STEMAT

Active Private limited company (pre-2019)founded 1995active for 31 yearsLeuvensesteenweg 533, 1930 ZaventemKBO/BCE: BE 0455.715.304

STEMAT

Follow Report Compare

Overview

Lifetime

19 annual accounts with figures on one time axis, 30 filings since 1996

peak €8,954 (2008)

-€1,198

lowest -€4,985 (2014)

-€1,659

peak -€169,105 (2010)

-€228,877

€229,143

Board1 name since 2021

1 directorROELEN Hendrikus Jacobus

Documentsfilings and deeds

31-08-202631 days late

2025abbreviated format

Loss of €1,659No figures for the year before

Key points

from the 2025 annual accounts

Equity

-€228,877

Debts exceed assets in financial year 2025.

Losses

-€59,772 in 15 years

Every financial year from 2011 to 2025 closed with a loss. 2024 was the heaviest.

At the same address

23 companies

THOMAS MITSIS POLYTECHNIQUE seat since 06-10-2022
Bitprods seat since 01-01-2021
OFF THE ROCKS seat since 12-12-2018

2025 accounts filed 31 days after the deadlineTurnover not published (abbreviated format)

Checked score

Fair

Financially stronger than 15% of micro companies without a NACE code

Probability in this band: 1.5% to 4.2%

Negative equity caps the score at 59.

Bankruptcy probability within 12 months 1.5% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024lowest value 02-2025: 0.8%● unchanged vs 01-2025lowest value 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.2 percentage points vs 06-2025 08-2025: 1.3%▲ +0.3 percentage points vs 07-2025 09-2025: 1.5%▲ +0.2 percentage points vs 08-2025 10-2025: 2.0%▲ +0.5 percentage points vs 09-2025 11-2025: 2.2%▲ +0.2 percentage points vs 10-2025 12-2025: 2.6%▲ +0.4 percentage points vs 11-2025 01-2026: 4.5%▲ +1.9 percentage points vs 12-2025 02-2026: 4.8%▲ +0.3 percentage points vs 01-2026 03-2026: 5.1%▲ +0.3 percentage points vs 02-2026 04-2026: 4.9%▼ -0.2 percentage points vs 03-2026 05-2026: 4.6%▼ -0.3 percentage points vs 04-2026 06-2026: 4.6%● unchanged vs 05-2026 07-2026: 4.6%● unchanged vs 06-2026 08-2026: 5.8%▲ +1.2 percentage points vs 07-2026highest value 09-2026: 1.5%▼ -4.3 percentage points vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026 11-2026: 1.5%● unchanged vs 10-2026

Financial strength

Weak

0equity -86147.7% of total assets

50short-term debt 1647.7% · cash 100.0%

0return on assets -624.3%

Score breakdown

raises risk

Capped at 59: negative equity

Loss of €1,659, the second in a row (financial year 2025)

Negative equity -€228,877

Last filed accounts filed 31 days late; 2 of the last 3 accounts late

lowers risk

Size: total assets €266

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 35% on liquidity and 4% on profitability.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,619 companies had the same profile as STEMAT has now. Each dot stands for 17 companies, two years later.

84.5%

were still trading

10.0%

stopped another way

4.5%

went bankrupt

Micro
20 years or older
negative equity
a loss of 10% of the balance sheet or more

Another 1.0% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of STEMAT itself: 1.5% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	0.9%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.8%
9	3.0%	3.1%
10	5.6%	6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,619 companies, not a prediction for STEMAT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

No credit on open account

The balance sheet total is too small for a liquidity verdict. Equity is negative.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.

lowers riskraises risk

Size: total assets €266

Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.

