Skip to content

STEMM

Active Public limited companyfounded 1991active for 34 yearsKortrijksestraat 28, 8501 KortrijkKBO/BCE: BE 0445.736.675

Overview

Lifetime

20 annual accounts with figures on one time axis, 34 filings since 1992
peak €349,591 (2013)
€5,571▼ 97.0%
lowest -€7,342 (2021)
-€4,715▼ €123,401
peak €1.3m (2016)
€242,050▼ 1.9%
€13,678unchanged
Board6 names since 2018
3 directors and 2 others
Documentsfilings and deeds
16-07-202615 days before the deadline
2025micro format
Gross margin from €184,849 to €5,571Loss of €4,715Cash from €163,379 to €14,237

Key points

from the 2025 annual accounts

Equity

€242,050 from €1.3m in 2016

Equity fell by 81% in 9 years.

Result

-€4,715 -€4,715
€119,0002024-€4,7202025

From profit to loss in 2025, after a profit of €118,686 in 2024.

Filings

34 annual accounts since 1992
AprilJune31 JulyOctober200020102020

The last five annual accounts were filed 15 to 28 days before the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 12,344 companies had the same profile as STEMM has now. Each dot stands for 31 companies, two years later.

90.1%
were still trading
8.7%
stopped another way
0.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.5% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 12,344 companies, not a prediction for STEMM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Managing director
Managing director
Managing director
Board & ownership

Recent changes

Amendment of the articles · Resignations & appointments General meeting of 27-11-2023 · Gazette deed
3 directors reappointed , and · General meeting of 30-06-2023 · Gazette deed
3 directors appointed Capital from €748,470 to €246,000 · Capital from €246,000 to €62,000 · ; and · General meeting of 18-12-2017 · Gazette deed
First establishment STEMM NV, Kortrijksestraat 28, Kortrijk
All 51 events

Official details

Source: KBO
Status
Active since 14-11-1991Normal situation
Activity
“Het patrimonium gevormd door inbrengen en grotendeels bestaande uit onroerende goederen te behouden en…” (deed in Dutch)From the articles, 9 activitiesNo NACE code in the KBO yet
Establishment unit
2.037.906.8508501 Kortrijk, since 17-03-1992
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2025

€5,571▼ 97.0%
≈ €42,000estimated
€4,715
€242,050▼ 1.9%
€255,728▼ 1.8%
Filing
Filed on 16-07-2026, 15 days before the end of the filing period
Financials

Insights on STEMM

STEMM files the micro format. That format states no turnover. The gross margin fell from €23,130 in 2006 to €5,571 in 2025.

In August 2023, the Official Gazette published the appointment of as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 16-07-2026, 15 days before the deadline
€5,571
▼ 97.0%
-€4,841
▼ €178,902
€4,034
▼ 97.8%
€4,160
▼ 96.7%
94.7%
▼ 0.1 percentage points
12.25
▲ 0.30

