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STELLAR HOME

Active
Private limited companyfounded 20241 yr activeAvenue des Dessus de Lives(LO) 2, 5101 Namur, BelgiumKBO/BCE: BE 1014.504.885
Summary

The computed 12-month bankruptcy probability of STELLAR HOME is 1.7% (moderate). The 2025 annual accounts show equity of €6,492 and a net result of €104,492. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency27
Growth-
Track record67
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.9%
Return on assets
31.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 October 2024, STELLAR HOME was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€6,492
Total assets
€336,091
Net result
€104,492
Working capital
€6,533

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Equity and liabilities €336,091
Equity €6,492
Debt €329,599
Debt finances 98.1% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.02
Quick ratio
0.90
Debt to equity
50.77
ROA
31.1%
Debt ≤ 1 year
€329,558
Income taxes
€1,850
Staff costs
€20,482
A ratio outside any meaningful range has been withheld (balance sheet total €336,091, equity €6,492).

Peer companies

Historical observation

Of the 320 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
0.9% went bankrupt
2.5% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 320 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€336,091
Current assets29/58€336,091
Stocks and contracts in progress3€38,728
Stocks30/36€38,728
Amounts receivable within one year40/41€287,400
Trade receivables40€1,800
Other amounts receivable41€285,600
Cash at bank and in hand54/58€9,621
Deferred charges and accrued income490/1€341
Equity and liabilities
Total equity and liabilities10/49€336,091
Equity10/15€6,492
Contributions10/11€5,000
Profit (loss) carried forward14€1,492
Amounts payable17/49€329,599
Amounts payable within one year42/48€329,558
Trade debts44€11,936
Suppliers440/4€11,936
Taxes, remuneration and social security45€1,850
Taxes450/3€1,850
Other amounts payable47/48€315,773
Accrued charges and deferred income492/3€41
Income statement Code2025
Remuneration, social security and pensions62€20,482
Other operating charges640/8€1,986
Gross operating margin9900€131,572
Operating profit (loss)9901€109,104
Financial charges65/66B€2,762
Recurring financial charges65€2,762
Profit (loss) for the period before taxes9903€106,342
Income taxes67/77€1,850
Profit (loss) for the period9904€104,492
Profit (loss) for the period to be appropriated9905€104,492
Appropriation of the result
Profit (loss) to be appropriated9906€104,492
Profit to be distributed694/7€103,000
Directors or managers695€103,000
Social balance
Average headcount (FTE)90871.0

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€20,482
Other operating charges640/8€1,986
Gross operating margin9900€131,572
Operating profit (loss)9901€109,104
Financial charges65/66B€2,762
Recurring financial charges65€2,762
Profit (loss) for the period before taxes9903€106,342
Income taxes67/77€1,850
Profit (loss) for the period9904€104,492
Profit (loss) for the period to be appropriated9905€104,492
Line2025
Assets
Total assets20/58€336,091
Current assets29/58€336,091
Stocks and contracts in progress3€38,728
Stocks30/36€38,728
Amounts receivable within one year40/41€287,400
Trade receivables40€1,800
Other amounts receivable41€285,600
Cash at bank and in hand54/58€9,621
Deferred charges and accrued income490/1€341
Equity and liabilities
Total equity and liabilities10/49€336,091
Equity10/15€6,492
Contributions10/11€5,000
Profit (loss) carried forward14€1,492
Amounts payable17/49€329,599
Amounts payable within one year42/48€329,558
Trade debts44€11,936
Suppliers440/4€11,936
Taxes, remuneration and social security45€1,850
Taxes450/3€1,850
Other amounts payable47/48€315,773
Accrued charges and deferred income492/3€41
Line2025
Profit (loss) for the period9904€104,492
Operating cash flow (approximation)€104,492

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
29-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,634 m²
Building footprint
1,021 m²
Volume, LiDAR
15,069 m³
Parcel 92078A0002/02G002, Wallonia · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
STELLAR HOME
Avenue des Dessus de Lives(LO) 2, 5101 NamurReal estate development
since 20242.366.007.568
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92078A0002/02G002 Wallonia 2,634 m² 1 · 1,021 m² 18.2 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. AK Development 100%
  2. STELLAR HOME

Highest known parent: AK Development. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded02-10-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014504885
Registered 21-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.