NBB · annual accounts

Loss of €1,659, the second in a row (financial year 2025)

NBB · annual accounts

Negative equity -€228,877

NBB · annual accounts

Last filed accounts filed 31 days late; 2 of the last 3 accounts late

NBB · filings

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€228,877

2025 accounts filed 31 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

31 days late

2024

71 days early

2023

31 days late

2022

142 days late

2021

31 days late

2020

151 days late

2019

88 days late

← before the deadline after the deadline →

tick = median of all Belgian filings

The company filed its last 7 accounts on average 58 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 102 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

09-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Board and ownership

ROELEN Hendrikus Jacobus

Director

Board & ownership

Recent changes

04-09-1995

First establishment Genèvestraat 10, Evere

14-07-1995

Incorporation published on 09-08-1995 · Gazette deed

All 40 events

Official details

Source: KBO

Status: Active since 14-07-1995Normal situation
Registered office: 24 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
Activity: No activity registered in the KBO
Establishment unit: 2.072.901.6781140 Evere, since 04-09-1995
Financial year end: 31 December
Peppol: Not found in the Peppol Directory

Company details

Annual accounts 2025

: -€1,198▼ 604%
: €1,659▼ 94.6%
: -€228,877▼ 0.7%
: €266
Filing: Filed on 31-08-2026

Financials

Insights on STEMAT

STEMAT files the abbreviated format. That format states no turnover. The gross margin fell from -€168 in 2006 to -€1,198 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 31-08-2026, 31 days late

-€1,198

-€1,606

-€1,659

-€4,112

Turnover and EBIT margin are not published. The abbreviated format does not require them.

