,6418,3331,8023,604--
29/58 117,170154,834142,120106,94756,418128,304100,591291,904198,739122,38878,930
29 30,00030,00030,000--------
291 30,00030,00030,000--------
40/41 21,93312,58516,10917,18220,49441,35974,17143,69369,19733,19437,446
40 21,93312,21716,10917,18220,49431,35959,17143,69369,19731,84233,348
41 -368---10,00015,000--1,3524,098
54/58 65,237112,24996,01189,76535,92486,94526,420248,211129,54289,19441,484
Balance sheet: equity and liabilities
10/49 126,170166,430155,577125,79291,257162,098108,924294,561204,754126,39484,530
10/15 48,24344,89628,63422,26821,31620,68925,91021,940160,071101,75855,652
10/11 18,60018,60018,60018,60018,60018,60018,60018,60012,40012,40012,400
100 ------18,60018,60018,60018,60018,600
101 --------6,2006,2006,200
13 1,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,860
130/1 1,8601,8601,8601,8601,8601,860-----
130 ------1,8601,8601,8601,8601,860
1311 1,8601,8601,8601,8601,8601,860-----
14 27,78324,4368,1741,8088562295,4501,480145,81187,49841,392
17/49 77,927121,534126,943103,52469,941141,40983,014272,62144,68324,63628,878
17 ----3,54717,648-----
170/4 ----3,54717,648-----
42/48 77,927121,534126,943103,52466,394123,76183,014272,62144,68324,63628,878
42 --1,7183,54714,10213,966-----
44 6,53544,01217,95714,66210,59222,7333,32140,8184,367716869
440/4 6,53544,01217,95714,66210,59222,7333,32140,8184,367716869
45 27,97730,72646,60735,01723,00035,77149,83557,33540,09823,74227,830
450/3 27,97726,27939,94833,09223,00032,91549,83548,63138,09823,74226,430
454/9 -4,4476,6591,925-2,856-8,7042,000-1,400
47/48 43,41546,79660,66150,29818,70051,29129,858174,468218178179
Income statement
76A -615--1,9283812,2711,3841,398--
9900 60,22695,383104,06192,29546,96989,613109,43980,22096,06669,11374,317
630 2,5963,0495,44617,30815,01113,7845,0223,3583,3961,5941,463
640/8 4004796437218905108281,1512,3131,0083,149
9901 57,23091,85597,97274,26631,06875,319103,58975,71190,35766,51169,705
75/76B ----136-12,2711,3851,3981247
75 ----136--1-1247
76B ------12,2711,3841,398--
65/66B 1041042352411,98360672662801269
65 1041042352411,98360672662801269
9903 57,12691,75197,73774,02529,22174,713115,78877,03091,47566,51169,683
67/77 13,77925,48921,37115,0736,59416,43426,81816,36133,16220,40526,431
9904 43,34766,26276,36658,95222,62758,27988,97060,66958,31346,10643,252
9905 43,34766,26276,36658,95222,62758,27988,97060,66958,31346,10643,252
Appropriation of the result
9906 67,78374,43678,17459,80822,85663,72990,450206,480145,81187,49843,252
14P 24,4368,1741,808856229------
691/2 ----------1,860
6920 ----------1,860
694/7 40,00050,00070,00058,00022,00063,50085,000205,000---
694 40,00050,00070,00058,00022,00063,50085,000205,000---
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 26-05-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 26-05-2026 2026-00120865 PDF
31-12-2024 abbreviated format 26-05-2025 2025-00107824 PDF
31-12-2023 abbreviated format 30-05-2024 2024-00108438 PDF
31-12-2022 abbreviated format 05-05-2023 2023-00082779 PDF
31-12-2021 abbreviated format 16-07-2022 2022-20205852 PDF
31-12-2020 abbreviated format 17-05-2021 2021-14400411 PDF
31-12-2019 abbreviated format 17-04-2020 2020-09400279 PDF
31-12-2018 full format 09-05-2019 2019-12700024 PDF
31-12-2017 full format 02-06-2018 2018-15400351 PDF
31-12-2016 full format 18-05-2017 2017-12300566 PDF
31-12-2015 full format 18-03-2016 2016-06600382 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015
59,82694,904103,41891,57446,07989,103108,61179,06993,75368,10571,168
45,94369,31181,81276,26037,63872,06393,99264,02761,70947,70044,715
01,130581,31416,05639,24510,69805,40507,063
-47,01216,2386,24653,841-51,02160,525-221,791118,66940,34847,710-
39,24333,30015,1773,423-9,9764,54317,57719,283154,05697,75250,052
38.2%27.0%18.4%17.7%23.4%12.8%23.8%7.4%78.2%80.5%65.8%
1.501.271.121.030.851.041.211.074.454.972.73
1.622.714.434.653.286.833.2012.430.280.240.52
89.9%147.6%266.7%264.7%106.2%281.7%343.4%276.5%36.4%45.3%77.7%
34.4%39.8%49.1%46.9%24.8%36.0%81.7%20.6%28.5%36.5%51.2%
over 100over 100over 100over 10023.24------

EBIT margin: not included in this filing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets-€1,130€58€1,314€16,056
€2,596€3,049€5,446€17,308€15,011

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on StepFlows

The operating result for 2025 is 38% lower than in 2024 and the lowest since 2021. It is the second fall in a row.

