STELKA
ActiveSTELKA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €10k and a net result of €-18k. Equity is shrinking by ~35% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 79% of 7954 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-02-2026, 155 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
155 d early
2024
161 d early
2023
152 d early
2022
154 d early
2021
166 d early
2020
151 d early
2019
157 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 64.0%
2024 · €28k
2018: €90k
2019: €110k
2020: €110k
2021: €33k
2022: €31k
2023: €34k
2024: €28k
2018 → 2025
Net result
€-18k▼ 201%
2024 · €-6k
2018: €-200k
2019: €19k
2020: €13k
2021: €12k
2022: €-2k
2023: €4k
2024: €-6k
2018 → 2025
Total assets
€13k▼ 67.9%
2024 · €39k
2018: €133k
2019: €121k
2020: €142k
2021: €127k
2022: €50k
2023: €50k
2024: €39k
2018 → 2025
Solvency
81.8%▲ 9.0pp
2024 · 72.8%
2018: 68.2%
2019: 90.6%
2020: 77.5%
2021: 25.8%
2022: 60.6%
2023: 68.5%
2024: 72.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€31k▼ 7.0%€34k▲ 12.9%€28k▼ 17.5%€10k▼ 64.0%
Operating result€11k-€7k▼ 40.4%€6k▼ 2.5%€-2k€-19k▼ 932%
Net result€12k-€-2k€4k€-6k€-18k▼ 201%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2025 against €2k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€2k▼ 57.6%
Current assets
€11k▼ 69.1%
Equity and liabilities €13k
Equity
€10k▼ 64.0%
Debt
€2k▼ 78.6%
The debt ratio falls from 27.2% to 18.2%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
81.8%▲
2024 · 72.8%
ROE
-177.6%▼
2024 · -21.2%
ROA
-145.3%▼
2024 · -15.5%
Debt
€2k▼
2024 · €11k
Debt ≤ 1 year
€2k▼
2024 · €11k
Income taxes
€-841▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€39k€13k▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€2k€111▼
Current assets29/58€35k€11k▼
Amounts receivable within one year40/41€17k€5k▼
Trade receivables40€10k-
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€15k€3k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€39k€13k▼
Equity10/15€28k€10k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€28k€28k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€-6k€-24k▼
Amounts payable17/49€11k€2k▼
Amounts payable within one year42/48€11k€2k▼
Current portion of amounts payable after more than one year42€523-
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€9k-
Taxes450/3€4k-
Remuneration and social security454/9€5k-
Income statement
Code20242025
Remuneration, social security and pensions62€24k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€902€801▼
Gross operating margin9900€27k€-16k▼
Operating profit (loss)9901€-2k€-19k▼
Financial charges65/66B€2k€353▼
Recurring financial charges65€2k€353▼
Profit (loss) for the period before taxes9903€-3k€-19k▼
Income taxes67/77€3k€-841▼
Profit (loss) for the period9904€-6k€-18k▼
Profit (loss) for the period to be appropriated9905€-6k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-24k▼
Profit (loss) brought forward from the previous period14P-€-6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 10.62
Current ratio from 3.29 to 10.62; short-term debt falls from €40k to €11k.
31-12
Financial
Equity above €100kEq €110k ▲21.4%
Equity rises from €90k to €110k.
11-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rollekens 702400 MolGround area
1,408 m²
Building footprint
157 m²
Volume, LiDAR
773 m³
Parcel 13435C0051/00Y006, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STELKA
since 20052.146.986.815
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13435C0051/00Y006 | Flanders | 1,408 m² | 1 · 157 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 5,141 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2005
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.