Balance sheet

balance sheet total €266 on 31-12-2025

What the company ownsHow it is paid for

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Balance sheet: assets
`20/58`	266	30,259	30,680	30,680	30,779	30,835	30,802	31,771	30,420	30,860	30,480	31,990	34,087	30,958	31,321	40,556	53,737	158,361	40,876
`21/28`	-	-	-	-	-	-	-	-	-	-	-	-	750	-	-	-	-	-	-
`22/27`	-	-	-	-	-	-	-	-	-	-	-	-	750	-	-	-	-	-	-
`24`	-	-	-	-	-	-	-	-	-	-	-	-	750	-	-	-	-	-	-
`29/58`	266	30,259	30,680	30,680	30,779	30,835	30,802	31,771	30,420	30,860	30,480	31,990	33,337	30,958	31,321	40,556	53,737	158,361	40,876
`40/41`	-	29,864	30,286	30,286	30,286	30,286	30,286	30,286	30,060	30,732	30,472	30,213	32,995	30,436	30,224	38,929	42,631	156,541	38,815
`40`	-	29,864	29,864	29,864	29,864	29,864	29,864	29,864	29,864	29,864	29,864	29,864	29,864	29,864	29,864	38,003	38,003	134,905	38,003
`41`	-	-	422	422	422	422	422	422	196	868	608	349	3,131	572	360	926	4,628	21,636	812
`54/58`	266	395	395	395	493	410	387	1,486	360	129	8	1,777	342	522	1,097	1,627	11,106	1,821	2,061
`490/1`	-	-	-	-	-	139	129	-	-	-	-	-	-	-	-	-	-	-	-
Balance sheet: equity and liabilities
`10/49`	266	30,259	30,680	30,680	30,779	30,835	30,802	31,771	30,420	30,860	30,480	31,990	34,087	30,958	31,321	40,556	53,737	158,361	40,876
`10/15`	-228,877	-196,686	-195,224	-192,709	-191,272	-189,873	-187,582	-184,779	-184,042	-182,310	-181,625	-176,640	-173,750	-170,037	-169,105	-171,556	-169,345	-178,767	-182,625
`10/11`	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197
`100`	-	-	-	-	-	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592
`101`	-	-	-	-	-	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395
`14`	-235,074	-202,884	-201,421	-198,906	-197,469	-196,071	-193,779	-190,976	-190,240	-188,508	-187,822	-182,837	-179,948	-176,234	-175,302	-177,753	-175,542	-184,965	-188,823
`17/49`	229,143	226,945	225,904	223,389	222,051	220,708	218,384	216,550	214,463	213,170	212,105	208,630	207,837	200,994	200,426	212,112	223,082	337,129	223,501
`17`	224,268	223,789	222,299	222,299	221,597	220,097	218,097	215,860	213,160	209,884	207,080	206,617	204,717	200,192	200,307	210,649	219,902	219,160	218,845
`170/4`	224,268	223,789	222,299	222,299	221,597	220,097	218,097	215,860	213,160	209,884	207,080	206,617	204,717	200,192	200,307	210,649	219,902	219,160	218,845
`42/48`	4,378	2,446	2,896	637	-	538	214	619	1,234	3,157	4,897	1,885	2,994	679	-	1,463	3,180	117,969	4,341
`43`	-	-	-	-	-	-	40	-	-	-	66	-	63	-	-	24	9	-	-
`430/8`	-	-	-	-	-	-	40	-	-	-	66	-	63	-	-	24	9	-	-
`44`	2,169	2,446	2,896	637	-	538	-	619	1,234	3,157	4,831	1,885	2,931	679	-	1,439	3,171	117,969	4,341
`440/4`	2,169	2,446	2,896	637	-	538	-	619	1,234	3,157	4,831	1,885	2,931	679	-	1,439	3,171	117,969	4,341
`45`	-	-	-	-	-	-	174	-	-	-	-	-	-	-	-	-	-	-	-
`450/3`	-	-	-	-	-	-	174	-	-	-	-	-	-	-	-	-	-	-	-
`47/48`	2,209	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`492/3`	497	710	710	454	454	73	72	70	68	129	127	127	127	123	119	-	-	-	315
Income statement
`9900`	-1,198	-1,041	-1,682	-955	-829	-1,750	-1,863	146	-790	392	-4,176	-1,242	-1,957	-479	2,701	-1,598	8,954	4,264	-168
`630`	-	-	-	-	-	-	-	-	-	-	-	750	750	-	-	-	-	-	-
`640/8`	408	422	833	384	381	353	546	714	794	1,032	662	634	829	408	-	348	348	348	348
`9901`	-1,606	-1,462	-2,515	-1,339	-1,210	-2,104	-2,409	-568	-1,583	-640	-4,837	-2,626	-3,535	-887	2,701	-1,946	8,606	3,916	-516
`75/76B`	0	-	-	-	12	0	0	0	-	0	0	0	-	0	0	13	1,101	-	10
`75`	0	-	-	-	12	0	0	0	-	0	0	0	-	0	0	13	1,101	-	10
`65/66B`	53	-	-	99	201	188	220	169	149	46	148	264	178	45	250	277	283	58	98
`65`	53	-	-	99	201	188	220	169	149	46	148	264	178	45	250	277	283	58	98
`9903`	-1,659	-1,462	-2,515	-1,437	-1,398	-2,291	-2,629	-736	-1,732	-685	-4,985	-2,890	-3,714	-931	2,451	-2,209	9,424	3,858	-604
`67/77`	-	-	-	-	-	-	174	-	-	-	-	0	-	0	0	2	1	-	1
`9904`	-1,659	-1,462	-2,515	-1,437	-1,398	-2,291	-2,803	-736	-1,732	-685	-4,985	-2,890	-3,714	-931	2,451	-2,211	9,423	3,858	-606
`9905`	-1,659	-1,462	-2,515	-1,437	-1,398	-2,291	-2,803	-736	-1,732	-685	-4,985	-2,890	-3,714	-931	2,451	-2,211	9,423	3,858	-606
Appropriation of the result
`9906`	-235,074	-202,884	-201,421	-198,906	-197,469	-196,071	-193,779	-190,976	-190,240	-188,508	-187,822	-182,837	-179,948	-176,234	-175,302	-177,753	-175,542	-184,965	-188,823
`14P`	-233,416	-201,421	-198,906	-197,469	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The accounts for 10 older financial years (1996-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00469341.

