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STEMALO

Active Private limited companyfounded 2016active for 9 yearsBreeërsteenweg 359, 3640 KinrooiKBO/BCE: BE 0667.527.373

Lifetime

9 annual accounts with figures on one time axis
peak €152,753 (2025)
€152,753▲ 56.2%
peak €45,939 (2022)
€22,882▲ 161%
peak €139,101 (2025)
€139,101▲ 19.7%
€446,451▲ 78.0%
Board1 name since 2016
1 director
Documentsfilings and deeds
17-07-202614 days before the deadline
2025micro format
Gross margin from €97,764 to €152,753Result from €8,782 to €22,882Equity from €116,219 to €139,101Debts from €250,858 to €446,451Investments €289,662Cash from €89,521 to €136,652

Key points

from the 2025 annual accounts

Equity

€139,101 ▲ 19.7%

STEMALO has made a profit in every financial year since 2017.

Turnover

≈ €410,000 estimated

The micro format states no turnover.

Debts

€446,451 ▲ 78.0%
Other debts
+200,000
Suppliers
+4,554
The rest
-8,961

Debts rose by €195,593 in 2025.

Investments

€289,662 2.4 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Machinery stands 11.2% higher than in 2024.

Filings

9 annual accounts 6 late
AprilJune31 JulyOctober20202025

The 2022 accounts came latest: 30 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 2,371 companies had the same profile as STEMALO has now. Each dot stands for 6 companies, two years later.

96.6%
were still trading
1.4%
stopped another way
1.8%
went bankrupt
  • Small
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,371 companies, not a prediction for STEMALO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • 50 sharesdeed of 09-12-2016
  • 50 sharesdeed of 09-12-2016
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0667527373
Change of role: , from manager to director Director discharge: · General meeting of 30-05-2022 · Gazette deed
Incorporation Founding capital of €18,600, 100 shares · Founders: and · Appointment: (manager) · published on 09-12-2016 · Gazette deed
First establishment Bergstraat 13, Bree
All 15 events

Comparable companies

same main activity, similar in size and age
Company
STEMALO Kinrooi €595,336 €152,753 23.4% -
ROOSEN & Co GRONDHANDEL Sint-Truiden €536,745 €137,651 9.2% -
Brabantse Ongedierte Verdelging Geetbets €570,360 €169,442 26.5% -
LOONWERKEN VERKEST GEERT Kluisbergen €651,372 €177,227 15.0% -
Jeff Piessens Sint-Gillis-Waas €717,136 €168,878 13.4% -
AGRI-BEAUFRUITS Heers €688,999 €193,204 10.9% 2.1
HKC Farm Lommel €764,992 €172,389 38.1% -

These companies have the same main activity as STEMALO: support activities for crop production (NACE 01610). They are comparable in size and age: total assets between €537,000 and €765,000, founded between 2015 and 2018.

Official details

Source: KBO
Status
Active since 07-12-2016Normal situation
Activity
Support activities for crop productionNACE 01610
Establishment unit
2.259.595.0063960 Bree, since 07-12-2016
Financial year end
31 December
Peppol
Reachable since 12-11-2025
Company details

Annual accounts 2025

€595,336▲ 59.4%
Filing
Filed on 17-07-2026, 14 days before the end of the filing period
Financials

Insights on STEMALO

STEMALO files the micro format. That format states no turnover. The gross margin rose from €87,083 in 2017 to €152,753 in 2025.

The balance sheet grew most from 2023 to 2025 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about STEMALO

What is the company number of STEMALO?
The company number of STEMALO is 0667.527.373. The VAT number is the same number with BE in front: BE 0667.527.373.
Where is STEMALO based?
The registered office is at Breeërsteenweg 359, 3640 Kinrooi.Company details
What does STEMALO do?
According to the KBO register, the main activity is support activities for crop production (NACE 01610).
What is the legal form of STEMALO?
STEMALO is a private limited company (BV).
When was STEMALO founded?
STEMALO was founded on 07-12-2016.
Is STEMALO still active?
Yes, STEMALO is an active enterprise in the KBO register.
What is the turnover of STEMALO?
The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €152,753 and 44 comparable companies (NACE 01). It probably lies between €280,000 and €620,000.Financials
Is STEMALO profitable?
In financial year 2025, STEMALO made a profit of €22,882.
Where can I find the annual accounts of STEMALO?
STEMALO filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEMALO due?
STEMALO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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