Money flows

no detail for 2025

Balance sheet

balance sheet total €255,728 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 255,728260,443164,201657,038577,093584,435590,063593,5611.3m1.3m1.3m1.3m1.3m1.2m1.1m1.1m637,896581,963541,280614,664
20 -----0--------------
21/28 88,18997,064105,939483,256445,754456,479454,591458,8621.2m1.1m1.0m1.0m1.1m978,530928,063810,955179,894175,349181,368184,773
21 -0---0-----8101194287340----
22/27 88,18997,064105,939113,724111,883122,608120,720124,991138,651147,330162,503181,739202,019336,267271,553154,392150,480145,935151,954155,359
22 88,18997,064105,939113,724111,883122,608120,720124,991138,651147,327160,670179,802198,193330,550265,829148,239144,682139,171144,224146,662
23 -----0---31,8331,9373,8265,7175,7246,1535,7986,7647,7308,697
24 -----0--------------
26 -----0--------------
27 -----0--------------
28 ---369,532333,871333,871333,871333,8711.0m958,466840,654837,424873,192642,069656,223656,22329,41429,41429,41429,414
29/58 167,539163,37958,262173,782131,339127,956135,472134,699125,635168,496247,724231,851266,208220,287164,313259,691458,002406,614359,912429,891
29 -----------5,4443,6863,68615,86572,797249,065249,065249,065249,066
290 -----0--------------
291 -----0-----5,4443,6863,68615,86572,797249,065249,065249,065249,066
3 -----0--------------
30/36 -----0--------------
37 -----0--------------
40/41 -----5,00025,00025,63425,00031,8627,230-1,01213,33411,982-82982911,00831,019
40 -----0-25,000----1,01213,33410,800-----
41 -----5,00025,00063425,00031,8627,230---1,182-82982911,00831,019
50/53 153,302----0--------------
54/58 14,237163,37955,689172,028131,339122,956108,712107,02899,333135,318238,673225,633261,510203,045136,466184,174208,108154,69184,893128,362
490/1 --2,5731,754-01,7602,0371,3021,3161,821774-222-2,720-2,02914,94621,444
Balance sheet: equity and liabilities
10/49 255,728260,443164,201657,038577,093584,435590,063593,5611.3m1.3m1.3m1.3m1.3m1.2m1.1m1.1m637,896581,963541,280614,664
10/15 242,050246,765128,079124,558564,762572,104576,142579,134581,1561.3m1.2m1.2m1.1m989,778828,900799,034485,182428,267385,256387,087
10/11 62,00062,00062,00062,00062,00062,00062,00062,00062,000-748,470748,470748,470246,000246,000246,000245,911245,911245,911245,911
10 62,00062,00062,00062,00062,000----748,470----------
100 62,00062,00062,00062,00062,00062,00062,00062,00062,000748,470748,470748,470748,470246,000246,000246,000245,911245,911245,911245,911
101 -----0--------------
11 -----0--------------
1100/10 -----0--------------
12 -----0--------------
13 184,765184,76566,07962,558359,503359,503359,503359,503359,503345,176326,580326,580228,088245,807245,806245,806239,271182,356141,176141,176
130/1 6,2006,2006,2006,20041,60041,600--------------
130 6,2006,2006,2006,20041,60041,60041,60041,60041,60041,60040,60040,60035,60024,60024,60024,60017,97615,07613,01713,017
1319 -----0--------------
132 -----0--------------
133 178,565178,56559,87956,358317,903317,903317,903317,903317,903303,576285,980285,980192,488221,207221,206221,206221,295167,280128,159128,159
14 -4,715--0143,259150,601154,639157,631159,653159,653159,653160,878160,878497,971337,094307,228---1,831-
15 -----0--------------
19 -----0--------------
160 -----0--------------
161 -----0--------------
162 -----0--------------
163 -----0--------------
164/5 -----0--------------
168 -----0--------------
17/49 13,67813,67836,122532,48012,33112,33113,92114,427705,75020,99316,17815,094204,084209,039263,476271,612152,714153,696156,024227,577
17 -----------15,094123,489118,171118,171245,752111,552111,552120,085120,085
170/4 -----------15,094123,489118,171118,171245,752111,552111,552120,085120,085
175 -----0--------------
176 -----0--------------
178/9 -----0--------------
42/48 13,67813,67836,122532,48012,33112,33113,74113,816705,75019,07215,092-80,59590,868143,93722,62240,63442,14433,684105,770
42 -----0-------------1,760
430/8 -----0--------------
439 -----0--------------
44 ---------------5,802----
440/4 -----0---------5,802----
441 -----0--------------
46 ---1,410650650----380---------
45 10,51410,51422,958171,796----6,1654,114--3,3248,483-6,3274,9664671,9701,694
450/3 10,51410,51422,958171,796-0--6,1654,114--3,3248,483-6,3274,9664671,9701,694
454/9 -----0--------------
47/48 3,1643,16413,164359,27411,68111,68113,74113,816699,58514,95814,712-77,27182,385143,93710,49335,66841,67731,714102,316
492/3 -----0180611-1,9211,086---1,3683,238528-2,2551,722
Income statement
70 -----10,003--------------
76A -----0--------------
9900 5,571184,8499,81713,2563,8427,36410,53411,5897,6886,1045,037113,065349,591308,94585,078181,76985,64963,88619,75023,130
60/61 -----2,639--------------
62 -----0--------------
630 8,8758,8757,7868,65910,72511,72012,56413,66014,12315,17319,24420,37323,44228,50522,29715,34913,22612,13821,05319,495
631/4 -----0-------14,155------
635/8 -----0--------------
640/8 1,5371,9132,5432,3272,6212,6133,0452,9522,9092,4411,9931,9841,9611,9071,8431,8072,1501,7272,5292,499
649 -----0--------------
66A -----0-----------2--
9901 -4,841174,061-5122,270-9,504-6,969-5,075-5,023-9,344-11,510-16,20090,708324,188264,37860,938164,61370,27350,021-3,8321,136
