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STEP OUT

Active
Private limited companyfounded 2023active for 2 yearsPolostraat 7, 2610 Antwerpen, BelgiumKBO/BCE: BE 1002.016.334
Summary

The computed 12-month bankruptcy probability of STEP OUT is 5.9% (elevated). The 2024 annual accounts show equity of €5,682 and a net result of -€19,818. Its solvency ranks better than 23% of 585 sector peers (NACE 79, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Travel agency, tour operator and other reservation service and related activities
NACE 79120
1 site
Size
€40,297total assets 2024
Equity
€5,682
Loss
-€19,818
Turnover not published (micro format)
Financial health
34 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.9%
Structure
Accounts filed 50 days late1 of 3 deeds read
Why 34raises riskFigures for financial year 2024 (filed 29-09-2025)1 financial year not filed after the legal deadline; latest accounts 50 days late; 1 of the last 3 lateFounded in 2023Loss of €19,818 (financial year 2024)Show the evidence

Checked score

Score 2024
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 17% of its sector peers (NACE 79, micro)
Financial strength
Weak
Solvency 39
equity 14.1% of total assets
Liquidity 41
short-term debt 85.9% · cash 30.5%
Profitability 0
return on assets -49.2%
Bankruptcy probability, 12 months
5.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (998 companies, NACE 79, micro)
Last 24 months 12-2024: 1.6%lowest value 01-2025: 1.7%▲ +0.1 percentage points vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 2.1%▲ +0.4 percentage points vs 02-2025 04-2025: 2.1%● unchanged vs 03-2025 05-2025: 2.4%▲ +0.3 percentage points vs 04-2025 06-2025: 2.6%▲ +0.2 percentage points vs 05-2025 07-2025: 2.7%▲ +0.1 percentage points vs 06-2025 08-2025: 2.6%▼ -0.1 percentage points vs 07-2025 09-2025: 2.6%● unchanged vs 08-2025 10-2025: 2.5%▼ -0.1 percentage points vs 09-2025 11-2025: 2.6%▲ +0.1 percentage points vs 10-2025 12-2025: 2.6%● unchanged vs 11-2025 01-2026: 2.6%● unchanged vs 12-2025 02-2026: 2.6%● unchanged vs 01-2026 03-2026: 2.6%● unchanged vs 02-2026 04-2026: 2.7%▲ +0.1 percentage points vs 03-2026 05-2026: 2.7%● unchanged vs 04-2026 06-2026: 2.7%● unchanged vs 05-2026 07-2026: 2.7%● unchanged vs 06-2026 08-2026: 3.7%▲ +1.0 percentage point vs 07-2026 09-2026: 4.1%▲ +0.4 percentage points vs 08-2026 10-2026: 5.9%▲ +1.8 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.16, below the usual 1.5; short-term debt: 85.9% and cash: 30.5% of total assets), and 85.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 79, micro): better than 24% on solvency, 23% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Figures for financial year 2024 (filed 29-09-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 50 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Loss of €19,818 (financial year 2024)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 585 sector peers (2024).
NBB · sector comparison
Position among 585 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-09-2025, 50 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
50 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 50 days after the deadline; the sector median (NACE 79) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. MiscellaneousCapital contribution
  2. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 10% on net resultsector median €8,697 · 581 companies -€19,818 View
  • Total assets 2024first financial year filed €40,297 View
  • Active since 2023founded 07-11-2023 2 years View

By topic

Financials

Financial year
2024
Total assets
€40,297
Loss
-€19,818
Solvency
14.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Travel agency, tour operator and other reservation service…NACE 79120
Founded
07-11-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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