Debt's share of the balance-sheet total falls from 73.0% to 61.8%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, last change in 2020
Director (not named in the articles)
since 26-02-2020 term without a fixed end
earlier manager, until 26-03-2020
listed in the 2025 annual accounts, filed on 26-05-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 26-03-2020

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
    • Director (not named in the articles), from 26-02-2020 to date
    • Manager, until 26-03-2020

See the board, name and registered office on a given date →

Control

Capital

Contribution
€18,600
Source
2025 annual accounts

Articles of association

deed of 26-03-2020 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Geheel van bevoegdheden toegekend met mogelijkheid deel te delegeren, iedere bestuurder alleen optredend mag alle handelingen stellen nodig…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Tuesday of June

Network & group

No group

StepFlows has no parent and no holdings in its annual accounts. is the only director. StepFlows shares no director with another company.

Timeline

Timeline

18 events since 2014

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed PDFabbreviated format · 66 days before the deadline
2025
Annual accounts 2024 filed PDFabbreviated format · 66 days before the deadline
2024
Annual accounts 2023 filed PDFabbreviated format · 62 days before the deadline
2023
Annual accounts 2022 filed PDFabbreviated format · 87 days before the deadline
2022
Annual accounts 2021 filed PDFabbreviated format · 15 days before the deadline
2021
Weakest financial year net €22,627 ▼61.2% The net result drops to €22,627, the lowest from 2015 to 2025. It recovers the following year.
Annual accounts 2020 filed PDFabbreviated format · 75 days before the deadline
2020
Annual accounts 2019 filed PDFabbreviated format · 105 days before the deadline
Registered office moved from Brussels to MachelenNew registered office: Calenberggaarde 10, 1831 Machelen (Diegem) · Previous registered office: rue du Noyer 5, 1000 BRUXELLES · General meeting of 26-02-20202 points ▸
  • General meeting, 26-02-2020
  • 186 shares
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2019
Highest result from 2015 to 2025 net €88,970 ▲46.6% The operating result of €103,589 and the net result of €88,970 are both a record.
Annual accounts 2018 filed PDFfull format · 83 days before the deadline
2018
Annual accounts 2017 filed PDFfull format · 59 days before the deadline
2017
Equity above €150,000 equity €160,071 ▲57.3% With a profit in every financial year since 2015, equity grows to €160,071.
Annual accounts 2016 filed PDFfull format · 74 days before the deadline
2016
Equity above €100,000 equity €101,758 ▲82.8% With a profit in every financial year since 2015, equity grows to €101,758.
Annual accounts 2015 filed PDFfull format · 135 days before the deadline
2014
First establishment Notelaarsstraat 5, Brussels
Incorporation PDFpublished on 23-06-2014

Financial milestones sit on the financial year-end date, not the filing date.

A deed published in both Dutch and French appears here once.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 19 June 2014, StepFlows was incorporated.1 In 2020 the registered office moved to Machelen.2 Total assets went from €294,561 in 2018 to €126,170 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 26-03-2020
  3. 3National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0553.956.805
VAT number
BE 0553.956.805
Peppol ID
0208:0553956805
Legal form
Private limited company
Status
Active, normal situation
Founded
19-06-2014
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Tuesday of June
deed of 26-03-2020 (in Dutch)
Peppol
Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
Name
StepFlows in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 26-03-2020 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 26-03-2020 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
62020 IT consultancy main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Diensten in creatie,in webhosting,in referenties en in audit van website,ontwikkeling van applicaties voor nieuwe informatie- en…”
6 activities
  1. Diensten in creatie,in webhosting,in referenties en in audit van website,ontwikkeling van applicaties voor nieuwe informatie- en communicatietechnologieën;
  2. Allerlei soorten advies,ontwikkeling en verhuur/verkoop op het gebied van informatica inclusief hardware software en websites;
  3. Aankoop,verkoop,verhuur en renovatie voor zijn eigen rekening of voor rekening van derde van onroerende goederen;
  4. Verhuur,onderhuur van gebouwen,delen van gebouwen,rollend materieel waarvan ze eigenaar of huurder is en waarop ze het recht geniet heeft;
  5. Organisatie van cursussen,conferenties en seminars;
  6. Selectie en werving van personeel voor derden;
deed of 26-03-2020 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Calenberggaarde 10 registered office 1831 Machelen (Brab.)
Notelaarsstraat 5 1000 Brussels 01-07-2014 2.231.735.022
1 former office
  • 1000 Bruxelles until the deed of 26-03-2020

Buildings and parcels at the addresses

Ground area
761 m²
Buildings
308 m²
Volume, LiDAR
3,330 m³
Tallest building
18.9 m
Buildings to scale, each on its own parcel
242 m², 18.9 m 67 m², 11.1 m 242 m², 18.9 m 67 m², 11.1 m

Location

registered office establishment The establishment unit on the map

Parcels

Flanders 1 (50%) Brussels 1 (50%)
Cadastral parcelRegionArea Buildings Height / floors
23015C0366/00H002Flanders592 m² 1 · 67 m² 11.1 m · 3
21806F0024/00M002Brussels169 m² 1 · 242 m² 18.9 m · 4