75/76B 63313711,58378,5232,2052,8163,83210,34332,35137,11116,57219,7708,1791,5541,512214,89918,03018,80117,45517,152
75 63313711,58378,5232,2052,8163,83210,34332,35137,11116,57219,7708,1791,5541,512214,89918,03018,80117,45517,152
76B -----0--------------
65/66B 3312545,9061,047159771345,8421,151941,5644,09924,09214,06017,36712,48113,45013,29815,61213,418
65 3312545,9061,047159771345,8421,151941,5644,09924,09214,06017,36712,48113,45013,29815,61213,418
66B -----0--------------
9903 -4,539173,9445,16579,746-7,458-4,230-1,377-52221,85625,507-1,192106,379308,275251,87245,083367,03174,85355,522-1,9894,870
67/77 17655,2581,64423,388-116-1931,6151,5007,5296,911337,887104,78690,99515,21753,17917,93912,510-158-1
9904 -4,715118,6863,52156,358-7,342-4,038-2,992-2,02214,32718,596-1,22598,492203,489160,87729,866313,85256,91443,012-1,8314,871
789 -----0--------------
689 -----0--------------
9905 -4,715118,6863,52156,358-7,342-4,038-2,992-2,02214,32718,596-1,22598,492203,489160,87729,866313,85256,91443,012-1,8314,871
Appropriation of the result
9906 -4,715118,6863,521199,617143,259150,601154,639157,631173,980178,249159,653259,370701,460497,971337,094313,85256,91441,181-1,8314,871
14P ---143,259150,601----159,653----------
791/2 ---353,303-0------221,206-------
691/2 -118,6863,52156,358----14,32718,596-98,492203,488--6,62456,91441,181-4,871
691 -----0--------------
6920 -----0---1,000-5,00011,000--6,6242,9002,059--
6921 -118,6863,52156,358-0--14,32717,596-93,492192,488---54,01439,122-4,871
694/7 ---496,562--------558,300-------
694 ---496,562-0------558,300-------
695 -----0--------------
696 -----0--------------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 14 older financial years (1992-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 16-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 16-07-2026 2026-00297797 PDF
31-12-2024 micro format 10-07-2025 2025-00253076 PDF
31-12-2023 micro format 12-07-2024 2024-00239091 PDF
31-12-2022 micro format 03-07-2023 2023-00188904 PDF
31-12-2021 micro format 07-07-2022 2022-20155064 PDF
31-12-2020 micro format 23-06-2021 2021-23200368 PDF
31-12-2019 micro format 16-07-2020 2020-30700288 PDF
31-12-2018 micro format 02-07-2019 2019-26900517 PDF
31-12-2017 micro format 16-07-2018 2018-33300275 PDF
31-12-2016 abbreviated format 06-07-2017 2017-28600255 PDF
31-12-2015 abbreviated format 07-06-2016 2016-15400194 PDF
31-12-2014 abbreviated format 12-08-2015 2015-41100057 PDF
31-12-2013 abbreviated format 22-07-2014 2014-31400483 PDF
31-12-2012 abbreviated format 20-08-2013 2013-43100480 PDF
31-12-2011 abbreviated format 23-08-2012 2012-43100513 PDF
31-12-2010 abbreviated format 20-07-2011 2011-30500303 PDF
31-12-2009 abbreviated format 22-06-2010 2010-19500263 PDF
31-12-2008 abbreviated format 27-07-2009 2009-46500207 PDF
31-12-2007 abbreviated format 22-07-2008 2008-43000325 PDF
31-12-2006 abbreviated format 19-07-2007 2007-42000260 PDF
31-12-2005 abbreviated format 13-07-2006 2006-45202998 PDF
31-12-2004 abbreviated format 27-07-2005 2005-55600753 PDF
31-12-2003 abbreviated format 22-06-2004 2004-29202100 PDF
31-12-2002 abbreviated format 22-07-2003 2003-48101620 PDF
31-12-2001 abbreviated format 03-09-2002 2002-53101943 PDF
31-12-2000 abbreviated format 28-08-2001 2001-52405082 PDF
31-12-1999 abbreviated format 09-08-2000 2000-50502683 PDF
31-12-1998 abbreviated format 23-09-1999 1999-48502345 PDF
31-12-1997 abbreviated format 09-07-1998 1998-31404048 PDF
31-12-1996 abbreviated format 13-08-1997 1997-37605288 PDF
31-12-1995 abbreviated format 22-07-1996 1996-35702526 PDF
31-12-1994 abbreviated format 28-07-1995 1995-43603538 PDF
31-12-1993 abbreviated format 23-08-1994 1994-36803868 PDF
31-12-1992 abbreviated format 06-08-1993 1993-31202049 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
4,034182,9367,27410,9291,2214,7517,4898,6374,7793,6633,044111,081347,630292,88383,235179,96283,49962,15917,22120,631
4,160127,56111,30765,0173,3837,6829,57211,63828,45033,76918,019118,865226,931189,38252,163329,20170,14055,15019,22224,366
00-369,531380,032-013,6078,293-688,74969,598117,8123,230-35,768234,43693,126139,406646,41017,7706,11917,64866,443
-149,142107,690-116,33940,6898,38314,2441,6847,695-35,985-103,35513,040-35,87758,46566,579-47,708-23,93453,41769,798-43,469-
153,861149,70122,140-358,698119,008115,625121,731120,883-580,115149,424232,632-185,613129,41920,376237,069417,368364,470326,228324,121
------69.7%--------------
94.7%94.7%78.0%19.0%97.9%97.9%97.6%97.6%45.2%98.4%98.7%98.8%84.8%82.6%75.9%74.6%76.1%73.6%71.2%63.0%
12.2511.941.610.3310.6510.389.869.750.188.8316.41-3.302.421.1411.4811.279.6510.684.06
0.060.060.284.270.020.020.020.021.210.020.010.010.180.210.320.340.310.360.400.59
-1.9%48.1%2.7%45.2%-1.3%-0.7%-0.5%-0.3%2.5%1.5%-0.1%8.0%17.9%16.3%3.6%39.3%11.7%10.0%-0.5%1.3%
-1.8%45.6%2.1%8.6%-1.3%-0.7%-0.5%-0.3%1.1%1.5%-0.1%7.9%15.2%13.4%2.7%29.3%8.9%7.4%-0.3%0.8%
12.19over 1001.2310.447.68----38.97----------
-----0 days--------------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets---€10,500-
Financial fixed assets---€369,532-
€8,875€8,875€7,786€8,659€10,725