Financial year	Type	Filed	Reference	Document
31-12-2025	abbreviated format	31-08-2026	2026-00469341	PDF
31-12-2024	abbreviated format	21-05-2025	2025-00100765	PDF
31-12-2023	abbreviated format	31-08-2024	2024-00443231	PDF
31-12-2022	abbreviated format	20-12-2023	2023-00532307	PDF
31-12-2021	abbreviated format	31-08-2022	2022-20423682	PDF
31-12-2020	abbreviated format	29-12-2021	2021-82000507	PDF
31-12-2019	abbreviated format	27-10-2020	2020-63800276	PDF
31-12-2018	abbreviated format	19-09-2019	2019-64800522	PDF
31-12-2017	abbreviated format	14-09-2018	2018-63000243	PDF
31-12-2016	abbreviated format	31-08-2017	2017-56000503	PDF
31-12-2015	abbreviated format	29-08-2016	2016-52100244	PDF
31-12-2014	abbreviated format	30-08-2015	2015-53600418	PDF
31-12-2013	abbreviated format	28-08-2014	2014-53200317	PDF
31-12-2012	abbreviated format	22-07-2013	2013-33800112	PDF
31-12-2011	abbreviated format	26-08-2012	2012-46000178	PDF
31-12-2010	abbreviated format	11-07-2011	2011-28600352	PDF
31-12-2009	abbreviated format	12-08-2010	2010-40800266	PDF
31-12-2008	abbreviated format	24-08-2009	2009-63000050	PDF
31-12-2007	abbreviated format	31-07-2008	2008-52600377	PDF
31-12-2006	abbreviated format	31-07-2007	2007-52800400	PDF
31-12-2005	abbreviated format	19-07-2006	2006-50004650	PDF
31-12-2004	abbreviated format	08-09-2005	2005-67005087	PDF
31-12-2003	abbreviated format	22-07-2004	2004-49004466	PDF
31-12-2002	abbreviated format	28-07-2003	2003-51605021	PDF
31-12-2001	abbreviated format	25-09-2002	2002-58403148	PDF
31-12-2000	abbreviated format	14-12-2001	2001-76000251	PDF
31-12-1999	abbreviated format	14-03-2001	2001-06402560	PDF
31-12-1998	abbreviated format	23-11-1999	1999-60000908	PDF
31-12-1997	abbreviated format	22-09-1998	1998-48102301	PDF
31-12-1996	abbreviated format	21-10-1997	1997-49804584	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
-	-	-	-	-	-	-	-	-	-	-	-1,876	-2,785	-	-	-	-	-	-
-	-	-	-	-	-	-	-	-	-	-	-2,140	-2,964	-	-	-	-	-	-
-	-	-	-	-	-	-	-	-	-	-	0	1,500	-	-	-	-	-	-
-	0	0	-99	83	23	-1,098	1,126	231	121	-1,770	1,435	-181	-574	-530	-9,479	9,286	-240	-
-4,112	27,813	27,785	30,044	-	30,296	30,587	31,152	29,186	27,703	25,583	30,105	30,344	30,279	-	39,093	50,557	40,393	36,535
-	-650.0%	-636.3%	-628.1%	-621.4%	-615.8%	-609.0%	-581.6%	-605.0%	-590.8%	-595.9%	-552.2%	-509.7%	-549.3%	-539.9%	-423.0%	-315.1%	-112.9%	-446.8%
-	12.37	10.60	48.18	-	57.27	-	51.29	24.65	9.78	6.22	16.97	11.14	45.59	-	27.72	16.90	1.34	9.42
-	-4.8%	-8.2%	-4.7%	-4.5%	-7.4%	-9.1%	-2.3%	-5.7%	-2.2%	-16.4%	-9.0%	-10.9%	-3.0%	7.8%	-5.5%	17.5%	2.4%	-1.5%

The ratios are withheld because a balance sheet total of €266 is too small for a meaningful ratio.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on STEMAT

The operating result for 2025 is a loss of €1,606, smaller than the loss of €30,034 in 2024.

Equity is negative. Debt (€229,143) exceeds the balance-sheet total (€266).

Board & ownership

Board

1 director

ROELEN Hendrikus Jacobus

Director

listed in the 2025 annual accounts, filed on 31-08-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

ROELEN Hendrikus Jacobus
Director

Boardmandate already running before its first mention

Mandates as a list

ROELEN Hendrikus Jacobus
- Director, since before 31-12-2021

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution: €6,197.34
Source: 2025 annual accounts

Network & group

No group

STEMAT has no parent and no holdings in its annual accounts. ROELEN Hendrikus Jacobus is the only director. STEMAT shares no director with another company.

