Summary
Stellar Beam is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €137k and a net result of €69k. Equity is growing by ~62.6% per year across the filed fiscal years. Its solvency ranks better than 73% of 6156 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
57 d late
2022
31 d late
2021
12 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€137k▲ 103%
2023 · €67k
2021: €31k
2022: €52k
2023: €67k
2021 → 2024
Net result
€69k▲ 369%
2023 · €15k
2021: €30k
2022: €21k
2023: €15k
2021 → 2024
Total assets
€180k▲ 41.9%
2023 · €127k
2021: €61k
2022: €107k
2023: €127k
2021 → 2024
Solvency
76.2%▲ 23.0pp
2023 · 53.2%
2021: 50.9%
2022: 48.9%
2023: 53.2%
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€31k-€52k▲ 68.8%€67k▲ 28.2%€137k▲ 103%
Operating result€38k-€26k▼ 29.9%€22k▼ 15.1%€90k▲ 301%
Net result€30k-€21k▼ 28.9%€15k▼ 30.8%€69k▲ 369%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 301% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €180k
Fixed assets
€15k ▼ 17.1%
Current assets
€164k ▲ 51.9%
Equity and liabilities €180k
Equity
€137k ▲ 103%
Debt
€43k ▼ 27.8%
Debt's share of the balance-sheet total falls from 46.8% to 23.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
50.8%▲
2023 · 22.0%
ROA
38.7%▲
2023 · 11.7%
Debt ≤ 1 year
€43k▼
2023 · €59k
Income taxes
€20k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€127k€180k▲
Fixed assets21/28€18k€15k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€15k€12k▼
Plant, machinery and equipment23€2k€937▼
Furniture and vehicles24€13k€12k▼
Financial fixed assets28€100€100=
Current assets29/58€108k€164k▲
Amounts receivable within one year40/41€81k€145k▲
Trade receivables40€0€8k▲
Other amounts receivable41€81k€138k▲
Cash at bank and in hand54/58€28k€19k▼
Equity and liabilities
Total equity and liabilities10/49€127k€180k▲
Equity10/15€67k€137k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€66k€136k▲
Amounts payable17/49€59k€43k▼
Amounts payable within one year42/48€59k€43k▼
Trade debts44€35k€4k▼
Suppliers440/4€35k€4k▼
Taxes, remuneration and social security45€14k€30k▲
Taxes450/3€14k€29k▲
Remuneration and social security454/9€0€1k▲
Other amounts payable47/48€10k€9k▼
Accrued charges and deferred income492/3€325€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€109€623▲
Gross operating margin9900€27k€96k▲
Operating profit (loss)9901€22k€90k▲
Financial income75/76B€10€94▲
Recurring financial income75€10€94▲
Financial charges65/66B€296€256▼
Recurring financial charges65€296€256▼
Profit (loss) for the period before taxes9903€22k€90k▲
Income taxes67/77€7k€20k▲
Profit (loss) for the period9904€15k€69k▲
Profit (loss) for the period to be appropriated9905€15k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€66k€136k▲
Profit (loss) brought forward from the previous period14P€51k€66k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Highest result since 2021net €69k ▲369%
Operating result €90k, net result €69k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.84
Current ratio from 1.84 to 3.84; short-term debt falls from €59k to €43k.
31-12
Financial
Equity above €100kEq €137k ▲103%
4 profitable years in a row build equity to €137k.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 57 days late
2023
31-12
Financial
Weakest financial yearnet €15k ▼30.8%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kraaienbosstraat 362360 Oud-TurnhoutGround area
2,952 m²
Building footprint
211 m²
Volume, LiDAR
1,483 m³
Parcel 13482F0948/00N000, Flanders · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LumiNova Creations
since 20212.319.258.122
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13482F0948/00N000 | Flanders | 2,952 m² | 1 · 211 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRENCADIS
BE 0712.601.194
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MVD Legal Services
BE 0765.820.344
Antwerpen · Eq €136,758
BOUWBOUW
BE 0747.514.365
Mechelen · Eq €136,741
LECOMTE MANAGEMENT
BE 0781.941.249
Havelange · Eq €136,730
DEBORAH'S INVEST
BE 0870.477.010
Brugge · Eq €136,717
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,045 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.