Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of STEMA CAR is 0.3% (very low). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Financials
No processed annual-account figures available.
To financials
People & board
6 mandates
3
active directors
De Spiegeleer, Stephanie Dominique JeanneManaging directorBerkhoff Garcia, Maria DoloresDirectorDe Spiegeleer, StephanieManaging director+3 in history
All directors & mandates Publicationslatest 23-02-2026
4
publications in the State Gazette3 directors appointedAll publications & acts Network & structure
No network or structure data processed.
To structure
Trust signals
3 signalsLong-established
Founded in 2001 — 25 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.3%
Very low
0%0,5%1,5%4%10%≥25%
Long track record
−Lower-risk legal form
−Lower-failure-rate sector
−
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
Company registry (CBE)
Crossroads BankActivities
Wassen en poetsen van motorvoertuigen45206Onderhoud en reparatie van auto's50200Wassen en poetsen van motorvoertuigen95316
Primary activity highlighted.
Names & trade names
| Legal nameFR | STEMA CAR |
Registered office
Rue de Gozée 388
6110 Montigny-le-Tilleul, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.