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STEMAR International

Active
Private limited companyfounded 20241 yr activeHondjesberglei 5, 2930 Brasschaat, BelgiumKBO/BCE: BE 1017.540.688
Summary

The computed 12-month bankruptcy probability of STEMAR International is 2.0% (moderate). The 2024 annual accounts show equity of €1.5m and a net result of -€7,736. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability36
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €85,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.39; short-term debt: 0.7% and cash: 0.3% of total assets), and 15% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
85%
Return on assets
-0.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
36 d early
2024
54 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 9 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 December 2024, STEMAR International was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, abbreviated schema

Equity
€1.5m
Total assets
€1.8m
Net result
-€7,736
Working capital
-€7,736

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €1.8m
Fixed assets €1.8m
Current assets €4,888
Equity and liabilities €1.8m
Equity €1.5m
Debt €262,624
Debt finances 15.0% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
0.39
Debt to equity
0.18
ROE
-0.5%
ROA
-0.4%
Debt ≤ 1 year
€12,624
Debt > 1 year
€250,000
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 25 lines
Balance sheet Code2024
Assets
Total assets20/58€1.8m
Fixed assets21/28€1.8m
Financial fixed assets28€1.8m
Current assets29/58€4,888
Cash at bank and in hand54/58€4,888
Equity and liabilities
Total equity and liabilities10/49€1.8m
Equity10/15€1.5m
Contributions10/11€1.5m
Profit (loss) carried forward14-€7,736
Amounts payable17/49€262,624
Amounts payable after more than one year17€250,000
Financial debts170/4€250,000
Amounts payable within one year42/48€12,624
Trade debts44€3,403
Suppliers440/4€3,403
Other amounts payable47/48€9,221
Income statement Code2024
Other operating charges640/8€427
Gross operating margin9900-€7,272
Operating profit (loss)9901-€7,700
Financial charges65/66B€36
Recurring financial charges65€36
Profit (loss) for the period before taxes9903-€7,736
Profit (loss) for the period9904-€7,736
Profit (loss) for the period to be appropriated9905-€7,736
Appropriation of the result
Profit (loss) to be appropriated9906-€7,736

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Other operating charges640/8€427
Gross operating margin9900-€7,272
Operating profit (loss)9901-€7,700
Financial charges65/66B€36
Recurring financial charges65€36
Profit (loss) for the period before taxes9903-€7,736
Profit (loss) for the period9904-€7,736
Profit (loss) for the period to be appropriated9905-€7,736
Line2024
Assets
Total assets20/58€1.8m
Fixed assets21/28€1.8m
Financial fixed assets28€1.8m
Current assets29/58€4,888
Cash at bank and in hand54/58€4,888
Equity and liabilities
Total equity and liabilities10/49€1.8m
Equity10/15€1.5m
Contributions10/11€1.5m
Profit (loss) carried forward14-€7,736
Amounts payable17/49€262,624
Amounts payable after more than one year17€250,000
Financial debts170/4€250,000
Amounts payable within one year42/48€12,624
Trade debts44€3,403
Suppliers440/4€3,403
Other amounts payable47/48€9,221
Line2024
Profit (loss) for the period9904-€7,736
Operating cash flow (approximation)-€7,736

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 54 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,329 m²
Building footprint
276 m²
Volume, LiDAR
1,530 m³
Parcel 11323F0090/00S002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STEMAR International
Hondjesberglei 5, 2930 BrasschaatFinancial service activities, except insurance and pension funding
since 20242.367.541.257
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11323F0090/00S002 Flanders 1,329 m² 1 · 276 m² 9.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of STEMAR International and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded17-12-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017540688
Registered 10-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.