STEPA

Active Risk: low

Private limited company (pre-2019)founded 199728 yrs activeBalladegaarde 1, 1140 Evere, BelgiumKBO/BCE: BE 0462.214.601

Summary

STEPA has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4,120. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 55% of 15874 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch Report Compare

STEPAActive

Risk analysis Report Compare

Activity

Wholesale of industrial chemicals

NACE 46851NACE 46751NACE 51550

1 site

Size

€9,110total assets 2024

Equity: €4,120

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 0.6%

Too few figures to score

Structure

Accounts 67 d overdue0 of 1 deed read

Signals- Figures for FY 2024 (filed 28-06-2025)- 1 financial year not filed after the legal deadline; 1 of the last 3 late+ Liquidity: current ratio 1.83, cash €5,259+ Founded in 1997Latest accounts filed on timeShow the evidence

Checked score

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,865 companies)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.1%▼ -1.3% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.2%▲ +4.1% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%▼ -1.9% vs 04-2025 06-2025: 0.2%▲ +0.7% vs 05-2025 07-2025: 0.2%▼ -1.3% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.1%▼ -1.3% vs 12-2025 02-2026: 0.1%▼ -6.1% vs 01-2026 03-2026: 0.1%▲ +4.3% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%▼ -8.3% vs 04-2026lowest value 06-2026: 0.1%▲ +0.8% vs 05-2026 07-2026: 0.2%▲ +20.9% vs 06-2026 08-2026: 0.3%▲ +90.1% vs 07-2026 09-2026: 0.3%▲ +13.0% vs 08-2026 10-2026: 0.6%▲ +69.5% vs 09-2026highest value

Figures for FY 2024 (filed 28-06-2025) raises the probability
Liquidity: current ratio 1.83, cash €5,259 lowers the probability
Founded in 1997 lowers the probability for this profile
1 financial year not filed after the legal deadline; 1 of the last 3 late raises the probability

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2024 (filed 28-06-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Liquidity: current ratio 1.83, cash €5,259

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 1997

In the bankruptcy model this factor lowers the probability for this profile.

KBO

1 financial year not filed after the legal deadline; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

33 d early

2023

15 d early

2022

97 d late

2021

19 d early

2019

146 d late

2018

77 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 42 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-06-25 Annual accounts filedfiscal year 2024 · micro…
16-07-24 Annual accounts filedfiscal year 2023 · micro…
05-11-23 Annual accounts filedfiscal year 2022 · micro…

Key points

Caution: Accounts not fileddeadline was 31-07-2026 67 d late View
Active since 1997founded 23-12-1997 28 years View
Total assets 20246 fiscal years filed €9,110 View

By topic

Financials

Fiscal year: 2024
Total assets: €9,110
Solvency: 45.2%
Liquidity: 1.83

Total assets=

Net result

20182024

Go to Financials

Timeline

Events: 11
Since: 2014

28-06-2025Annual accounts filed
16-07-2024Annual accounts filed
05-11-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Wholesale of industrial chemicalsNACE 46851
Founded: 23-12-1997
Year ends: 31-12
Peppol: Not found in the Peppol directory

Go to Company details

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Overview