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on STEMM

The operating result for 2025 is a loss of €4,841, after a profit of €174,061 in 2024. It is the lowest result since 2021.

Debt's share of the balance-sheet total rises from 5.3% to 5.3%. Equity is lower.

Board & ownership

Board

3 directors, 3 in day-to-day management, last change in 2023
Managing director
in office according to the deed of 11-08-2023
Managing director
in office according to the deed of 11-08-2023
Managing director
in office according to the deed of 11-08-2023
, ,
Signing authorityThe articles say who may bind the company, for example by signing a contract.
A managing director alone
deed of 12-12-2023

Office holders in the KBO →

Mandates through the years

6 names, the dashed line is today

Managing director

Managing director

Managing director

Managing director

Managing director

Managing director
LeadershipBoardEarliermandate already running before its first mentionend not dated
Mandates as a list
    • Managing director, since before 30-06-2023
    • Managing director, since before 30-06-2023
    • Managing director, since before 30-06-2023
    • Managing director, since before 30-06-2023
    • Managing director, since before 30-06-2023
    • Managing director, since before 30-06-2023
    • Director, appointed by deed of 18-01-2018, last mentioned in 2018
    • Managing director, appointed by deed of 18-01-2018, last mentioned in 2018
    • Director, appointed by deed of 18-01-2018, last mentioned in 2018
    • Managing director, appointed by deed of 18-01-2018, last mentioned in 2018
    • Director, appointed by deed of 18-01-2018, last mentioned in 2018
    • Managing director, appointed by deed of 18-01-2018, last mentioned in 2018

See the board, name and registered office on a given date →

Control

Capital

Capital
€62,000
Shares
1,002
Contribution per share
€61.88
Equity per share
€242 in 2025
Source
deed of 12-12-2023

Articles of association

deed of 12-12-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 3 directors
Term of at most 6 years
“Raad van bestuur bestaan uit twee bestuurders, indien en zolang minder dan drie aandeelhouders”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Monday of June at 15:00

