Summary
STENIEMA has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €2.42M and a net result of €155k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 110 sector peers (fiscal year 2026). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 19-09-2026, 42 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2026
42 d early
2025
31 d early
2024
35 d early
2023
32 d early
2022
33 d early
2021
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€2.42M▲ 6.8%
2025 · €2.27M
2021: €1.32M
2022: €1.70M
2023: €1.97M
2024: €2.11M
2025: €2.27M
2021 → 2026
Total assets
€2.88M▲ 0.1%
2025 · €2.88M
2021: €2.97M
2022: €2.73M
2023: €3.01M
2024: €2.89M
2025: €2.88M
2021 → 2026
Net result
€155k▲ 1.3%
2025 · €153k
2021: €821k
2022: €383k
2023: €265k
2024: €146k
2025: €153k
2021 → 2026
Working capital
€16k▲ 6.7%
2025 · €15k
2021: €-155k
2022: €-95k
2023: €20k
2024: €15k
2025: €15k
2021 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€1.70M-€1.97M▲ 15.5%€2.11M▲ 7.4%€2.27M▲ 7.2%€2.42M▲ 6.8%
Operating result€178k-€-3k€-3k▼ 6.1%€-3k▲ 10.0%€-4k▼ 30.5%
Net result€383k-€265k▼ 30.8%€146k▼ 44.8%€153k▲ 4.5%€155k▲ 1.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2026 against €3k in 2025; the loss grows and 2026 has the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €2.88M
Fixed assets
€2.56M =
Current assets
€318k ▲ 0.7%
Equity and liabilities €2.88M
Equity
€2.42M ▲ 6.8%
Debt
€458k ▼ 25.0%
Debt's share of the balance-sheet total falls from 21.2% to 15.9%. Equity is higher and debt is lower.
Key figures and ratios
ROE
6.4%▼
2025 · 6.7%
ROA
5.4%▲
2025 · 5.3%
Debt ≤ 1 year
€301k▲
2025 · €300k
Debt > 1 year
€154k▼
2025 · €306k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 39 lines
Balance sheet
Code20252026
Assets
Total assets20/58€2.88M€2.88M▲
Fixed assets21/28€2.56M€2.56M=
Financial fixed assets28€2.56M€2.56M=
Current assets29/58€315k€318k▲
Amounts receivable within one year40/41€160k€161k▲
Trade receivables40€160k€160k=
Other amounts receivable41€332€1k▲
Cash at bank and in hand54/58€155k€157k▲
Equity and liabilities
Total equity and liabilities10/49€2.88M€2.88M▲
Equity10/15€2.27M€2.42M▲
Contributions10/11€500k€500k=
Capital10€500k€500k=
Issued capital100€500k€500k=
Reserves13€1.77M€1.92M▲
Non-distributable reserves130/1€50k€50k=
Legal reserve130€50k€50k=
Distributable reserves133€1.72M€1.87M▲
Profit (loss) carried forward14€98-
Amounts payable17/49€610k€458k▼
Amounts payable after more than one year17€306k€154k▼
Financial debts170/4€306k€154k▼
Amounts payable within one year42/48€300k€301k▲
Current portion of amounts payable after more than one year42€151k€152k▲
Other amounts payable47/48€149k€149k=
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20252026
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-2k€-2k▼
Operating profit (loss)9901€-3k€-4k▼
Financial income75/76B€160k€161k▲
Recurring financial income75€160k€161k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€153k€155k▲
Profit (loss) for the period9904€153k€155k▲
Profit (loss) for the period to be appropriated9905€153k€155k▲
Appropriation of the result
Profit (loss) to be appropriated9906€153k€155k▲
Profit (loss) brought forward from the previous period14P€373€98▼
Transfer to equity691/2€153k€155k▲
To other reserves6921€153k€155k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
19-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €146k ▼44.8%
Net result drops to €146k, the lowest in the series; recovery starts the following year.
31-03
Financial
Equity above €2MEq €2.11M ▲7.4%
4 profitable years in a row build equity to €2.11M.
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
23-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ledegem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Izegemsestraat 58880 LedegemGround area
887 m²
Building footprint
373 m²
Volume, LiDAR
1,364 m³
Parcel 36018A0125/00F000, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kleine Izegemsestraat 5, 8880 Ledegem
since 20202.301.312.330
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36018A0125/00F000 | Flanders | 887 m² | 1 · 373 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ARIJS HOLDING
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 18,009 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-03-2020
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.