Financials
- Fiscal year
- 2025
- Total assets
- €290,968
- Profit
- €15,558
- Solvency
- -115.8%
Total assets▼ 3.0%
Net result
20192025
STENIMMO
ActiveSummary
STENIMMO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€336,868) and a net result of €15,558. Equity is shrinking by ~17.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Activity
Activity not known1 site
Size
€290,968total assets 2025
- Equity
- -€336,868
- Profit
- €15,558
Turnover not published (abridged schema)
Structure
- Parent
- STEFCO · 99.8%
Accounts 46 d early0 of 1 deed read
Why 54Capped at 59: negative equity- Negative equity -€336,868- Liquidity: current ratio 0.00, cash €2,057- Founded in 2006+ Size: total assets €290,968Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 32% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -115.8% of total assets
Liquidity
1=
short-term debt 179.3% · cash 0.7%
Profitability
75+31
return on assets 5.3%
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.2%
12-2024: 2.3%▲ +5.4% vs 11-2024highest value
01-2025: 0.9%▼ -61.3% vs 12-2024
02-2025: 0.9%● 0.0% vs 01-2025
03-2025: 0.9%● 0.0% vs 02-2025
04-2025: 0.9%▲ +4.1% vs 03-2025
05-2025: 0.9%● 0.0% vs 04-2025
06-2025: 0.9%● 0.0% vs 05-2025
07-2025: 1.0%▲ +10.5% vs 06-2025
08-2025: 1.0%● 0.0% vs 07-2025
09-2025: 1.0%▼ -2.4% vs 08-2025
10-2025: 0.9%▼ -6.2% vs 09-2025
11-2025: 0.9%▼ -1.4% vs 10-2025
12-2025: 1.0%▲ +8.3% vs 11-2025
01-2026: 0.5%▼ -50.2% vs 12-2025lowest value
02-2026: 0.5%● 0.0% vs 01-2026lowest value
03-2026: 0.5%● 0.0% vs 02-2026lowest value
04-2026: 0.5%● 0.0% vs 03-2026lowest value
05-2026: 0.5%● 0.0% vs 04-2026lowest value
06-2026: 0.5%● 0.0% vs 05-2026lowest value
07-2026: 0.6%▲ +11.1% vs 06-2026
08-2026: 0.6%● 0.0% vs 07-2026
09-2026: 0.5%▼ -2.5% vs 08-2026
10-2026: 0.5%▼ -7.7% vs 09-2026lowest value
- Size: total assets €290,968 lowers the probability for this profile
- Negative equity -€336,868 raises the probability
- Liquidity: current ratio 0.00, cash €2,057 raises the probability
- Founded in 2006 raises the probability for this profile
No credit on open account
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 179.3% and cash: 0.7% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 4%, profitability 58%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
45 d early
2023
47 d early
2022
40 d early
2021
169 d late
2020
219 d late
2019
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 34 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 17 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close06-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €15,558
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Board & ownership
- Parent
- STEFCO · 99.8%
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-01-2027
- 16-12-2025Annual accounts filed
- 30-06-2025Back to profit
- 17-12-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 27-10-2006
- Year ends
- 30-06
- Peppol
- Not found in the Peppol directory
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