Capital transactions

Capital over time
  1. 12-12-2023 Capital stated in the deed · €62,000 · 1,002 shares
  2. 18-01-2018 Capital reduction of €502,470 · to €246,000 · repaid to the shareholders
  3. 18-01-2018 Capital reduction of €184,000 · to €62,000 · repaid to the shareholders

Network & group

Holdings

own 2013 accounts, the bar shows equity in euros
This companySTEMM1 holding, 1 country 2013 accounts

Belgium 1 Equity Result

  • BE 34%no longer active €261,872 result €164,139

Source: list of holdings in its own 2013 accounts. Every holding stands with its own latest accounts.

Earlier ties

via , no longer at · Director
founded in 1995
4.4 FTE (2025)

Holdings through the years

2012 to 2013
Holdings through the years
Name20122013
34%

Source: list of holdings in its own accounts

Connections & network

Depth

The network starts from the earlier ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

51 events since 1991

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 15 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 21 days before the deadline
2024
Liquidity more than 7 times current ratio 11.94 The current ratio rises from 1.61 to 11.94. Short-term debt falls from €36,122 to €13,678.
Annual accounts 2023 filed PDFmicro format · 19 days before the deadline
2023
Liquidity more than quadruples current ratio 1.61 The current ratio rises from 0.33 to 1.61. Short-term debt falls from €532,480 to €36,122.
Amendment of the articles · Resignations & appointmentsGeneral meeting of 27-11-20232 points ▸
  • General meeting, 27-11-2023
  • Capital, €62,000, 1,002 shares
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

3 directors reappointed, and · General meeting of 30-06-20234 points ▸
  • General meeting, 30-06-2023
  • Director reappointment, (managing director)
  • Director reappointment, (managing director)
  • Director reappointment, (managing director)

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 28 days before the deadline
2022
Back to profit net €56,358 The net result is €56,358, after 4 loss-making years.
Annual accounts 2021 filed PDFmicro format · 24 days before the deadline
2021
Weakest financial year net -€7,342 The net result drops to -€7,342, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2020 filed PDFmicro format · 38 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 15 days before the deadline
2019
Annual accounts 2018 filed PDFmicro format · 29 days before the deadline
2018
Liquidity more than 54 times current ratio 9.75 The current ratio rises from 0.18 to 9.75. Short-term debt falls from €705,750 to €13,816.
Annual accounts 2017 filed PDFmicro format · 15 days before the deadline
3 directors appointedCapital from €748,470 to €246,000 · Capital from €246,000 to €62,000 · ; and · General meeting of 18-12-20179 points ▸
  • General meeting, 18-12-2017
  • Capital decrease, €502,470
  • Capital decrease, €184,000
  • Director appointment,
  • Director appointment,
  • Director appointment,
  • Director appointment, (managing director)
  • Director appointment, (managing director)
  • Director appointment, (managing director)
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

2017
Annual accounts 2016 filed PDFabbreviated format · 25 days before the deadline
2016
Back to profit net €18,596 The net result is €18,596, after one loss-making year.
Annual accounts 2015 filed PDFabbreviated format · 54 days before the deadline
2015
Annual accounts 2014 filed PDFabbreviated format · 12 days late
2014
Annual accounts 2013 filed PDFabbreviated format · 9 days before the deadline
2013
Equity above €1m equity €1.1m ▲14.9% After 6 profitable years in a row, equity reaches €1.1m.
Annual accounts 2012 filed PDFabbreviated format · 20 days late
2012
Liquidity more than doubled current ratio 2.42 The current ratio rises from 1.14 to 2.42. Short-term debt falls from €143,937 to €90,868.
Annual accounts 2011 filed PDFabbreviated format · 23 days late
2011
Annual accounts 2010 filed PDFabbreviated format · 11 days before the deadline
2010
Highest result from 2006 to 2025 net €313,852 ▲451% The net result of €313,852 is the highest of those years.
Equity above €500,000 equity €799,034 ▲64.7% After 3 profitable years in a row, equity reaches €799,034.
Annual accounts 2009 filed PDFabbreviated format · 39 days before the deadline
2009
Annual accounts 2008 filed PDFabbreviated format · 4 days before the deadline
2008
Back to profit net €43,012 The net result is €43,012, after one loss-making year.
Annual accounts 2007 filed PDFabbreviated format · 9 days before the deadline
2007
Liquidity more than doubled current ratio 10.68 The current ratio rises from 4.06 to 10.68. Short-term debt falls from €105,770 to €33,684.
Annual accounts 2006 filed PDFabbreviated format · 12 days before the deadline
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2002
Annual accounts 2001 filed PDFabbreviated format
2001
Annual accounts 2000 filed PDFabbreviated format
2000
Annual accounts 1999 filed PDFabbreviated format
1999
Annual accounts 1998 filed PDFabbreviated format
1998
Annual accounts 1997 filed NBBabbreviated format
1997
Annual accounts 1996 filed NBBabbreviated format
1996
Annual accounts 1995 filed NBBabbreviated format
1995
Annual accounts 1994 filed NBBabbreviated format
1994
Annual accounts 1993 filed NBBabbreviated format
1993
Annual accounts 1992 filed NBBabbreviated format
1992
First establishment STEMM NV, Kortrijksestraat 28, Kortrijk
1991
Incorporation published on 07-12-1991

