Equity
-€38,589
Debts exceed assets in financial year 2025.
STEMO
Lifetime
15 annual accounts with figures on one time axispeak €44,208 (2017)
€28,214▲ €77,493
lowest -€55,172 (2024)
€16,551▲ €71,722
peak €21,398 (2017)
-€38,589▲ €16,550
€397,579▲ 52.1%
Board2 names since 2021
1 director
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from -€49,279 to €28,214Back to profit: €16,551Equity from -€55,139 to -€38,589Debts from €261,314 to €397,579Investments €37,739
Key points
from the 2025 annual accountsResult
€16,551 €16,551
Back in profit in 2025, after a loss of €55,172 in 2024.
Debts
€397,579 111% of the balance sheet
Suppliers 15%Taxes and wages 0%Other 85%
Of this, €60,579 falls due within a year.
Investments
€37,739 4.6 × depreciation
Green is investment, beige is depreciation. Machinery stands 125.5% higher than in 2024.
Liquidity
4.92 was 0.67 in 2024
Short-term debts fell from €261,314 to €60,579.
Filings
15 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,380 companies had the same profile as STEMO has now. Each dot stands for 4 companies, two years later.
94.2%
were still trading
3.3%
stopped another way
2.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,380 companies, not a prediction for STEMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered office moved from Virton to Gomery
New registered office: Rue de Gerlache 55, 6760 Gomery (Virton) · Previous registered office: Rue de Gerlache, Gomery 55, 6760 Virton · Resignation: (sole director) · General meeting of 25-10-2023 · Gazette deed
First establishment
SPRL STEMO, Rue de-Gerlache, Gomery 55, Virton
Incorporation
published on 07-01-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STEMO Virton | €358,990 | €28,214 | -10.7% | - |
| VARDOMAR Beernem | €298,343 | €33,013 | -160.5% | - |
| AGRI LETIHON Bassenge | €309,345 | €52,651 | -6.9% | - |
| Finvarco Roeselare | €459,041 | €61,200 | 50.4% | - |
| HEZER HEIDE Kinrooi | €425,307 | €66,976 | 22.1% | - |
| Van Hulle Nathalie Roeselare | €436,643 | €71,906 | 30.2% | - |
| JUTEHEIKEN Hamont-Achel | €277,396 | €31,925 | -13.5% | - |
These companies have the same main activity as STEMO: crop and animal production, hunting and related service activities (NACE 01462). They are comparable in size and age: total assets between €277,000 and €459,000, founded between 2005 and 2010.
Official details
Source: KBO- Status
- Active since 29-12-2010Normal situation
- Activity
- Crop and animal production, hunting and related service activitiesNACE 01462
- Establishment unit
- 2.195.835.3226760 Virton, since 01-01-2011
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on STEMO
STEMO files the micro format. That format states no turnover. The gross margin rose from €13,248 in 2011 to €28,214 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STEMO
- What is the company number of STEMO?
- The company number of STEMO is 0832.298.503. The VAT number is the same number with BE in front: BE 0832.298.503.
- Where is STEMO based?
- The registered office is at Rue de-Gerlache, Gomery 55, 6760 Virton.Company details
- What does STEMO do?
- According to the KBO register, the main activity is crop and animal production, hunting and related service activities (NACE 01462).
- What is the legal form of STEMO?
- STEMO is a private limited company (BV).
- When was STEMO founded?
- STEMO was founded on 29-12-2010.
- Is STEMO still active?
- Yes, STEMO is an active enterprise in the KBO register.
- What is the turnover of STEMO?
- The turnover in financial year 2025 is ≈ €76,000. This figure is estimated from the gross margin of €28,214 and 40 comparable companies (NACE 01). It probably lies between €50,000 and €120,000. In financial year 2024 turnover was €240,823.Financials
- Is STEMO profitable?
- In financial year 2025, STEMO made a profit of €16,551.
- Where can I find the annual accounts of STEMO?
- STEMO filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEMO due?
- STEMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.