STENBERG WU
ActiveSummary
STENBERG WU has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €34k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+13
Solvency100▲+10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 3.99 against 2.52 in 2024; short-term debt: 22.7% and cash: 81.9% of total assets), and 22.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.3%
Return on assets
20%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
24 d early
2023
16 d early
2022
14 d early
2021
23 d early
2020
45 d early
2019
3 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€131k▲ 9.2%
2024 · €120k
2018: €36k
2019: €64k
2020: €87k
2021: €114k
2022: €131k
2023: €157k
2024: €120k
2018 → 2025
Total assets
€169k▼ 8.7%
2024 · €185k
2018: €67k
2019: €98k
2020: €99k
2021: €138k
2022: €139k
2023: €170k
2024: €185k
2018 → 2025
Net result
€34k▲ 79.3%
2024 · €19k
2018: €28k
2019: €29k
2020: €24k
2021: €27k
2022: €18k
2023: €27k
2024: €19k
2018 → 2025
Working capital
€115k▲ 15.4%
2024 · €100k
2018: €35k
2019: €52k
2020: €78k
2021: €80k
2022: €104k
2023: €133k
2024: €100k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€131k▲ 14.9%€157k▲ 20.1%€120k▼ 23.6%€131k▲ 9.2%
Operating result€39k-€25k▼ 34.3%€38k▲ 50.8%€28k▼ 27.9%€48k▲ 72.2%
Net result€27k-€18k▼ 34.8%€27k▲ 52.8%€19k▼ 30.1%€34k▲ 79.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 72% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169k
Fixed assets
€16k ▼ 21.0%
Current assets
€153k ▼ 7.2%
Equity and liabilities €169k
Equity
€131k ▲ 9.2%
Debt
€38k ▼ 41.5%
Debt's share of the balance-sheet total falls from 35.4% to 22.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €32k
Cash flow
€38k▲
2024 · €23k
Current ratio
3.99▲
2024 · 2.52
Debt to equity
0.29▼
2024 · 0.55
ROE
25.9%▲
2024 · 15.8%
ROA
20.0%▲
2024 · 10.2%
Interest coverage
244.08▲
2024 · 138.85
Debt ≤ 1 year
€38k▼
2024 · €66k
Income taxes
€13k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€185k€169k▼
Fixed assets21/28€20k€16k▼
Tangible fixed assets22/27€20k€16k▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€17k€14k▼
Current assets29/58€165k€153k▼
Amounts receivable within one year40/41€23k€13k▼
Trade receivables40€23k€13k▼
Other amounts receivable41€24-
Cash at bank and in hand54/58€141k€139k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€185k€169k▼
Equity10/15€120k€131k▲
Contributions10/11€6k€6k=
Reserves13€108k€118k▲
Distributable reserves133€108k€118k▲
Profit (loss) carried forward14€5k€6k▲
Amounts payable17/49€66k€38k▼
Amounts payable within one year42/48€66k€38k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€5k€13k▲
Taxes450/3€5k€13k▲
Other amounts payable47/48€56k€22k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€33k€53k▲
Operating profit (loss)9901€28k€48k▲
Financial income75/76B€4€1▼
Recurring financial income75€4€1▼
Financial charges65/66B€231€212▼
Recurring financial charges65€231€212▼
Profit (loss) for the period before taxes9903€27k€47k▲
Income taxes67/77€8k€13k▲
Profit (loss) for the period9904€19k€34k▲
Profit (loss) for the period to be appropriated9905€19k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€39k▲
Profit (loss) brought forward from the previous period14P€5k€5k▲
Transfer from equity791/2€55k€22k▼
Transfer to equity691/2€18k€32k▲
To other reserves6921€18k€32k▲
Profit to be distributed694/7€56k€23k▼
Return on contributions (dividend)694€56k€23k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €34k ▲79.3%
Operating result €48k, net result €34k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €157k ▲20.1%
6 profitable years in a row build equity to €157k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €18k ▼34.8%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 13.25
Current ratio from 4.22 to 13.25; short-term debt falls from €25k to €8k.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €114k ▲30.1%
4 profitable years in a row build equity to €114k.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 7.95
Current ratio from 2.56 to 7.95; short-term debt falls from €34k to €11k.
Show earlier events
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voie Maréchal Grouchy 391300 WavreGround area
5,206 m²
Building footprint
288 m²
Volume, LiDAR
3,798 m³
2 parcels, Wallonia · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
STENBERG WU
since 20132.216.642.713
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25083D0224/00C005 | Wallonia | 2,832 m² | 1 · 200 m² | 20.1 m · 6 fl. |
| 25772K0102/00V012 | Wallonia | 2,374 m² | 1 · 89 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CASA CHIARA
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L.P. VANDENBERGH
BE 0425.670.939
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ACHECO
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LUXANO
BE 0675.649.837
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JANUS DEVELOPMENT
BE 0445.158.833
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,949 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2013
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
52250Logistics services
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.