At the same address

Leuvensesteenweg 533, 1930 Zaventem · 23 other companies

KANTOOR DESCHOUWER registered office since 09-02-2004 · founded in 2004	total assets €1.4m (2025) 0863.286.538
VAN TIFFANY'S registered office since 01-07-2014 · founded in 2014	turnover €729,194 (2021) 0554.707.465
Willy van den Berk registered office since 26-06-1986 · founded in 1981	total assets €951,554 (2025) 0422.314.838
AIRXPORT registered office since 09-12-1976 · founded in 1976	total assets €774,996 (2025) 0416.634.103
OFF THE ROCKS registered office since 12-12-2018 · founded in 2018 · accounts filed late	total assets €651,121 (2024) 0715.727.168
SCANDINAVIAN FINANCIAL SERVICES registered office since 27-07-1994 · founded in 1990	total assets €542,398 (2026) 0439.430.784
Ecoform Management registered office since 23-02-1995 · founded in 1985 · accounts filed late	total assets €528,387 (2024) 0428.146.815
WHATCOM CONSULTANTS registered office since 18-06-2001 · founded in 2001 · accounts filed late	total assets €523,101 (2024) 0475.010.186
VIRINCO registered office since 23-08-1990 · founded in 1990 · accounts filed late	total assets €473,875 (2023) 0441.816.291
THOLLEBEKE & PARTNERS bvbvba registered office since 19-01-2005 · founded in 2005	2.4 FTE (2025) 0871.303.983

and 13 more

Timeline

40 events since 1995

Filings

Financial

Establishments

1995200020052010201520202025

Deadline for the 2026 accounts: 31-07-2027

2026

31-08-2026

Annual accounts 2025 filed NBBabbreviated format · 31 days late

2025

21-05-2025

Annual accounts 2024 filed PDFabbreviated format · 71 days before the deadline

2024

31-12-2024

Weakest financial year net -€30,532 The net result drops to -€30,532, the lowest from 2006 to 2025. It recovers the following year.

31-08-2024

Annual accounts 2023 filed PDFabbreviated format · 31 days late

2023

20-12-2023

Annual accounts 2022 filed PDFabbreviated format · 142 days late

2022

31-08-2022

Annual accounts 2021 filed PDFabbreviated format · 31 days late

2021

29-12-2021

Annual accounts 2020 filed PDFabbreviated format · 151 days late

2020

27-10-2020

Annual accounts 2019 filed PDFabbreviated format · 88 days late

2019

19-09-2019

Annual accounts 2018 filed PDFabbreviated format · 50 days late

2018

31-12-2018

Liquidity more than doubled current ratio 143.62 The current ratio rises from 51.29 to 143.62. Short-term debt falls from €619 to €214.

14-09-2018

Annual accounts 2017 filed PDFabbreviated format · 45 days late

2017

31-12-2017

Liquidity more than doubled current ratio 51.29 The current ratio rises from 24.65 to 51.29. Short-term debt falls from €1,234 to €619.

31-08-2017

Annual accounts 2016 filed PDFabbreviated format · 31 days late

2016

31-12-2016

Liquidity more than doubled current ratio 24.65 The current ratio rises from 9.78 to 24.65. Short-term debt falls from €3,157 to €1,234.

29-08-2016

Annual accounts 2015 filed PDFabbreviated format · 29 days late

2015

30-08-2015

Annual accounts 2014 filed PDFabbreviated format · 30 days late

2014

28-08-2014

Annual accounts 2013 filed PDFabbreviated format · 28 days late

2013

22-07-2013

Annual accounts 2012 filed PDFabbreviated format · 9 days before the deadline

2012

26-08-2012

Annual accounts 2011 filed PDFabbreviated format · 26 days late

2011

11-07-2011

Annual accounts 2010 filed PDFabbreviated format · 20 days before the deadline

2010

31-12-2010

Back to profit net €2,451 The net result is €2,451, after one loss-making year.

