STEP INTERNATIONAL
ActiveSTEP INTERNATIONAL has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €148. Equity is shrinking by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 62% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent▼ -19 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability1▼-99
Solvency100▲+2
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.06 against 2.36 in 2023), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.7%
Return on assets
0.2%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2022-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
18192021222325
2018 to 2025 · latest year €63k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2023
44 d early
2022
34 d early
2021
30 d late
2020
12 d early
2019
28 d early
2018
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 224%
2023 · €19k
2018: €58k
2019: €46k
2020: €29k
2021: €14k
2022: €1k
2023: €19k
2018 → 2025
Total assets
€93k▲ 184%
2023 · €33k
2018: €137k
2019: €107k
2020: €80k
2021: €39k
2022: €12k
2023: €33k
2018 → 2025
Net result
€148▼ 99.2%
2023 · €18k
2018: €-23k
2019: €-12k
2020: €-17k
2021: €-15k
2022: €-12k
2023: €18k
2018 → 2025
Working capital
€62k▲ 243%
2023 · €18k
2018: €26k
2019: €21k
2020: €13k
2021: €3k
2022: €-39
2023: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€29k-€14k▼ 52.8%€1k▼ 89.1%€19k▲ 1,194%€63k▲ 224%
Operating result€-14k-€-14k▲ 2.2%€-11k▲ 21.6%€19k€722▼ 96.2%
Net result€-17k-€-15k▲ 7.7%€-12k▲ 20.4%€18k€148▼ 99.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2023.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €93k
Fixed assets
€903▼ 31.9%
Current assets
€92k▲ 193%
Equity and liabilities €93k
Equity
€63k▲ 224%
Debt
€30k▲ 125%
The debt ratio falls from 40.7% to 32.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€933▼
2023 · €19k
Cash flow
€359▼
2023 · €18k
Solvency
67.7%▲
2023 · 59.3%
Current ratio
3.06▲
2023 · 2.36
Quick ratio
3.06▲
2023 · 2.36
Debt / equity
0.48▼
2023 · 0.69
ROE
0.2%▼
2023 · 92.3%
ROA
0.2%▼
2023 · 54.7%
Interest coverage
2.61▼
2023 · 22.38
Debt
€30k▲
2023 · €13k
Debt ≤ 1 year
€30k▲
2023 · €13k
Income taxes
€272▲
2023 · €259
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€33k€93k▲
Fixed assets21/28€1k€903▼
Tangible fixed assets22/27€1k€863▼
Plant, machinery and equipment23€1k€863▼
Financial fixed assets28€40€40=
Current assets29/58€31k€92k▲
Amounts receivable within one year40/41€22k€3k▼
Trade receivables40€22k€3k▼
Other amounts receivable41€235€153▼
Current investments50/53€3k€3k=
Cash at bank and in hand54/58€6k€86k▲
Deferred charges and accrued income490/1€723€0▼
Equity and liabilities
Total equity and liabilities10/49€33k€93k▲
Equity10/15€19k€63k▲
Contributions10/11€6k€6k=
Reserves13€13k€57k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€13k€57k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€13k€30k▲
Amounts payable within one year42/48€13k€30k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€1k€871▼
Taxes450/3€1k€871▼
Other amounts payable47/48€11k€25k▲
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€211€211=
Other operating charges640/8€971€2k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€20k€3k▼
Operating profit (loss)9901€19k€722▼
Financial income75/76B€100€55▼
Recurring financial income75€100€55▼
Financial charges65/66B€853€357▼
Recurring financial charges65€853€357▼
Profit (loss) for the period before taxes9903€18k€420▼
Income taxes67/77€259€272▲
Profit (loss) for the period9904€18k€148▼
Profit (loss) for the period to be appropriated9905€18k€148▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€148▼
Profit (loss) brought forward from the previous period14P€-7k-
Transfer from equity791/2€0-
Transfer to equity691/2€11k€148▼
To other reserves6921€11k€148▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €18k
Net result €18k after 5 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 2.36
Current ratio from 1.00 to 2.36.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Karellaan 678310 BruggeGround area
1,297 m²
Building footprint
541 m²
Volume, LiDAR
2,253 m³
2 parcels, Flanders · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STEP INTERNATIONAL
since 19932.060.506.365
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31002A0215/00C009 | Flanders | 887 m² | 1 · 437 m² | 4.1 m · 1 fl. |
| 31433D0154/00S004 | Flanders | 410 m² | 1 · 104 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THOMAS MANAGEMENT TEAM
BE 0819.246.459
Brugge · Eq €63k
Vaigo
BE 0568.470.181
Leuven · Eq €63k
BART CALLAERT CONSULTING
BE 0526.958.636
Merchtem · Eq €63k
CNAC Consulting
BE 0728.764.661
Sint-Genesius-Rode · Eq €63k
JACONINCK
BE 0727.867.808
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 39,063 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-1993
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:joris.thys@stepbelgium.com