Equity
€299,402 ▼ 15.2%
STENAMO paid out €97,000 in dividends. That is 225% of the 2026 profit.
STENAMO
Lifetime
17 annual accounts with figures on one time axispeak €219,867 (2013)
€91,507▼ 35.9%
lowest -€5,780 (2016)
€43,185▼ 48.8%
peak €353,217 (2025)
€299,402▼ 15.2%
€198,054▲ 18.1%
Board2 names since 2022
2 directors and 1 other
Documentsfilings and deeds
07-10-202624 days before the deadline
2026micro format
Gross margin from €142,761 to €91,507Result from €84,398 to €43,185Dividend €97,000Equity from €353,217 to €299,402Debts from €167,645 to €198,054
Key points
from the 2026 annual accountsFilings
17 annual accounts since 2010
The last five annual accounts were filed 0 to 40 days before the end of the period.
Position in the sector
€299,402
More equity than 87% of companies in specialised construction. Sector median €75,860 · 1,192 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 17,806 companies had the same profile as STENAMO has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,806 companies, not a prediction for STENAMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0897578018
New establishment in Blankenberge
the nomad van, Schaapstraat 109
Reappointments: (director) and (director)
“De algemene cördinatiewerkzaamheden op een bouwwerf,meer bepaald de bemiddeling in het beheer van onroerend…” (deed in Dutch) · Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
Incorporation
published on 07-05-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STENAMO Blankenberge | €497,455 | €91,507 | 60.2% | - |
| Marino Keersebilck Zedelgem | €534,509 | €81,043 | 75.7% | - |
| JMV Harelbeke | €450,576 | €108,839 | 69.2% | - |
| DIDIER DE BAETS Aalter | €493,927 | €93,412 | 84.1% | - |
| VAN MACHELEN Beveren-Kruibeke-Zwijndrecht | €528,479 | €94,868 | 89.4% | - |
| CHRISTOPHE SEMET Tournai | €487,543 | €103,870 | 76.8% | - |
| WIM VRANCKX Olen | €452,041 | €91,549 | 95.3% | - |
These companies have the same main activity as STENAMO: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €451,000 and €535,000, founded between 2006 and 2009.
Official details
Source: KBO- Status
- Active since 25-04-2008Normal situation
- Activity
- Installation of electric heating, air conditioning, cooling and ventilationNACE 43222and 1 other
- Establishment units
- 2.171.304.1218370 Blankenberge, since 25-04-2008
- 2.367.708.6328370 Blankenberge, since 17-12-2024
- Financial year end
- 31 March
- Peppol
- Reachable since 01-04-2025
Annual accounts to 31-03-2026
- ≈ €350,000estimated
- €497,455▼ 4.5%
- Filing
- Filed on 07-10-2026, 24 days before the end of the filing period
Insights on STENAMO
STENAMO files the micro format. That format states no turnover. The gross margin rose from €72,702 in 2010 to €91,507 in 2026.
The balance sheet grew most from 2023 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STENAMO
- What is the company number of STENAMO?
- The company number of STENAMO is 0897.578.018. The VAT number is the same number with BE in front: BE 0897.578.018.
- Where is STENAMO based?
- The registered office is at Grote-Edestraat 11, 8370 Blankenberge.Company details
- What does STENAMO do?
- According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
- What is the legal form of STENAMO?
- STENAMO is a private limited company (BV).
- When was STENAMO founded?
- STENAMO was founded on 25-04-2008.
- Is STENAMO still active?
- Yes, STENAMO is an active enterprise in the KBO register.
- What is the turnover of STENAMO?
- The turnover in financial year 2026 is ≈ €350,000. This figure is estimated from the gross margin of €91,507 and 30 comparable companies (NACE 43222). It probably lies between €280,000 and €490,000.Financials
- Is STENAMO profitable?
- In financial year 2026, STENAMO made a profit of €43,185.
- Where can I find the annual accounts of STENAMO?
- STENAMO filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of STENAMO due?
- STENAMO must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.