12-08-2010

Annual accounts 2009 filed PDFabbreviated format · 12 days late

2009

24-08-2009

Annual accounts 2008 filed PDFabbreviated format · 24 days late

2008

31-12-2008

Highest result from 2006 to 2025 net €9,423 ▲144% The operating result of €8,606 and the net result of €9,423 are both a record.

31-12-2008

Liquidity more than 12 times current ratio 16.90 The current ratio rises from 1.34 to 16.90. Short-term debt falls from €117,969 to €3,180.

31-07-2008

Annual accounts 2007 filed PDFabbreviated format · on the deadline day

2007

31-12-2007

Back to profit net €3,858 The net result is €3,858, after one loss-making year.

31-07-2007

Annual accounts 2006 filed PDFabbreviated format · on the deadline day

2006

19-07-2006

Annual accounts 2005 filed PDFabbreviated format

2005

08-09-2005

Annual accounts 2004 filed PDFabbreviated format

2004

22-07-2004

Annual accounts 2003 filed PDFabbreviated format

2003

28-07-2003

Annual accounts 2002 filed PDFabbreviated format

2002

25-09-2002

Annual accounts 2001 filed PDFabbreviated format

2001

14-12-2001

Annual accounts 2000 filed PDFabbreviated format

14-03-2001

Annual accounts 1999 filed PDFabbreviated format

1999

23-11-1999

Annual accounts 1998 filed PDFabbreviated format

1998

22-09-1998

Annual accounts 1997 filed PDFabbreviated format

1997

21-10-1997

Annual accounts 1996 filed PDFabbreviated format

1995

04-09-1995

First establishment Genèvestraat 10, Evere

14-07-1995

Incorporation published on 09-08-1995

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official Gazette Filings with the National Bank

History

On 14 July 1995, STEMAT was incorporated.¹ ROELEN Hendrikus Jacobus is director of the company according to the 2025 annual accounts.² Total assets went from €30,802 in 2018 to €30,259 in 2023.³

Company details

Identity

Enterprise number: 0455.715.304
VAT number: BE 0455.715.304
Legal form: Private limited company (pre-2019)
Status: Active, normal situation
Founded: 14-07-1995
Financial year: ends on 31 December
Peppol: Not found in the Peppol Directory
Name: STEMAT in Dutch
Entity type: Legal entity

Registered office and establishments

1 establishment

Establishment	Since	Unit number
Leuvensesteenweg 533 registered office 1930 Zaventem
Genèvestraat 10 1140 Evere 4100106 General construction of residential buildings	04-09-1995	2.072.901.678

Buildings and parcels at the addresses

Ground area: 8,310 m²
Buildings: 1,991 m²
Volume, LiDAR: 83,019 m³
Tallest building: 54.2 m

Buildings to scale, each on its own parcel

registered office establishment The establishment unit on the map

24 companies at this address See who is registered here

Parcels

Flanders 1 (50%) Brussels 1 (50%)

Cadastral parcel	Region	Area	Buildings	Height / floors
21372D0317/00M009	Brussels	5,638 m²	1 · 1,548 m²	54.2 m · 17
23772C0263/00A000	Flanders	2,672 m²	1 · 443 m²	7.1 m · 2

Invoicing and payment

E-invoicing via Peppol

Being listed in the Peppol Directory is voluntary, so the company can still receive invoices via Peppol.

Invoicing without a Peppol listing

Try sending from your invoicing software. If that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

Follow this company and you will hear the next morning if it appears in the Peppol register.

Overview

Lifetime

Key points

Equity

Losses

At the same address

Checked score

Score breakdown

Comparable companies, two years later

Credit verdict

Signals

Board and ownership

Recent changes

Official details

Annual accounts 2025

Insights on STEMAT

Financials

Annual accounts 2025

Balance sheet

Change in equity

Change in cash

Filed annual accounts

Filings

Key figures and ratios

Insights on STEMAT

Board & ownership

Board

Mandates through the years

Control

Capital

Network & group

No group

At the same address

Timeline

Timeline

History

Company details

Identity

Registered office and establishments

Buildings and parcels at the addresses

Location

Parcels

Invoicing and payment