STEMO
ActiveSummary
STEMO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€55,139) and a net result of -€55,172. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 3940 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
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Signals
This company filed its last 6 accounts on average 88 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 6,943 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,943 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €37,893 | €240,823 | ▲ 536% |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €43,803 | €290,102 | ▲ 562% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €190 | €3,959 | ▲ 1,985% |
| Other operating charges640/8 | - | €347 | - | €12 | €387 | ▲ 3,254% |
| Non-recurring operating charges66A | - | - | - | - | €875 | - |
| Gross operating margin9900 | €5,386 | €5,580 | €4,017 | -€5,910 | -€49,279 | ▼ 734% |
| Operating profit (loss)9901 | €4,323 | €5,233 | €4,017 | -€6,111 | -€54,500 | ▼ 792% |
| Financial income75/76B | - | €3 | - | - | €0 | - |
| Recurring financial income75 | - | €3 | - | - | €0 | - |
| Financial charges65/66B | - | €216 | €358 | €496 | €671 | ▲ 35.4% |
| Recurring financial charges65 | €240 | €216 | €358 | €496 | €671 | ▲ 35.4% |
| Profit (loss) for the period before taxes9903 | €4,083 | €5,020 | €3,659 | -€6,607 | -€55,172 | ▼ 735% |
| Income taxes67/77 | €275 | - | - | - | - | - |
| Profit (loss) for the period9904 | €3,808 | €5,020 | €3,659 | -€6,607 | -€55,172 | ▼ 735% |
| Profit (loss) for the period to be appropriated9905 | €3,808 | €5,020 | €3,659 | -€6,607 | -€55,172 | ▼ 735% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €243,619 | €211,136 | €189,527 | €114,484 | €206,175 | ▲ 80.1% |
| Fixed assets21/28 | - | - | - | €7,048 | €31,518 | ▲ 347% |
| Tangible fixed assets22/27 | - | - | - | €7,048 | €31,518 | ▲ 347% |
| Plant, machinery and equipment23 | - | - | - | - | €22,641 | - |
| Other tangible fixed assets26 | - | - | - | €7,048 | €8,877 | ▲ 25.9% |
| Current assets29/58 | €243,619 | €211,136 | €189,527 | €107,435 | €174,657 | ▲ 62.6% |
| Amounts receivable after more than one year29 | - | - | €20,284 | - | - | - |
| Trade receivables290 | - | - | €20,150 | - | - | - |
| Other amounts receivable291 | - | - | €134 | - | - | - |
| Stocks and contracts in progress3 | - | - | - | €91,315 | €120,859 | ▲ 32.4% |
| Stocks30/36 | - | - | - | €91,315 | €120,859 | ▲ 32.4% |
| Amounts receivable within one year40/41 | - | €98,811 | - | €14,208 | €45,666 | ▲ 221% |
| Trade receivables40 | - | €97,055 | - | €7,902 | €23,737 | ▲ 200% |
| Other amounts receivable41 | - | €1,756 | - | €6,306 | €21,929 | ▲ 248% |
| Cash at bank and in hand54/58 | €160,977 | €110,470 | €167,194 | €1,700 | €8,132 | ▲ 378% |
| Deferred charges and accrued income490/1 | - | €1,855 | €2,049 | €213 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €243,619 | €211,136 | €189,527 | €114,484 | €206,175 | ▲ 80.1% |
| Equity10/15 | -€2,040 | €2,980 | €6,639 | €32 | -€55,139 | ▼ 170,020% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,786 | €1,786 | €1,786 | €1,786 | €1,786 | = |
| Non-distributable reserves130/1 | - | €1,786 | €1,786 | €1,786 | €1,786 | = |
| Reserves not available under the articles1311 | - | €1,786 | €1,786 | €1,786 | €1,786 | = |
| Profit (loss) carried forward14 | -€22,426 | -€17,406 | -€13,747 | -€20,354 | -€75,526 | ▼ 271% |
| Amounts payable17/49 | €245,659 | €208,156 | €182,888 | €114,451 | €261,314 | ▲ 128% |
| Amounts payable within one year42/48 | €245,659 | €207,780 | €182,512 | €114,451 | €261,314 | ▲ 128% |
| Financial debts43 | - | - | - | - | €25,000 | - |
| Credit institutions430/8 | - | - | - | - | €25,000 | - |
| Trade debts44 | €83,063 | €137,803 | €122,982 | €64,988 | €56,119 | ▼ 13.6% |
| Suppliers440/4 | - | €137,803 | €122,982 | €64,988 | €56,119 | ▼ 13.6% |
| Taxes, remuneration and social security45 | - | €81 | €22 | €14 | €11,582 | ▲ 84,253% |
| Taxes450/3 | - | €81 | €22 | €14 | €11,582 | ▲ 84,253% |
| Other amounts payable47/48 | - | €69,896 | €59,508 | €49,449 | €168,614 | ▲ 241% |
| Accrued charges and deferred income492/3 | - | €376 | €376 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,808 | €5,020 | €3,659 | -€6,607 | -€55,172 | ▼ 735% |
| + Depreciation and write-downs630 | - | - | - | €190 | €3,959 | ▲ 1,985% |
| Operating cash flow (approximation) | €3,808 | €5,020 | €3,659 | -€6,417 | -€51,213 | ▼ 698% |
| Investment in fixed assets (approximation) | - | - | - | - | -€28,429 | - |
| Change in cash | - | -€50,507 | €56,724 | -€165,494 | €6,432 | ▲ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de-Gerlache, Gomery 556760 Virton1 establishment unit
Recognitions · licences · registrations
Food safety, FASFC
1 siteIdentification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.