Equity
-€5,044
Debts exceed assets in financial year 2025.
STENITRAM
Lifetime
7 annual accounts with figures on one time axispeak €120,856 (2022)
-€14,907▼ €16,283
lowest -€20,773 (2025)
-€20,773▼ €14,647
peak €203,155 (2021)
-€5,044▼ €20,773
€89,603▲ 0.1%
Board1 name since 2018
1 directorDE BRABANDÈRE François Jean Marie
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Gross margin from €1,376 to -€14,907Loss of €20,773Equity from €15,730 to -€5,044
Key points
from the 2025 annual accountsLosses
-€26,900 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Debts
€89,603 106% of the balance sheet
Filings
7 annual accounts 3 late
The 2020 accounts came latest: 30 days after the end of the period.
At the same address
424 companies
Position in the sector
-€20,773
Lower net result than 94% of companies in architecture and engineering. Sector median €16,709 · 11,795 companies.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 11% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€5,044
lowers risk
Size: total assets €84,560
Liquidity: current ratio 0.85, cash €71,811
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 8% of them on solvency, 31% on liquidity, 4% on profitability and 2% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as STENITRAM has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of STENITRAM itself is lower: 0.3% within 12 months. It rests on far more data about STENITRAM than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for STENITRAM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.85 (1.03 in 2024), below 1. Short-term debt is 106% and cash 84.9% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€5,044
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
29 days early
2024
44 days early
2023
30 days early
2022
1 day late
2021
16 days late
2020
30 days late
2019
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0712975833
Change of role: DE BRABANDÈRE François Jean Marie, from manager to director
Director discharge: DE BRABANDÈRE François Jean Marie · General meeting of 29-12-2023 · Gazette deed
Registered office moved from Saint-Josse-ten-Noode to Brussels
New registered office: Boulevard Bischoffsheim 39 boîte 4, 1000 Bruxelles · Previous registered office: rue Scailquin 60, boîte 162, 1210 Saint-Josse-Ten-Noode · Board meeting of 25-01-2021 · Gazette deed
Incorporation
published on 12-11-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STENITRAM Brussels | €84,560 | -€14,907 | -6.0% | - |
| HANNA CONSULTING SERVICES Berchem-Sainte-Agathe | €82,958 | -€3,466 | 91.9% | - |
| Han Communication Walcourt | €74,542 | -€21,447 | -1455.6% | - |
| Air Developments Deerlijk | €96,592 | -€58,630 | 17.7% | - |
| ICS Ingenieur Conseils Stabilité Fleurus | €82,847 | -€767 | 39.0% | - |
| ENGINEERING COLLECTIVE Kasterlee | €90,664 | -€10,552 | -2.3% | - |
| MaxCec Mons | €72,782 | -€10,221 | 33.9% | - |
These companies have the same main activity as STENITRAM: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €72,800 and €96,600, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 08-11-2018Normal situation
- Registered office
- 425 active companies are registered at this address45 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121
- Establishment unit
- 2.282.220.9481000 Brussels, since 08-11-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 05-12-2025
Annual accounts 2025
- €84,560▼ 19.7%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on STENITRAM
STENITRAM files the micro format. That format states no turnover. The gross margin fell from €114,616 in 2019 to -€14,907 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STENITRAM
- What is the company number of STENITRAM?
- The company number of STENITRAM is 0712.975.833. The VAT number is the same number with BE in front: BE 0712.975.833.
- Where is STENITRAM based?
- The registered office is at Bischoffsheimlaan 39, 1000 Brussels.Company details
- What does STENITRAM do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of STENITRAM?
- STENITRAM is a private limited company (BV).
- When was STENITRAM founded?
- STENITRAM was founded on 08-11-2018.
- Is STENITRAM still active?
- Yes, STENITRAM is an active enterprise in the KBO register.
- What is the turnover of STENITRAM?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is STENITRAM profitable?
- In financial year 2025, STENITRAM made a loss of €20,773.
- Where can I find the annual accounts of STENITRAM?
- STENITRAM filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STENITRAM due?
- STENITRAM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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