STELLO
ActiveSTELLO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €51k and a net result of €50k. Its solvency ranks better than 48% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency86
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.63; short-term debt: 38% and cash: 100% of total assets), and 39.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€51k
Total assets
€83k
Net result
€50k
Working capital
€52k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €83k
Equity
€51k
Debt
€33k
Debt finances 39.4% of the balance-sheet total.
Key figures and ratios
Solvency
60.6%
Current ratio
2.63
Quick ratio
2.63
Debt / equity
0.65
ROE
98.5%
ROA
59.7%
Debt
€33k
Debt ≤ 1 year
€32k
Income taxes
€17k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€83k
Current assets29/58€83k
Cash at bank and in hand54/58€83k
Equity and liabilities
Total equity and liabilities10/49€83k
Equity10/15€51k
Contributions10/11€750
Profit (loss) carried forward14€50k
Amounts payable17/49€33k
Amounts payable within one year42/48€32k
Trade debts44€272
Suppliers440/4€272
Taxes, remuneration and social security45€31k
Taxes450/3€31k
Accrued charges and deferred income492/3€1k
Income statement
Code2024
Gross operating margin9900€66k
Operating profit (loss)9901€66k
Profit (loss) for the period before taxes9903€66k
Income taxes67/77€17k
Profit (loss) for the period9904€50k
Profit (loss) for the period to be appropriated9905€50k
Appropriation of the result
Profit (loss) to be appropriated9906€50k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Linderstraat 433700 Tongeren-BorgloonGround area
1,139 m²
Building footprint
147 m²
Volume, LiDAR
813 m³
Parcel 73083D0322/00F008, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STELLO
since 20242.364.300.467
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73083D0322/00F008 | Flanders | 1,138 m² | 1 · 146 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARAGO VENTURES
BE 0689.939.917
Berlaar · Eq €51k
TellaTech
BE 0793.236.306
Ukkel · Eq €51k
BYTE IN IT
BE 1027.761.817
Genk · Eq €51k
Far Stream
BE 1007.783.379
Ingelmunster · Eq €51k
BLUE TIE
BE 1002.792.235
Diest · Eq €51k
Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,268 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.