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

STEMM was incorporated on 14 November 1991.1 Total assets fell from €593,561 in 2018 to €255,728 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0445.736.675
VAT number
BE 0445.736.675
Legal form
Public limited company
Status
Active, normal situation
Founded
14-11-1991
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Monday of June at 15:00
deed of 12-12-2023 (in Dutch)
Peppol
Not found in the Peppol Directory
Name
STEMM in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 12-12-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 12-12-2023 (in Dutch)

Activities

PurposeThe purpose describes the activities the company may carry out under its articles.
“Het patrimonium gevormd door inbrengen en grotendeels bestaande uit onroerende goederen te behouden en in de ruimste zin van het woord te…”
9 activities
  1. Het patrimonium gevormd door inbrengen en grotendeels bestaande uit onroerende goederen te behouden en in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden.
  2. De vennootschap zal er zorg voor dragen haar onroerende goederen slechts te vervreemden wanneer deze bouwrijp geworden zijn,of wanneer volgens het normaal patrimoniumbeheer als een goed huisvader,de realisatie gepast lijkt.
  3. Binnen het kader van haar voorwerp zal de vennootschap mogen overgaan tot het aankopen,opschikken,uitrusten of valoriseren,bouwen,verhuren of in huur nemen van onroerende goederen,al dan niet bemeubeld.
  4. De vennootschap heeft verder tot voorwerp om een patrimonium,gevormd door het nemen van participaties in ondernemingen,te behouden en in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden.
  5. Tevens zal de vennootschap zich kunnen inlaten met alle vormen van beheer van beleggingen in effecten en roerende goederen.
  6. Zij zal in het kader van haar werkzaamheden alle onroerende en roerende verrichtingen mogen stellen,die nodig of nuttig zijn voor de verwezenlijking van haar voorwerp.
  7. Zij kan onder meer belangen nemen in iedere onderneming waarvan het voorwerp gelijkaardig,overeenkomstig of verwant is met het hare.
  8. Zij kan optreden als bestuurder of vereffenaar in andere vennootschappen.
  9. De vennootschap mag voor de verwezenlijking van haar voorwerp alle financiële,roerende en onroerende verrichtingen stellen die rechtstreeks in verband staan met dit voorwerp of de verwezenlijking ervan kunnen vergemakkelijken,voor zover ze echt niet strijdig zijn met de burgerlijke aard van de vennootschap.
deed of 12-12-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
STEMM NV registered office Kortrijksestraat 28, 8501 Kortrijk 68201 Renting and operating of own or leased residential real estate, excluding social housing 17-03-1992 2.037.906.850

Buildings and parcels at the address

Ground area
880 m²
Buildings
233 m²
Volume, LiDAR
1,758 m³
Tallest building
12.9 m
Buildings to scale, each on its own parcel
233 m², 12.8 m 233 m², 12.8 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
34016C0775/00M006879 m² 1 · 233 m² 12.8 m · 3

Invoicing and payment

E-invoicing via Peppol

Being listed in the Peppol Directory is voluntary, so the company can still receive invoices via Peppol.

Invoicing without a Peppol listing

Try sending from your invoicing software. If that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

Follow this company and you will hear the next morning if it appears in the Peppol register.

Register as of 13 November 2026 · Peppol Directory